Sallie Mae started calling my family.
I guess this is a tactic they use to try and embarrass you but essentially when I entered repayment I couldn’t afford to pay what they were asking and I live paycheck to paycheck and they were absolutely unwilling to work with me when I reached out so I had to decide between paying my living expenses and not paying Sallie Mae. So now I’m pretty close to default and I got a call from a “case manager”. I didn’t answer and a few minutes later I get a text from my mom with the same voicemail from a “case manager” saying my file reached his desk and I need to act now before it’s out of his hands. I don’t have a co signer so they can’t go after her or anything but of course this led to an argument but my mom has not been in the loop of all this because I understand I need to make more money so I’ve been applying for jobs for literally months but the job market isn’t the best right now.