u/Clueless5001

My husband has a conference in Bogota that he could go to for 4 days in mid July. He would like to go as he likes the topic but it is not mandatory (he is self employed so we would be paying everything). I would like to go just for the travel, the conference is of no interest to me. We have a couple of acquaintances who are from Colombia who tell us it is perfectly safe and we should go. They are not coming with us and their families are not in Bogota

I am not sure if the conference has made arrangements for spouses (the meetings are from breakfast to just before dinner) so it is possible I may be walking around by myself. Is that realistic or will I be stuck in the hotel?

My husband and I look like we are in our mid 50s, we are not flashy but look like typical overweight Americans if you know what I mean. My husband tends to be trusting, I am not. We are both reasonably well traveled but my husband has mostly traveled with guard rails in place (organized tours or programs, places I have been to previously or where I speak the language or have made arrangements).

Originally I thought we would add some days on our own. Should we stay in Bogota? We are not planning to be away more than a week for business reasons

My husband speaks minimal high school Spanish although he seems to speak it better than he believes he does. I learned a little in high school but did not absorb much. I have a weird thing with Spanish, I can say whatever I need to in a simple sentence (it will be using the infinitive and will not be grammatically correct) but I cannot understand whatever is said back. I have google translate on my phone but according to the little I have read, having your phone out is not a good idea.

The decision is whether we should go at all, or whether my husband should go alone for the conference or whether I should go as well because there will be things for me to do and see on my own. I do not know any of the other spouses who are going and I have no idea how many are going if any. Thank you for any thoughts and any other sources for research or other groups

New owner of a QX Revo Ultra, two weeks. I was cleaning the brushes (they were not dirty) and when I pulled them out this led to where the debris is stored. It seemed to be coming out. I pulled it out (came out easily) and ended up with a 6 x 6 inch pile of dust and debris. I thought this self empties? I checked the bag in the base. It was about a quarter full although the way it was laying, it initially seemed full but then I realized it was folded. I unfolded and hopefully it starts to self empty at some point

Need a 2 inch threshold ramp for my new Roborock

I have the QX Revo Ultra. I have a two inch threshold to my kitchen. Is there a ramp product you can recommend? Preferably from Amazon and with a link

It is going on hardwood so would not be taping it, just placing it so robot can go from one room to the other. Other concern is a rubber smell

I have the QX Revo Ultra. I have a two inch threshold to my kitchen. Is there a ramp product you can recommend? Preferably from Amazon and with a link

It is going on hardwood so would not be taping it, just placing it so robot can go from one room to the other. Other concern is a rubber smell

I sometimes need to move money out of my account the same day. Since SGOV and SWVXX settle the next day, I cannot. Is there something more that generates interest (even at 1-2% not .1%) but can be moved out the same day? My account is well under $1M

EDIT: Not interested in doing margin

Is this as good as it gets?

Got my first robovac two weeks ago, a Roborock Revo Ultra from Costco. I liked it the first week when it was only vacuuming but I am wondering about the mopping. The vacuum has been great, and my wood floors really feel cleaner from just vacuuming.

Some areas are not as great. First of all it seems to mop then vac. Is that normal? Is there something wrong with the setting?

Next vacuuming works well although my dogs tend to take the stuffing out of toys and scatter them. With a regular vac I would be able to scoop them up but with this one, it avoids them like an obstacle. Anything not tiny (such as a label from a new toy, about 1 x 1) it leaves.

We have mostly old wood floors, and tile in the kitchen. It has mopped the wood a couple of times and the floor does not look any different. Should I buy the cleaning soap?

The kitchen is a separate zone because it has a two inch threshold. That’s not a problem, it maps it as a different area which is good. About twice a week I pick up all the scatter rugs in the kitchen which admittedly if it has rained that day, is kind of muddy. I have it vacuum then mop. I did it last night and there were still spots that looked better than before but did not look truly clean. My tile floor is white and it just does not look spotless even after two passes

Is this how they all are?

Got my first robovac two weeks ago, a Roborock Revo Ultra from Costco. I liked it the first week when it was only vacuuming but I am wondering about the mopping. The vacuum has been great, and my wood floors really feel cleaner from just vacuuming.

Some areas are not as great. First of all it seems to mop then vac. Is that normal? Is there something wrong with the setting? EDIT Based on some other posts I saw, apparently it mops and vac at the same time which I think it is a little odd and that is something I will adjust. Usually I have it vacuum, return to base and then tell it to mop

Next vacuuming works well although my dogs tend to take the stuffing out of toys and scatter them. With a regular vac I would be able to scoop them up but with this one, it avoids them like an obstacle. Anything not tiny (such as a label from a new toy, about 1 x 1) it leaves.

We have mostly old wood floors, and tile in the kitchen. It has mopped the wood a couple of times and the floor does not look any different.

The kitchen is a separate zone because it has a two inch threshold. That’s not a problem, it maps it as a different area which is good. About twice a week I pick up all the scatter rugs in the kitchen which admittedly if it has rained that day, is kind of muddy. I have it vacuum then mop. I did it last night and there were still spots that looked better than before but did not look truly clean. My tile floor is white and it just does not look spotless even after two passes

Is this how they all are?

I currently have a $2M Umbrella policy that costs a ridiculous amount. No tickets or accidents in the last 5 years, excellent credit. Our house is average. The reason is because we have three average cars (soon to be two, returning on lease) and more than the average number of adult children, ages 21-29 who we cover on our policy. The policy charges us several hundred per child to cover them.

Our auto insurance is very reasonable and I have no interest in switching it (may shop later in the year when one of our boys turns 25), but the umbrella is expensive (over $3000). We have Geico for both and when I got it 10 years ago, it was not bad but as each kid started driving is ballooned. We are in NY if that matters. Note, I do not respond to DMs

Ordered an expensive portable item recently online, was shipped via UPS, not an item that needs installation or assembly. It was $200 off on sale. I was charged the sale price but paid tax based on the original price not the discounted price. Is this correct? I am in NY if that matters

Recently found out someone I am close to did not file their 2023 federal or NYS taxes. Their parents’ accountant did them in 2022 but they want to try on their own

Their taxes are relatively uncomplicated, single, W2 income from one job of over $100-120K, interest income, brokerage dividends, unemployment of $4000 or so, small student loan, traditional 401K and possibly HSA deductions. They have all the W2s, 1099s, 1099G, 1098s, needed for this.

What software do they use? Is there one for NY state? Are there better or easier or cheaper options?