Question about KFH Auto Insurance
I'm leasing a car from KFH Auto and it has comprehensive insurance. I recently got into an accident with another driver, and I was at fault. His trunk has a pretty big dent.
The other driver said there’s no need to get a police accident report because he can take it to a garage and I can just pay him 45 KD. My car only has some paint damage.
Since my car is leased from KFH, do I need to get a two-party accident report for the insurance to repair my car? And if I get the report and I’m at fault, do I have to pay anything, or does the comprehensive insurance cover everything?
I previously had a hit-and-run/unknown-party accident and had to pay 25% of the repair cost, so I’m not sure if it works differently for a two-party accident.
Has anyone here leased a car from KFH Auto and dealt with something similar?