u/Legal-Meeting-2677

Hi everyone,

I'm looking for some advice on whether it makes more financial sense to repair my current vehicle or trade it in.

I have a 2019 Toyota RAV4 LE (gas, FWD) with about 145,000 km (FULLY PAID). The vehicle has been reliable overall, but it's now due for a few repairs:

Spark plugs
One rear shock (though I understand it's probably best to replace both rear shocks)
Rear brake service

The bigger issue is that I'm having a hard time finding a trustworthy mechanic in New Brunswick to do the work at a reasonable price.

I'm also wondering if this is a good time to upgrade to an AWD RAV4. I live in New Brunswick, and while my FWD RAV4 gets me around, I do notice it struggles at times during winter, especially on snowy or icy roads. I do use winter tires.

Financially, I'm trying to decide whether it's smarter to:

Spend the money on these repairs and keep driving the current RAV4 for several more years, or
Trade it in and move into a newer AWD RAV4, even if it means taking on a car payment.

If you were in my position, what would you do? Would you invest in the repairs, or is this the point where you'd start looking at a trade-in?

I'd also appreciate hearing from anyone who's switched from a FWD RAV4 to an AWD model, especially if you live in Atlantic Canada. Was the upgrade worth it?

Thanks in advance for your advice!

Just noticed that Roger’s has added a $5 bill increase starting from next month.

If I contact customer service and ask to cancel service, will they honour the original price or give a $5 discount?

Or is it better to just switch to any other network provider. I do have a Roger’s WE MC and get a 3% cashback which I always applied to my bill but I don’t think it’ll be worth it.

Looking for opinions and suggestions.

place to park near to Parlee beach to not pay for parking?

Also can I visit Hopewell rocks after 5pm to avoid entry fees? Can I still go to the very bottom? As low tide is at 9 pm

Any recommendations except for frozen ones?

I had around 8K expenses claimed in my 2025 tax return. I had a couple of surgeries in Canada and Abroad.

For abroad I paid cash mostly everywhere but CRA asks in notice that “Who paid” for those expenses. How to prove that?

Anyone have such experience with them? How are they with such reviews?

I remember seeing it once but not sure how I can check and where does it exists?

Hi everyone,

I have a question about lease transfers/tenant changes in a Killam apartment.

A friend of mine currently rents a 2-bedroom apartment managed by Killam. He mentioned that I could move in as an occupant while he remains the legal tenant. Then, after a few months, he would ask to be removed from the lease and I would become the legal tenant instead.
Is this actually possible with Killam properties? Has anyone gone through a similar process?

I’m mainly wondering:

1. Can an occupant later become the sole leaseholder?
2. Does Killam usually allow this type of tenant change or lease assignment?
3. Would the rent stay the same, or could it be increased when the lease is transferred or changed?
4. Are there any risks or things I should be aware of before doing this?

The rent on the apartment is quite low compared to current market rates, so I want to make sure I understand the rules before making any decisions.

Thanks in advance for any advice or experiences you can share.

Planning to buy BANK for 5000$ worth of shares. Is it a good decision? As it’s continuously going up

My wife wants to go for strawberry picking. Do you guys know of any places nearby?
Do they charge per person or what?
Are they sweet and ripped?

I’m an accountant for a public company. We are only four people in the company and my boss charge clients 40-60$ per hour. She pays me 25$/hr plus 4% vacation. That’s it, No other benefits (dental, RRSP etc)

Is 25$/hr a good pay for an accountant having an MBA degree with 3 years of experience in foreign country and 2 years of experience in the same company? When I started in 2024 my pay was 20$/hr

So I’m from Canada having a Maine EZpass account and crossed Georgetown Washington Bridge yesterday. I see a charge of 23$ for Toll by Mail on my EZpass account but I believe the toll was 16$ something?

What settings do you guys record at so that video doesn’t go dark when uploaded on Instagram?

My video brightness decreases if I download in 4K 60fps and upload it.

Me and my wife will be using same credit card as that one doesn’t have any international fees. I’ll have physical card whereas she’ll tap it from Google wallet. Will fare cap happen for both of us individually?

I’m using Sada Pay to pay for my Spotify and Netflix fees.

Firstly it charges an international fees irrespective of fees being fixed like Rs800 for Netflix monthly subscription.

Even when I changed to my payment method to Sada Pay they deducted Rs100 and Rs63 international fees.

What's the best budget-friendly observation deck? I'm considering Empire State Building, but I've heard there may be better and cheaper alternatives? Any tips for getting discounted tickets?