u/RedditsFan2020

https://preview.redd.it/pkqkzf7k3lih1.png?width=1392&format=png&auto=webp&s=89af3ee723224eeba1b21009625a96bd1e83e60c

Hi,

I just received this email several hours ago. How to find out the reason for WFS to not wanting to fulfill this white label item? I still have a ton of inventory left :-(

I added this item to my catalog about 13 months ago thought Express Setup. I has been selling ok (about 10 pcs a month). Should I remove all inventory from WFS, create my own listing (instead of the Express Setup), and send them back to WFS? Please advise. Thanks.

Hi,

I opened 2 new 0% APR credit cards around the end of last year and put a huge balance on them. They will be expired in 12 and 15 months. I've only paid minimum every month so far and plan to transfer the balance to next cards when 11th and 14th months arrive to take advantage of the 0% APR. How long would the card issuers allow us to keep doing this?

What's the process? Would applying for the new 0% cards difficult when the old cards exist with a huge balance? Any tips? Please share your thoughts and experiences. Thank you.

Hi,

I'm planning to import toys to sell on Walmart platform. My Chinese supplier sent me CPC and a bunch of other certificates. They were all issued in 2025. He told me that the certificates are good for 5 years except for some online platforms like Amazon, Temu, etc that expire them in 12 months. He had no info about Walmart and urged me to double check. I sent these certificates to my freight forwarder. He was ok with it. So, they're valid for 5 years for custom clearance.

How long does Walmart expire CPC after issuing? Please share your thoughts. Thanks.

Hi,

I run an LLC company that manages a multifamily rental building. The insurance agent told me that only LLC name should be listed as an insured. I'm afraid that when a tenant get injured (it will happen one day) and decide to sue me, I wouldn't be covered because my name is not listed as the insured. The agent told me to not comingle funds and separate everything blah blah. Ok but I'm managing the property. It doesn't matter if I separate all my personal finance from the LLC. Since I'm operating the building, the personal injury lawyer would include my name in the lawsuit party. Hence I believe the insured names should be both LLC and my name. The agent said nobody does that for the business policy. Hmm... can someone shine the light on this? How do you guys do it? Thank you.

Hi,

I took Creatine Monohydrate powder about 5 years ago; did the loading phase 10g daily for a week, then 5g daily afterward. It worked wonder! It gave me overwhelming stamina in the gym. I could workout twice as hard without getting tired. Two month in, my hair started to fall off by a bunch. So bad that I could see my head skin in the mirror. Hence I stopped taking Creatine completely. Luckily all my lost hair grew back within a year.

Lately there are more research about Creatine benefits coming out. I want to try again but with smaller dosage to keep my hair. Instead of 5g, maybe I'll do 1.5 or 2g. However I want to hear from other men who had done the same with good news (or bad news). Anyone had hair loss problem when taking 5g daily but the hair problem disappeared after reducing the dosage? Please share your stories/opinions. Thanks.

Hi,

I took Creatine Monohydrate powder about 5 years ago; did the loading phase 10g daily for a week, then 5g daily afterward. It worked wonder! It gave me overwhelming stamina in the gym. I could workout twice as hard without getting tired. Two month in, my hair started to fall off by a bunch. So bad that I could see my head skin in the mirror. Hence I stopped taking Creatine completely. Luckily all my lost hair grew back within a year.

Lately there are more research about Creatine benefits coming out. I want to try again but with smaller dosage to keep my hair. Instead of 5g, maybe I'll do 1.5 or 2g. However I want to hear from other men (preferably over 40) who had done the same with good news (or bad news). Anyone had hair loss problem when taking 5g daily but the hair problem disappeared after reducing the dosage? Please share your stories/opinions. Thanks.

Hi,

There was a severe hail storm in my area a few months ago. Many people here filed a claim to replace their roof. I also did it for my house without thinking much. I've heard that insurance companies hike the premium according to the zip code. Therefore it doesn't matter whether I file a claim. As long as many neighbors file a claim, the rate will go up.

My question is whether that works the same way for a commercial building? I would like to file a claim for the roof damage from the same hail storm. However I'm afraid that the next year premium would go up substantially. I wonder if the insurance for a commercial properties work differently compared to residential properties. Any ideas? Please share your thoughts/experiences. Thanks.

Hi,

I've just created a toy listing on Walmart Seller Center and uploaded CPC, Children Product Certificate, that the Chinese supplier provided. I was expecting the listing to error out because I could upload only 2 files: CPC certificate and ASTM, out of 7 files that the supplier gave me (Walmart only allowed 2 files to be uploaded). I submitted the listing and planned to work with seller support when it errors out. After waiting one day, it showed "Published" in Catalog page! It was a pleasant surprised.

Before placing a mass order to the supplier, I wonder what if Walmart reviews the CPC documents later? Is that possible? I don't want the listing to have problems after placing an order and paying the money. If Walmart reviews the CPC documents later, how long should I wait to be safe? Please advise. Thank you.

Hi,

I took up the promotion to trade-in my current phone (S20) for a new S26 phone. Frankly their $1500 S26 retail price is overpriced. The currently market price is around $1200. I did the trade-in anyway because they told me that I would get $500 credit for my S20. That would make the net price $1000 ($1500 - $500) and spread it over 36 months. I went to a local AT&T store for the trade-in. They printed out a shipping label. I dropped it at UPS.

I started reading stories of people who said AT&T didn't give them a fair trade-in value. According to AT&T website, they take 2-3 billing cycles to determine the value of the trade-in phone. That's super long. By the time the 2 billing cycle passes, the 30 day window for customers to return the new phone would already close. Am I right? Please share your thoughts/experiences. Thanks.

Hi,

A few weeks ago, IRS sent me a letter demanding the remaining of the tax payment. So I put my personal checks to the envelopes that IRS provided. When I went to USPS to send as Certified mail, they said the zip code was wrong. They changed it from "IRS PO box 742562, Cincinnati, OH 45280-2562" to "IRS PO box 742562, Cincinnati, OH 45274-2562". Only two digits of the 45280 got changed to 45274.

A few days later, I tracked through USPS website. It showed that the mails had the wrong zip code and was forwarded to Louisville, KY 40293. The mails got picked up today. I'm wondering if the the KY office has the ability to cash my checks like the OH office. Any ideas? Should I be concerned or send out new checks? Please advise.

BTW I tried to sign up for online account but failed. I have an appointment with the local IRS office by the end of this month. So, paying online is not an option.

Hi,

I just installed Claude. It has the ability to listen to the users. Many people said it's easier to talk to AI than to type. My NUC doesn't have a microphone. So, I want to buy a webcam (that has both microphone and camera) to use for this purpose. Any recommendation? What to avoid? Thanks.