u/Apprehensive_Two1528

I have been dca year to date, and there’s roughly 3% cash left in one of my taxable accounts.

if you were me, would you choose to deploy to risk off etf like voo or risk on etf like dram?

which risk on etfs have you chosen?

Disclaimer: i’ve owned sqqq, tqqq, smhx etc. no more leverage etfs

I have a 2/1 small house that has been on market for a whil, and can some one in LA county recommends a property manager that does tenant placement service with reasonable rent estimate only?

IPP ( independent power producer) and transmission assets provider /owner are two sub sectors in the market that I think it’s safe to play from here.

Disclaimer: ex party power guy. had this as a living.

US power(electricity production &supply) industry has been lagging for half of century.

Electricity production in US has a lot of constraints, particularly in blue states, where environmentalists show up every single city council meeting to protest against fossil fuel and nuclear power.

major us gas tirbines were in place mostly after ww2 and those turbines are running out of time

transmission lines and towers are degrading and fire hazard makes them very hard to get built.

electricity industry is lagging china for at least 2 decades.

we are already suffering from lack of transmission capacity and generation capacity, without AI in play.

We have a mini retreat in power stocks recently, not sure why, but it’s time to buy.

tickers I’m buying /watching

1. Pwr

2. ETN

3. NXT (we will need this. solar generation is a mess, we need the datadog for solar )

4. pcg (transmission assets it owns will be a huge help )

5 eix (transmission assets it owns will be a huge help)

6 AEP

7 NRG ( i recently sold this out but will buy again when price is right)

8 American Tower ( this is a reit for towers) will need this too

9 nvent ( not a power play, but will be needed)

As i mentioned, no nuclear, I sold my vst uec rycey and oklo at the beginning of the year or oct last year.

EIX has 2 big nuclear plants (1200MW each) units at Sonofre CA and shut them down because of enviromentalist protests)

SMR is not going anywhere , even with a republican government.

Sharing my thoughts. FYI. I called the saas bottom on 04/10 and oild peak on 03/31

I told every one to buy crwd panw and ciber stocks and no one listened to me at the time.

they are 40%-50% gain in my port (small trading position) after holding merely 1 month.

Double check your utility bills!

I Recently stopped services at Manteca, and I was bill 5 days after stop service date.

City clerk said blah blah blah, and i just forwarded stop service request and his confirmation email for stopped services.

Looks to me City government has an ethical issue, not first time this has happened.

Double check your utility bill. especially yhe last one.

My northen california home when i bought it a few years back was quoted for more ”replacement costs” than the asking price of the home, so I bought it by thinking that it couldn’t be replaced with the same amount of money plus you need to pay $80k pad fees connecting sewers plus permits plus plot fees etc.

I was right and it was one of the best timing to buy in my years of history in real estate purchase.

Today, this scenario happens again.

I quoted my landlord policy and the replacement costs without “extended costs for permitting etc” are higher or equal to the resale value of the home.

I think the current market is again a depressed market and shall be bought in if you are a buyer here.

And i’d recommend buyers to buy now to catch the depressed sales market.

what do you think? is is the same with your market?

I assume most redittors on this sub do not day trade and know that buy and hold can be more rewarding than day trading.

So my question is, when you had to sell the stocks due to some basic human needs, like medical blls, tuition bills housing rents etc and so on , what’s the outcome of the sale?

Did your sale become a disguise for a blessing or a regret in the long run?

Let me throw my experience for fun. I had to sell stocks for a house downpay in 2021, so I had to sell $20k baba stocks and realized $17k loss in that single ticker.

I thought it’s a bad thing to sell for such a loss, and found out baba went from $170 to $70 if i didn’t sell. so it was really a disguise to blessing.

How’s your basic human needs sale go? what tickers did you sell and do you regret?

The first saas that is actually a beat and raised guidance

https://www.investors.com/news/technology/fortinet-stock-ftnt-fortinet-earnings-news-q12026/

cyber is the only sector that I think is barely impacted by Anthropic

Just like the police department of the internet.. No impact.

Only one that didn’t beat was checoint so far, but it’s probably due to its iseralie prigin

Out of curiosity, how Fidelity rate their own financial adviso’s performance, if we exclude the assets under management factor?

What would make a fidelity fund manager rated as a gold medalist?

How many percentage of beat would require to be a medalist in the peer category of funds?

HCOL area landlords, how did you handke the emotional stress of bring a landlord?

it is my first time for being a long term rental landlord. i used to do mid term rentals leasing to nurses doctors and contractors and it went well till City jumped in.

how do you feel about renting?

my 1st tenant has a roughly 6 figure paycheck and still feels tight to me once i dig into the numbers.

he had no rental history. no eviction history.

i am not 100% sure but I guess no one can be 100% sure unless he has already moved in.

How do you deal with the uncertainty uneasiness and high costs of insurance policy

the new app version is annoying!

please have the share button back to where it was.

Fidelity, is there any way I can get a paper trading account for options trafing?

I’ve been in stocks for years and always have fear to get into thenoptions trading scheme.

How can I get an options trading account so I can start investing with options?

CA location home

tenant is making roughly 2.9 gross income to the asking rent.

single guy.

has. 776 fico

but his job is a salaried salesman, paid about the same every pay check plus little allowances

been at the job for merely 6 months.

previously slightly less inventory house manager job for 3 years

mid 50’s.

this year is a very difficult year for landlords. barely any qualified applicant.

single mid 40 to 50 guy that is retiring soon, working as a sales rep for specialty plumbing parts company ( commercial grade)

fico 700 plus

previous home owner in another state.

manager of the guy said he makes about 6 figure a year. get paid for 2.9 gross rent amount.

claiming living with families before for 5 years after selling/renting out the out of state home.

no landlord referral

daid on application that he wants a place closer to grand daughter.

families are in 1 hour away.

is this doable?

Edit:

i’m worried about the sales job is under commission/salary. is this stable enough?

every paycheck looks the same to me . manager said he is salaried…

your opinion please?

Literrally, All my last year underdogs have gone profitable. Last ticker was LNTH, which has gone profitable today.

Here is my latest underdog list update. I learned so much from the monthly recap than the winners. I’m sharing this with my takes of the market.

Overall portfolio beat market ytd, including month of march (down time)

1. Bidu -50.79%

2. IBIT -23.98%

3. baba -39.55%

4 zs-45.85%

5 jmia 84.38%

6 mrk -8%

7 rddt -14%

8 chkp -45%

9 netflix -15%

10 crm -32.63%

11 cof -16%

12 meta -8%

My takeaway:

1. So, literally the saas apocolypse created damages and they have been largely recovered from the bottom. ZS and CRM are recovering better than chkp. Best recovery was now, panw, rubrik, which I have them, but not hit this list. I think saas is a sector that is creepingly increasing.

2. Btc has recovered much better than any other losers, in terms of magnitude. It’s a good speculative asset

3. emerging market is doing better and better every month. baba is a likely buy at this level. Jmia is not keeping up.

4. mega tech netflix and meta are’t in the favor, but not dropping too much either, probably a temporary dip. Can buy a little bit when low

5. COF is my mistake. all my other financials are doing well, and i shouldn’t have listened to cramer on this. will get rid of it at sometime.

Btw, I think it’s time to sell some. AND i have the highest level of cash since long time ago.

Mkt senses to me is looking for a correction.

As titled.

It’s just funny how Airbnb retaliates against hosts. can’t find any other reason then claiming my identity can’t be verified after 10 years of being a guest and a host. it’s getting creative.

I am officially done/gone after 10 years of hosting and being a guest too.

Airbnb has sadly become a bully.

it’s a little sad. 10 plus years in hosting, account is gone in a day after a complaint.

hosts, i’d suggest don’t use your hosting account for any personal trips.

Real value investor vanguard just bought/added

eix, azo, lnth, ph , pcg

all value oriented.

chip, it is not buying

Jim Cramer said in yesterda’s mad money and said some tickers are simply not giving retail investors any chance, so you need to hold your nose and still buy it.

He mentioned SNDK is one of those tickers.

I foolowed his advice and started a small position in one of the tickers that I think it’s sky high.

What tickets do you have difficulty buying and feeling to high to jump in?