u/PowerDrivenRdditMod

Hate The House I Just Bought - Invest Money or Leave It

I’ve purchased a property in Newport that needs some work and updating. My bigger issue, though, is that I miss my home city.

My wife and I have decided that we would like to move back to our home city as soon as possible, with two years being a realistic timeline. Do we invest in removing the wallpaper (which has been painted over numerous times) or other costly cosmetic improvements, or do we just keep the house structurally sound?

I’m already replacing the roof this week. I’ve read putting money into cosmetics is a sunk cost.

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u/PowerDrivenRdditMod — 2 days ago
▲ 22 r/iPadPro

Do You Journal in Your iPad?

Recently, I’ve been quite depressed after making a mistake purchasing a house, and I’m already planning an exit in a year or two.

To get me through this patch, I’m thinking about turning to journaling. Do you use your iPad for journaling? What advice do you have on getting started?

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u/PowerDrivenRdditMod — 2 days ago

Porting no deposit mortgages

Good morning everyone,

I purchased a property I now strongly dislike for £177K. I feel it was overpriced, especially as it needs a lot of work, and I miss living near my parents.

I purchased using a no-deposit mortgage and now want to port back to my home city.

I will also potentially need to add my wife onto the mortgage as she now has an income.

Do I require a deposit to port my Skipton mortgage of £177K? Please can someone explain what happens if I get a cheaper property or a more expensive property?

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u/PowerDrivenRdditMod — 5 days ago

P0087 and P0088 - Skoda Octavia 1.6 TDI (2013)

Last year, I changed all four injectors to new ones due to issues when starting the engine.

However, a couple of months later, the car started giving me P0088 and P0087 fault codes intermittently. I could drive the car 200 miles and no fault would appear, but I could drive the car a few minutes and it would appear and put my car into limp mode. Clearing the fault code would get rid of it for some time but it eventually returned.

I have changed, replaced, the rail fuel pressure sensor, rail, and the rail fuel pressure regulator/metering valve. In fact, I’ve changed the rail-mounted metering valve at least three times. A fuel injection specialist did the third and final rail metering valve/regulator change despite knowing I had tried it before.

What could the issue be? I’m not sure what else to do.

Could it be the sensor that sits on the high pressure fuel pump (which I have been unable to find online), or could it be the high pressure fuel pump, or something else?

I’m finding this very difficult and frustrating. The car is on 216,000 miles and I’ve put a new battery, injectors, alternator, clutch, cam-belt, and water pump into it in the last year alone. My house needs a new roof so I don’t want to have to spend too much money.

u/PowerDrivenRdditMod — 5 days ago

What Bank Account Do You Use For Income and Expenditure on Deliveroo?

Do you use your own personal bank account or open a new account to manage income from Deliveroo and other side hustles?

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u/PowerDrivenRdditMod — 10 days ago

Over the next five years, how likely are house prices to appreciate in Newport, Wales? Specific insight into areas like Bettws would be much appreciated!

I would also be interested in hearing how a two- or three-bedroom terraced property performs against a four-bedroom terraced property with two receptions.

Thank you, everyone!

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u/PowerDrivenRdditMod — 11 days ago

Good morning everyone,

I am preparing to pay approximately £9,000.00 for a new roof.

What should I do before I proceed? I want to ensure the job is good, the warranty is authentic, and I won’t overall end up in an awful position as I’ll be needing a personal loan to cover this.

A list of what I need to do, before and after, would be appreciated.

Thanks for your help!

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u/PowerDrivenRdditMod — 19 days ago