u/Delicious_Mess7976

Changing to a smaller IP, question about in pot cooking

I love using an IP....I am thinking of buying a smaller one, one of the RIO units.

Due to their size difference - wider and shorter - is it harder to use them for in-pot stacking when making a meat dish with veggie sides?

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u/Delicious_Mess7976 — 3 days ago

What to do nearby with a completely free day near Turning Stone?

We have an upcoming weekend at the Turning Stone and don't want to spend all the time gambling.
We enjoy nature, good dining, antiques, sightseeing, etc.

What else to see or do nearby within say a 30 mile radius? Gracias.

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u/Delicious_Mess7976 — 3 days ago

Using AI as one reference point

For post-retirement financial planning, I am scheduled to meet with a regular planner and I am looking at software as well....and I am also interested in using AI as yet another reference source.
I like the idea of comparing the information and suggestions that I get back.

For someone very new to using AI as a guidance source, do I start by asking it what inputs it needs from me to give me an overall guidance planning. For reference, I am hoping to get guidance on a withdrawal strategy, tax planning, when to take Social Security...etc)

Is it like a typical AI discussion/chat, or do I need to use a certain field on the platforms. I have tried them all, the only one that I have paid subscription with is Claude...have heard positives about Gemini.

Thank you.

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u/Delicious_Mess7976 — 5 days ago

How to best fill four days in Portland in August?

Hello, traveling from the east coast via LAX then onto Amtrak up the coast. I will be solo.

I will have 4 days in Portland before taking Amtrak again onto Montana

I have spent little time in the NW...so I would appreciate best advice.

I wasn't planning to rent a car, but if it's a must, please let me know? otherwise, assume rideshare or public transportation when not walking?

I enjoy walking, drinking coffee, trying exotic cuisine, listening to live music,

Asian culture, interesting natural sights...history...middle aged nerd.

Peace.

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u/Delicious_Mess7976 — 5 days ago

If you live long enough, do you end up feeling like you've seen it all?

I am going through a whirlwind of emotions recently. I would really appreciate any comments or thoughts from anyone who has been through similar situations.

The short of this story I was/am the oldest child, grandchild, cousin in a large extended family. - My mother, who died 2 years ago, was married twice.

I am the oldest from her first marriage and I am now 65. I am divorced and solo. I have a brother, age 62 who just died suddenly 2 weeks ago and we are grieving his loss horribly. I was close with him since we went through a lot together as children. I have a sister age 60 and now she is really all I have left, but for my own adult daughter who lives a thousand miles away.

I have two half siblings, ages 52 and 56 , from mother's second marriage. My sister, brother and I became estranged from them since during the final year of our mother's life, we discovered they had robbed her accounts and left her penniless....totally ignored her wishes in her will. The lawyer suggested we go to the police. We were so bereaved, we just let it go and couldn't face them, after we had asked for explanations and never got them.

Ok, so now...my extended family is just me and my sister, with our children and cousins scattered about the country. We have an aunt, our mother's sister, who is now 85 and starting to show signs of dementia....

but that's it.....our once huge family, one by one, they're gone. Now my sister and I just look at each other in shock. Yes, we do appreciate the kids and friends and all that...but the circle of what we knew our whole lives is gone.

What makes this so ironic? My sister and I were never really close....yes we played together as kids and I was in her wedding, we gathered on and off for holidays - but that's it.
Since our mother's death and now our brother's death...we're clinging to each other like we're life rafts, speaking nearly every day in between tears. I have crazy thoughts like if I had known things were going to end up as only her and I left - I would have/ should have gotten to know her better - but here we are now. She was very very close to our brother her whole life - and so this is devastating. Looking back, our parents were very poor and distracted so we held on the three of us, as best we could. My mother's second marriage provided better finances, so the youngest brother and sister grew up differently.

Should we have seen this day coming? Maybe? but you never know how you will feel until confronted with the reality. To make matters worse, I have two life long friends and we've always been there for each other....but they each are going through their own issues and can't talk about this now...I am treading water.

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u/Delicious_Mess7976 — 7 days ago

Questions for using the models: Claude, Gemini, et al

I appreciate the helpful responses I got regarding my last post, i.e. fin planning after retirement.

I have engaged the services of a CFP, but also will be using the other methods mentioned - i.e. Gemini, Claude, etc.

Until now, I have only used these for simple questions that I plug into the chat box....seems that financial analysis with all of the factors involved, shouldn't I upgrade to the paid versions of these platforms?

Do you just cut and paste all your analysis information into the chat box? seems simplistic, but maybe I am overthinking it? and then you download the results?

Just trying to maximize the results and hoping for accuracy. Just trying to look at logistics, thanks

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u/Delicious_Mess7976 — 7 days ago

NY State - assistance with insurer problems?

I see that Albany/NY State has an online complaint process for dealing with insurers who are - you name it - not responsive, playing games, denying, delaying etc. My issue today is related specifically to health insurance.

I am going to file a complaint today. Just wondering if anyone has used this process before and whether it was helpful and if you have any tips.

This group has helped me in the past (and I am grateful) on a tenant lease issue, so now coming back to the well again....corporations love to screw the little guy.

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u/Delicious_Mess7976 — 8 days ago

Question: Financial Planning Advice for After Retirement?.

I am treading water, but need to swim. The short of it is that I worked long and hard for decades, never came up for air. Then I retired a couple years ago and I have been like a bird let out of a cage - traveling, spending time with family, sleeping more, exercising more...barely look at the market news - this after decades of daily watching.

DIY personal finance was a breeze in the accumulation phase - spend below income, invest the rest according to plan, set and forget until one day you wake up and have a big pile.

Since retirement? I have actually been just living from withdrawals from my savings account...yikes. Just signed up for Medicare so now it's time to get serious:

- when to take Social Security

- how to develop a withdrawal strategy - based on taxable vs. nontaxable vs. tax deferred

- what about IRMAA?

- are my Roth Conversions on the right path?

- what should I know about RMDs?

- how do I max out withdrawals without running out of $?

Those are the kind of questions that I am late to answer.

I have been recommended to a fee only advisor for an initial no obligation consult, so will see how that goes.

Would one of the software programs be helpful as well? I am a low tech person, so a bit intimidated.

I understand the limitations of intelligence platorms, but is one of them better than the others for helping me run scenarios?

Thoughts? retirees here? any advice or suggestions? Any good books for retirees on these topics? Many thanks.

-

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u/Delicious_Mess7976 — 9 days ago

Killing Grounds documentary - soundtrack

Just one opinion. Tried to watch it for content and any new information. The background sound made that too difficult for me.

Sure it's eerie enough and adds to the macabre feeling of the case, BUT it's a loud distraction and detracts from the statements made by the investigators, journalist, DA and family members....instead of enhancing the information, it drowned it.

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u/Delicious_Mess7976 — 10 days ago

Purchasing Alcohol in NY State

Since moving back to NY, I've bought alcohol in liquor stores. They look at my ID to check for age, I pay then leave. That's that.

Yesterday, I bought beer at Market 32 and not only did they check my ID, but they SCANNED my license.

Does anyone know why the would scan a license? I asked the clerk and all she said was "state requirement"

If a state requirement, why don't liquor stores do that? only Market 31 so far.

I guess I am just getting testy about all the increased surveillance everywhere we go.

Of course, resistance is futile, no?

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u/Delicious_Mess7976 — 11 days ago
▲ 0 r/Amtrak

VIA Rail Canada vs. Amtrak

For those who've done long distance travel on both, how do you compare/contrast the two?
I am only familiar with Amtrak, but considering VIA Rail this year as well. Thank you.

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u/Delicious_Mess7976 — 12 days ago
▲ 0 r/Amtrak

A visit to Glacier Park - questions

I am planning a trip later this summer from Portland to Chicago.

Would like to hop off the train for a day or two to see Glacier Park.
I understand (still researching) that there are three possible stops for this - West and East Glacier or Whitefish, with Whitefish being the only stop for a car rental.

Have any of you done this and have any suggestions? Also hoping to find reasonably priced lodging (yes, I get it, seasonal)

Thanks.

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u/Delicious_Mess7976 — 12 days ago

Whenever I've dined at Japanese restaurants, I've almost always loved the yosenabe....

mostly I love the delicate broth, chunks of tofu, bok choy and gently cooked salmon filet.

This seems like a very health dish...one I might attempt to duplicate at home even though my attempts at replicating Asian dishes at home haven't been too successful.

If you make Asian soups at home, would love any tips...I particularly enjoy the lightly cooked salmon, so I can add that last? Thanks.

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u/Delicious_Mess7976 — 15 days ago
▲ 3 r/Amtrak

I only have Amtrak experience on the Auto Train, hence my question.

Sometime this year, I want to travel from NYC to Portland, OR on the Empire Builder.

My preference is not to go straight through, but perhaps stop in a couple locations to explore and overnight. I am aware that some trains only come through once/day.

From a cost perspective (I know staying on/not getting off any of the entire trip is cheapest)

Would it be best to purchase tickets for those segments that I want sleep on (solo, roomette)

and then a rail pass for any segments I plan to ride in coach during the daytime?

Suggestions appreciated.

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u/Delicious_Mess7976 — 17 days ago
▲ 11 r/Albany

My mom recently retired and wants to move to the Capital Region..... I live in Cooperstown but she needs/wants more of a larger city for healthcare, better/bigger hospitals, more doctors and sushi, lol....she loves all Asian food - and she wants to make new friends.

She loves to walk daily, sometimes goes to listen to live music.

Can you suggest areas or neighborhoods she should focus on for safe walking, Asian food, healthcare, nicer homes or condos? places or neighborhoods that are good for seniors?

Colonie? Schenectady? Clifton Park? Glenville? Delmar? Latham?

these are the areas we have targeted so far.

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u/Delicious_Mess7976 — 17 days ago

I'd like to combine veggies, grains, meats, etc. with seasonings or sauces (can be added later or after cooking, actually)

What would be your favorite one pot meal to combine and cook altogether in the IP? Thank you.

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u/Delicious_Mess7976 — 19 days ago