Am I supposed to just accept that this is the reality?

My toddler just turned 2. Both my wife and I work full time so our little one has been to daycare since she was an infant.

We’re in the US so of course everything is in English. I’m Chinese so I’ve been trying to get her to learn it. She understands Chinese fairly well but she has barely been able to say much.

I only talk to her in Chinese. I try to read to her in Chinese (not often but I try to). She gets tv time in Chinese as well. But her language explosion over the past 2 months have been probably 95% English.

Recent full sentences and words are “I like this one”, “stay baba”, “come here baba”, “I need help”, “get down”, “ go away”, “I sit right here”.

Not a single Chinese sentence. She can maybe say a few words here and there. I even try to repeat back what she said in English in Chinese. Like she says “stay baba” (her not wanting me to follow her around on the playground), I try to say in Chinese “okay baba will stay right here”.

I just feel like I’m fighting an uphill battle that I can’t win. I mean I get that she’s surrounded by English all day long so I’m not expecting a 50-50 retainment. But maybe a 75-25 English to Chinese is what I was hoping. But right now it’s like a 95-5. Her English growth is exponential while her Chinese is barely budging.

I mean do I need to just accept the reality that hey she’s growing up in an English speaking country and that’s just how it’ll be.

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u/Potential_Shelter449 — 3 days ago
▲ 15 r/SPCE

Apparently everyone on LinkedIn is positive towards Branson

Everyone on Instagram, X, Reddit and Facebook are all like fuck you and you’re a scam and you tanked the company. But on LinkedIn everyone is praising him lol.

linkedin.com
u/Potential_Shelter449 — 6 days ago

As an Asian person, there is nothing wrong with the model minority stereotype

The fact that people inherently think we are intelligent and hardworking is seen as a bad stereotype is baffling to me. Oh no you just inherently think I’m smart and amazing before even knowing me? Oh wow that’s such a horrible thing.

The asians that hate this are just insecure and lazy people who don’t want to do well. The common theme is “oh what about people who aren’t doing well and can’t live up to that expectation/standard? It makes them look bad!” Oh big fucking whoop!!

Then do better. We should always be striving to do better and be the best we can be.

And frankly we should be fucking PROUD that generations before us have given us that reputation/stereotype. That we are outstanding citizens who care about hard work, higher education and career driven.

Like imagine anyone saying “wow you’re such an educated and hardworking ambitious person” and thinking that’s a bad thing. It’s only those that AREN’T that are insecure that would think it’s a bad thing. It’s the same as that unemployed uneducated friend next to me hearing that compliment going “I’m offended. You shouldn’t say that around me.”

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u/Potential_Shelter449 — 7 days ago
▲ 17 r/spy

lol what is up with this $755 brick wall?

Seems like $755 is a brick wall. PPI and CPI are fine, market seems excited for tech earning, JPMorgan had stellar earnings, and yet we can’t seem to break out of this.

reddit.com
u/Potential_Shelter449 — 9 days ago
▲ 5 r/spy

For those of you that use RH, which one is more accurate for options profit prediction?

I’m seeing that the “view options analyzer” versus “simulate my returns” are giving different returns on my SPY contracts right now

reddit.com
u/Potential_Shelter449 — 11 days ago
▲ 10 r/spy

Got $760 calls exp 7/31 so hopefully this is a good sign

Tech bulls may not have to wait much longer for fresh highs, if the single-biggest trade in the Invesco QQQ Trust ETF

on Thursday is any indication.

The trader spent $24 million on a three-part call spread that needs the Nasdaq-100 index to make an all-time high by the end of this month, a high-conviction directional bet and the third-biggest trade among all options exchanged on Thursday.

Although Qs haven’t been in tandem with spy like it used to

reddit.com
u/Potential_Shelter449 — 13 days ago
▲ 2 r/FRM

Who here passed the May part 1 exam while getting below 60 on your GARP mocks?

If so, what were your scores?

And can you give me a breakdown of your scores for each section in your mocks and which one was your weakest?

reddit.com
u/Potential_Shelter449 — 13 days ago

Lost 9 games in a row tonight with breakthrough

9 games… I just gave up and stopped playing. This games matchmaking is unbearable…

Edit: decided to try again… 11 now.

reddit.com
u/Potential_Shelter449 — 14 days ago
▲ 30 r/RKLB

Finally decided to dabble a bit

Bought 100 shares today. It’s fallen almost 50% from its all time high.. thought it’s worth getting some shares from here. Only thing is that $48 billion market cap still seems a bit high in my opinion but I guess we’ll see

reddit.com
u/Potential_Shelter449 — 14 days ago
▲ 15 r/spy

Well I guess let’s see if we go for all time high next week…

But knowing my luck we drop 2% on Monday because Trump says something this weekend lol

u/Potential_Shelter449 — 14 days ago
▲ 21 r/SPCE

There seems to be more evidence of commercial operations ramping up on LinkedIn job posts

Just looked and there’s a medical support specialist job which they probably need to monitor the customers during their training and when they come back or even preflight screening.

Also saw a post for Director of Global Astronaut Sales to start helping ramp up ticket sales again.

Not huge but I think it’s something since they wouldn’t be hiring those unless they’re planning to actually start commercial services or at least management is still aiming for the 2026 timeline

reddit.com
u/Potential_Shelter449 — 15 days ago
▲ 10 r/SPCE

Outstanding shares at 140 million

Just looked on yahoo finance. Frankly not even sure which source to trust since it’s different market cap on Robinhood, yahoo finance, and fidelity differ. Yahoo has the market cap at 372.48 million as of yesterday’s close of $2.65. So puts the shares at 140.55 million shares. I trust this more due to all the recently dilutions with debt note

Wondering how much more dilution they’ll do. I’m estimating by the end, at least 200-220 million shares.

Which to give you guys a perspective. At $10/share we’re looking at $1.4 billion market cap vs 2.2 billion.

At $100/share, 14 billion vs 22 billion.

They’re gonna need to do a LOT of business and revenue to ever justify that market cap which I know we surpassed that during the hype before Branson flight.

reddit.com
u/Potential_Shelter449 — 15 days ago
▲ 1 r/FRM

Is it true that the GARP mocks are harder than the actual ones?

I’ve heard this claims and I’m wondering from people who have taken both if that’s true.

Signed up for August exam.

reddit.com
u/Potential_Shelter449 — 16 days ago
▲ 0 r/FRM

Thoughts on mock results?

A month ago, GARP official mock I got a 49.

2 weeks later I did Schweser and got a 43.

3 days ago I did a new GARP mock and got a 54.

Both GARP exams I was struggling to finish on time and by the end I had like 5-6 questions I didn’t answer and just started randomly guessing so I frankly have no idea if I got 54 today because I got lucky (haven’t checked the results yet) with the guessing or if I actually got more questions right.

reddit.com
u/Potential_Shelter449 — 20 days ago
▲ 3 r/FRM

Used AI to analyze difference between Schweser mock and GARP mock

I heard multiple people say that GARP is so much more conceptual and less math. I’ve been using Schweser and decided to compare it with GARP. It said this:

Kaplan tests execution; GARP tests method selection.
Kaplan has more pure computation (42 questions open with a numeric answer choice vs. 27 for GARP) and its explanations literally give BA II Plus keystrokes (“N = 10; I/Y = 2.5; CPT → PV”). Its calculations are often heavier — multi-step swap valuation, dirty/clean price with fractional periods. GARP’s calculations are usually shorter arithmetically but hide a conceptual fork: the historical simulation question isn’t hard math, it’s whether you know stock prices use percentage changes while rates use absolute changes. So don’t read this as “Kaplan is harder” or “GARP is harder” — they’re hard in different dimensions.

Kaplan is significantly more calculation-heavy; GARP is more concept-and-judgment heavy. Roughly 43 of Kaplan’s questions have numeric answer choices vs only ~22 in GARP. Kaplan says “closest to” 30 times (GARP: 4) and even walks through calculator keystrokes (N, I/Y, CPT). GARP instead leans on statement discrimination — “which of the following is correct” appears 62 times — where all four options sound plausible and you need precise conceptual knowledge (e.g., who bears pension deficits first, t-test vs F-test for joint hypotheses).

GARP’s distractors are engineered traps; Kaplan’s are more generic. In GARP’s explanations, every wrong answer is reverse-engineered from a specific mistake — e.g., in the futures pricing question, option A is exactly what you get if you flip (r−q) to (q−r), C if you drop T, D if you drop the dividend yield. “Is incorrect” appears 232 times in GARP vs 6 in Kaplan. So on GARP, doing the calculation almost right still lands you on a listed answer — there’s no “my number isn’t here, let me recheck” safety net.

The big picture: Kaplan builds and drills the toolkit; GARP tests applied judgment and punishes near-misses.

reddit.com
u/Potential_Shelter449 — 21 days ago

Just deposited funds using debit card, would it be available at market open tonight?

Decided to deposit like $2000. Will it be available for me tonight at market open or later tonight?

reddit.com
u/Potential_Shelter449 — 26 days ago

Complicated dog situation and don’t know what to do about it

Several years ago not soon after my wife and I got married, we got a dog from a shelter.. thought we picked a good one that was calm and we raised the dog from a puppy.
I’ve also never owned a dog before that time so I didn’t realize the time and effort it would take. But within 3 months of getting her (the dog), I’ve hated her ever since. She is too excitable, obnoxious, whines, destroys things, chews up things, etc. she grew up to be a medium size dog like 30-40 pounds.
My wife has always wanted a cavalier King Charles. Although extremely expensive, it’s much more of a family dog and it’s smaller too.. I can tolerate smaller dogs as well.
So the issue is this. She is a person who is highly committed to people and animals and don’t believe in abandonment. But the issue is that I’ve also told her that morally speaking it’s better to go find this dog a new home.
I hate this dog but also that she is a dog that literally is stuck in the house all day long. The most outside she gets 90% of the time is running around our yard and poops and pees. We don’t ever walk it and hardly take her to the park.
So I told my wife you can get the dog you want (which she always said to wait till after our current dog dies), and we can get rid of Sadie (our current dog). She can have a better life considering she’ll be middle age soon. She gets to go with someone who will let her have a good life.

I also told her that yes while Sadie does rummage through things and get destructive and it drives me fucking insane and pisses me off, in someways it’s not her fault. Shes stuck in the house all day and can’t go outside or walks because we’re both too tired and busy with work and our toddler and other commitments.

But she won’t do that and everytime I bring it up she shuts it down and doesn’t want to talk about it which I think it’s because she’s feel guilty that she is doing something morally wrong which I’m like no morally speaking you’d be giving her a life which she can be happy while I can get rid of her. It’s a win win for both for us.

TLDR: I highly dislike our dog. Wife has always wanted a King Charles cavalier. Told her we can rehome our current dog so she can have a better life and wife can have the cavalier but wife still won’t do it for moral reasons even though it’s moral to rehome.

reddit.com
u/Potential_Shelter449 — 27 days ago
▲ 99 r/TheRaceTo1Million+1 crossposts

SPY 735 puts didn’t fill before 4:15PM

I bought it right into the MU pump… and meant to close it at a loss. But it didn’t fill in time. Now I’m gonna watch this disappear tomorrow either through theta or PCE is gonna pump us

u/Potential_Shelter449 — 30 days ago