u/Top_Raccoon2683

Do you think its time to make local ordinances by the province to regulate Surfing Instructors to require them licenses before can train tourists?

Hi! Looking for a gym buddy around Butuan City.

I’m 25M, a working professional, and honestly… I’m pretty insecure about going to the gym alone. I want to start being more physically active and take better care of myself, but having someone to go with would definitely make it easier.

I’m pretty slow-paced, chill, and I love traveling. I’m not looking for someone super hardcore or a gym rat—just someone who’s also starting out, getting back into fitness, or simply wants a buddy to motivate each other.
We can start with simple workouts, figure things out together, and hopefully make going to the gym less intimidating.

If you’re from Butuan or Cabadbaran and interested, feel free to DM me. We can talk first and see if we vibe.

Sana nga CebuPac. Kelan nyo ioopen Superpass

Whats the real cost of getting a Student Permit in LTO?

I applied for a Student License Permit at Bayugan City LTO Office. The front desk officer (looks like a Muslim) told me to just sit down and he’ll process it for me. And I was surprised how accommodating they are. Even there are a lot of people in line, they accommodated me first. He brought me in an adjacent room for the medical clinic, and another adjacent for another document (I think its for the Theoretical Driving Lesson, they just interviewed me if I know how to drive motor vehicles, and I said yes).

The guard told me to comeback for 2 hours to process. And they asked me for a 2k pesos for the processing. Is it really the cost of getting the Student Permit in LTO?

I’m looking for experienced Philippine lawyers—particularly those knowledgeable in civil law, banking, securities regulation, cooperatives, and financial regulation.

I’m researching the legal status of Paluwagan (also known internationally as a ROSCA or rotating savings and credit association, sometimes called tampuhan or tambayayong in some localities).

Specifically, I’d like to know:

1. Is a traditional Paluwagan legal under Philippine law?
   Is there any law that expressly recognizes or prohibits it?

2. At what point does a Paluwagan become illegal (e.g., investment solicitation, lending, securities offering, Ponzi scheme, or unauthorized banking)?

3. What Supreme Court decisions, BSP regulations, SEC issuances, or statutes are relevant?

4. Are there lawyers or legal scholars who have written extensively on this topic?

I’m not looking for speculation or personal opinions. I’m interested in primary legal authorities—laws, jurisprudence, and regulatory issuances—that can either support or refute the legality of a properly structured Paluwagan.

Thanks in advance.

I'm looking for a BS Education major in Filipino (or a related field) to be a Filipino narrator/storyteller for short-form content.

Requirements:

• BS Education major in Filipino (preferred)
• Pleasant, clear, and expressive voice
• Excellent storytelling and narration skills
• Tech-savvy
• Can work independently with minimal supervision
• Has a reliable internet connection and microphone

Work Details:

• ⏰ Approximately 2 hours per day
• 🏠 Fully remote – work on your own time
• 💰 Weekly salary
• 📅 Flexible schedule

To apply, email the following to: kentaroyato@gmail.com

• Short introduction
• Course and year level (or if already graduated)
• 1–2 minute Filipino voice sample (storytelling or narration)

Only shortlisted applicants will be contacted.

Me:
Accounting Student managing an online bookkeeping service

You:
IT/ CS Student adept in maintaining a domain and other Social Media Page

Can work on your own time
Task based not per hour

Im a retainer of an online business (service type) is it advantageous to change their office address to mine for RDO purposes? And has anyone got any idea about virtual address in PH? Salamat sa mga sasagot

I know Spy x Family is a comedy-spy anime and not a legal drama, but has anyone thought about how suspicious the Forger family's paperwork would look under actual government scrutiny?

Loid suddenly adopts Anya with little to no verifiable family background. Then he marries Yor almost overnight. We never see a proper wedding, witnesses, registration process, or any government official involved.

Considering Ostania is portrayed as a heavily monitored authoritarian state with a secret police force, wouldn't this raise massive red flags?

Imagine an SSS investigator pulling their records:

• An adopted child with questionable documentation.
• A marriage that seems to have appeared out of nowhere.
• A psychiatrist father whose background is strangely difficult to verify.
• A city hall employee wife who lives an unusually private life.

The marriage certificate is what first made me think about it. If there were no witnesses, no ceremony, and no clear registration process shown, how did Loid legally establish the marriage? Did WISE forge the entire thing? If so, why has nobody ever checked?

Ironically, the more I think about it, the less believable Anya's adoption paperwork becomes than Loid's spy missions.

Or is the answer simply: "Loid is a super spy, paperwork is the easiest part"?

Is it me or regressing na gyud ang butuan? “One of the richest” developing city in the Philippines man kaha ta? Pero why are we settling for less? We are the capital city and commercial and trade center of Caraga Region, and why are we surmounted with a lot of societal problems? Traffic, pollution, flood, crimes, scarcity of water, congested public places, small businesses are closing down, and even the public health is a laughing stock. Look at Agusan del Sur! Look at Bayugan City. What a very successful Palarong Pambansa. National level facilities, well prepared accommodation, well coordinated planning accross agencies. And yet us? Our city, our “Gwapong Pagpanirbisyo” Congressman is prioritising the SD Impeachment?! WTF! Butuanon HOY! GISING!

Im planning to enroll in an online review. Naghahanap ako ng kahati. Dm me for more info

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Do Big4 still accept career shiftee, fresh graduate to Associate entry level ages 32 yo?

I consider myself an experiential learner—I tend to understand and retain concepts much better when I actually apply them in real situations rather than purely studying them in books.

For those who worked in SGV, P&A, KPMG, Deloitte, EY GDS, or other audit/accounting firms before taking the CPALE:

1. Did working in a Big 4 firm help you perform better in the board exam?

2. How manageable was it to balance full-time work and intensive CPALE review?

3. Did your practical audit/accounting experience significantly improve your understanding of FAR, AFAR, AUD, TAX, and RFBT concepts?

4. Looking back, would you recommend fresh graduates work first and review simultaneously, or focus exclusively on review?

5. If your goal was not only to pass but to achieve a very high CPALE rating, would your advice be different?

For context, I’m targeting the May 2027 CPALE and trying to evaluate the opportunity cost between gaining valuable Big 4 experience now versus dedicating more time and energy to review.

I’d appreciate hearing from those who have actually gone through this path, especially former Big 4 associates who took the CPALE while working.

I consider myself an experiential learner—I tend to understand and retain concepts much better when I actually apply them in real situations rather than purely studying them in books.

For those who worked in SGV, P&A, KPMG, Deloitte, EY GDS, or other audit/accounting firms before taking the CPALE:

1. Did working in a Big 4 firm help you perform better in the board exam?

2. How manageable was it to balance full-time work and intensive CPALE review?

3. Did your practical audit/accounting experience significantly improve your understanding of FAR, AFAR, AUD, TAX, and RFBT concepts?

4. Looking back, would you recommend fresh graduates work first and review simultaneously, or focus exclusively on review?

5. If your goal was not only to pass but to achieve a very high CPALE rating, would your advice be different?

For context, I’m targeting the May 2027 CPALE and trying to evaluate the opportunity cost between gaining valuable Big 4 experience now versus dedicating more time and energy to review.

I’d appreciate hearing from those who have actually gone through this path, especially former Big 4 associates who took the CPALE while working.

Anyone gusto mo join on our Naliyagan Festival trip from BXU or CBR to Patinay Agusan del Sur on June 16. Just amotan lang is the Gas, to and from the venue. 8 pax capacity sa Car.

JL365146

Baka want niyo mag open ng MariBank account. Use my referral code above and you will get ₱150. Just deposit ₱1,000 and keep it in your account for 1 day.