Insurance of second hand bought bike
Hi,
I had a indbo insurance for many years from Gjensidige, but never reported a claim.
Last week, our bike was stolen. We bought that bike second hand, 1000 kr, but it was a pure luck, as it was almost new. Then we bought a baby seat, new.
We claimed the insurance, and I put the bank receipt showing I sent someone 1000 kr and the receipt for baby seat 1200 kr.
During the claim they asked if it was a new bike or second hand, I said second hand. They also asked the price of a new one.
Now, I can see, in the early morning, they (I think automatically) approved, and after deducting selv-risiko, they give back the price of a new bike.
This is amazing, and actually "fair" to some extent. But I wonder if there is something wrong. It sounds too good to be true.
Is this also your experience?