u/Forecydian

Ive been to many weekends and tours, so I will say they could play whatever they want and I’d be perfectly fine with that . But considering most of them are only two nights now, and their sets seem to hang around 1 hour 45/55 minutes these days (understandably so) I’d rather them skip album nights all together at this point in favor of playing as wide variety of their discography as they can. Its freakin tough to come up with a representing their entire discography with 3 two hour sets, let alone 2. And instead of the rarity tracks like rich, pour my love, afraid of sunrise, genie, etc I’d rather hear the stronger stuff in their catalogue. It was cool for so many weekends to hear them but now in their autumnal years, every song takes up precious minutes in my mind so lets do banger after banger after banger lol. Maybe even play the same or very similar setlist of a past marillion weekend ? Like a throwback set, i think the 2025 weekend had a set like that from the seasons end tour if i remember correctly. Like Sunday 2009, Saturday 2003 etc
What would you like?

The S&P 500 entered a bear market in 2022 and finished the year -18.11%.

Everyone was talking about the upcoming recession. 

• In October 2022, Bloomberg Economics declared there was a 100% probability of a recession within the next 12 months.
• The Economist published a piece titled “Why a global recession is inevitable in 2023.” Nearly 70% of economists surveyed predicted the National Bureau of Economic Research would officially declare a recession in 2023. 
• Major financial institutions warned clients to brace for impact.
• Morgan Stanley predicted stocks would “re-test” the 2022 lows in the first half of 2023. 
• Bank of America’s chief economist warned 2023 “A recession is all but inevitable in the U.S.” 
• JPMorgan saw more pain ahead before any recovery. 
• The Mortgage Bankers Association stated flatly, “We are expecting a recession in the first half of 2023.”
• The message was clear: The 18% decline in 2022 was just the beginning. The massive government spending during COVID was coming home to roost. Inflation would remain elevated. Corporate earnings would collapse. Unemployment would surge.

Here’s what actually happened:

2023 S&P 500 gained 26.29% , one of the strongest years on record. Then it gained another 25.02% in 2024. 

No recession. No earnings collapse. No return to 2022 lows.

All of the economists, strategists, and market timers weren’t just slightly off. They were spectacularly, comprehensively wrong. 

In 2025, Trump enacted tariffs, fears of high inflation returned. reddit was again plagued with recession and crash posts getting 1000s of upvotes. Everybody said this was for real, this time feels different. 

• April: It’s Over. The Market Is Cooked. Hope You Enjoyed the Ride. 
• April  Suicide Hotline 
• April Current Crash against major ones
• May: The stock market will crash even further 
• June: Why I am bearish on S&P and sitting tight on my puts 
• July: Are we facing a stock market crash in July? Trump’s “Section 899” 
• August: Do you expect a crash – August tariff deadline? 
• September: Anyone else getting that “September’s gonna punch us in the face” feeling? 
• October: When do we start discussing the October Effect? I kind of feel we are in for a big correction 
• October  Get ready, we're going over the falls 
• October Stock Market Crash "Hindenburg Omen" Triggered
• November: There's been a few hiccups here and there in this rally, but this one feels different… 
• December honestly just sold everything. this market feels fake.
• December I feel like I’m watching a slow-motion rug pull

What happened?

2025 S&P500 total return 17.88%

In 2026, the continued tariff trade war, the war between Russia and Ukraine, AI propelling markets higher and now the war with Iran, the strait of Hormuz and the global oil supply, bond markets rising yields, everybody knew this year was it, the crash is coming. the recession is nigh. 

how has reddit reacted this year?

• March This is just sick  
• March We are almost there, blood in the streets  
• April The Stock Market is in its most overextended state in history
• May Top Economist Says The Risks Of A Recession Are 'Uncomfortably High’
• May gold dropped 114 dollars on friday while CPI is at 3.8% and PPI at 6%. the bond market is telling you something the fed will not say yet  
• June We are headed for an economic crisis worse than 2008  
• June The next Financial Crisis is here, and it's not just AI.  
• June There is a bloodbath  
• August How likely is it that the stock market crashes under President Donald Trump in the second half of 2026? Here's what history tells us.
• September Bye bye USD ...  

2026 S&P500 total return YTD- 12.77%

As Lynch told investors many years ago, “Far more money has been lost by investors preparing for corrections, or trying to anticipate corrections, than has been lost in corrections themselves.”

Stop listening to the noise. Don’t panic sell. don’t change your portfolio based on what the economy is doing right now or what it’s expected to do in the near term, or the sentiment on reddit, or the sentiment of economists and mega bank executives etc. because nobody has a clue what will happen. They don't know. I don't know, you don't know. don't even try to know. Set up auto investing into a diversified portfolio of low cost index funds in tax advantaged accounts. if you buy individual stocks, do your homework, know what you own, run your own DCF models, and buy with a good 30-50% margin of safety. Can’t find too many stocks with that criteria right now? throw excess cash in Sp500 until then. now you know why Buffett sits on so much capital waiting years for opportunities, and not trying to make the math work in your favor because you really want to get in right now like FOMO.

Since I upgraded a few weeks ago my speakers have been popping/crackling intermittently. I haven't seen any posts about it, not sure if it's related but I'm not sure what else it could be , any ideas?

My dad wants to play guitar again, or really actually learn as I've taught him the basics over the years but now retired he wants to really play a lot but he's struggling with regular 80/20 or PB strings. any tenured players here with recommendations?

In my mocks, if I take a WR R1, the best RBs are gone R2, I'm often left with guys like Hall, Javonte Williams, Jacobs with suspension potential ,etc. then R3 I feel like I'm passing on good WRs to try and reading get a solid RB like ETN, Kyren, etc.

I feel better getting JT R1, grabbing WRs like Collins or Brown R2.

If you have the 1.04, how are you playing it?

Can the Xfinity admin please message me

So far in my mocks I'm taking R1 Taylor, R2 Walker III, R3 K Williams, R4 Burden. I just really hate the RB's after round 4 so I'm loading up this year early , in later rounds targeting RJ Harvey and some handcuffs like Brian Robinson , tank , mason ,etc

Our 2025 forrest river Catalina isn't blowing cold AC from the main unit, GE Profile plh15xahwh1. this morning we woke up and it was warmer in the camper, I put the dump function on and it started blowing ice cold, and a few minutes later switched it back and its worked, but I decided to take a look on the roof to see the coils and they were dirty, so I bought a cleaning kit from ace hardware with a brush, and cleaned the inside air filter and it worked all day. outside its been about 80. then about 8 hours later it stopped again and the dump trick didn't work. I looked up at the coils from the ceiling cover and they don't look frozen either, and there's no visible leaking of anything I can see. We're using the AC unit in the bedroom for now, but I'm stumped on what could it be? any ideas?

https://x.com/indianambb/status/2080439951280238914?s=46

I developed bad GI issues and the last two years have struggled to eat normal size meals and have lost 60 pounds down to a BMI of 19. I want to get about 10-20lbs but I'm not sure if moderate weight lifting would be good or bad, ie would it help gain muscle despite eating 1700-2000 calories a day, or burn more calories than I already do causing weight loss?

I've noticed Chatgpt has forgotten a ton of my saved prompts recently like no images unless requested, and today I found out theres been a new updated memory summarization and it's completely omitted a ton of my personalization , and the summary that it did keep is so vague and completely useless. Is there a way to revert back or at least see all of my old memories so I can try and save them since it decided on its own what to keep?

Our 6yr old mini is having another pancreatitis bout, lots of blood in stool and vomit which is typical but this time it's a lot, she's at the vet all day. she's been on prescription kibble for 9 months and hasn't had an episode since but her levels came back as 1100 , we're shocked. it possible someone might have given her food this weekend while camping, but we think its unlikely, she's constantly by our side the whole time. the vet is also surprised how much blood, and that she has blood every time she gets pancreatitis. its like 0 to 100, being fine, and then all of the sudden boom.

If anyone has a schnauzer with chronic pancreatitis , did you ever find a cause or find their levels to spike without fat bombs? we wonder if an underlying condition is also triggering pancreatitis . We've read these breeds are prone to this but we're shocked it's so bad so quickly without obvious triggers.

currently missing I wish they'd do:

• No auto invest in ETFs (vanguard and fidelity do)
• No cash sweep into money market fund (vanguard and fidelity do and you can buy funds immediately, if you manually buy SWVXX at schwab you have to wait a day for funds to settle)
• Only fractional stock shares for S&P 500 stocks
• No schwab total international ETF (vanguard and fidelity do)- not as big a deal but I know people use funds like VXUS instead of rebalancing SCHF/SCHE annually. Also weirdly they never made an emerging markets mutual fund index so those who want auto investing have to choose SFENX, the fundamental index one thats .39 ER.
• No advice solutions for under 500k club. Schwab got rid of Intelligent portfolio plus . Now the only advice service they have is their full service .80 AUM fee wealth management services with 500k minimum, leaving a large gap for many people, where as Vanguard has Personal Advisor 50k min, Personal Advisor select at 500k min, and fidelity has Advisory Services 50k min, and Wealth Management at 500k min. schwab has Managed Portfolios at .90 AUM fee for 25k min, but thats just portfolio management, the Vanguard and Fidelity Services specifically mention financial planning.

 

What else do you want to see? be pretty cool if they made a total world fund, and a 60/40 indexed balanced fund instead of their dog doo doo active SWOBX .50 ER which has underperformed that asset category forever. at least Fidelity's active FBALX has justified its fee by outperforming consistently over the years. these are all mild complaints btw , I love Schwab, just thinking of ways to make it better, instead of them trying to get me hyped for crypto investing , how about we start with these?

I think this Is all of them, let me know if you know elsewhere!

1. Mrs Wicks, Winchester 
2. Locally Grown Gardens, Indy 
3. Das Dutchman Essenhaus , Middlebury
4. Gray Brothers Cafeteria ,Mooresville
5. Pots and Pans, Indy 
6. The Pie Lady on 5, Whitley
7. My Sugar Pie, Zionsville
8. Mom’s Homemade Pies ,Kokomo
9. Rosie’s Place ,Noblesville, Zionsville
10. Ahlemeyer Farms Bakery, Columbus
11. Nordmann's Nook , North Manchester
12. Andys Diner , Elwood
13. Blue Gate Restaurant , Shipshewana 
14. Bread Basket Cafe, Danville
15. Caruso Italien Restaurant, Angola
16. Chaperral Cafe, Shelbyville
17. Christos Family , Plymouth
18. Concannon's , Muncie
19. Corn Crib Cafe, Shipshewana
20. Diner 67, Chesterfield 
21. Fashion Farm, Ligonier 
22. GK Baked Goods, Fort Wayne
23. Hostess House, Marion
24. Joe Huber Family Farm Restaurant , Starlight 
25. Julies Tell Street Cafe, Tell City
26. Just Preachy Cafe, Shelbyville
27. Kimmel House, Kimmel
28. Lisa Pie Shop, Atlanta
29. Little Sheba, Richmond
30. Lucky 7 cafe, Shelbyville
31. Martinsville Candy Kitchen , Martinsville 
32. Nicks Kitchen , Huntington 
33. Oasis Diner, Plainfield 
34. Rusted Silo Southern BBQ & Brew House, Lizton 
35. Southside Soda Shop, Goshen
36. Stone Hearth Cafe, Centerville
37. Stones Family Restaurant , Greensburg 
38. Stories Restaurant, Greensburg 
39. Sunshine and Cinnamon Cafe, Alexandria 
40. Tiffany's Restaurant, Topeka
41. Tuttle Orchard, Greenfield 
42. County Line Orchard, Hobart IN

The IRA was created in 1974 with an annual limit of $1500, which adjusted for inflation is equivalent to $10,132.45 today, however the current IRA limit is $7500. That was for all ages too. Even the catch up contribution limit boost today is at $8600. still below the original dollar value. Shouldn't we have at least the same contribution limit as our grandparents did? I mean I guess if you want to say the original dollar amount was arbitrary and we shouldn't base today's limits on that, but it seems just as arbitrary today to not have IRA limits the same as 401k limits. theres a lot of workers out there with no work-based retirement plan. something like 25% of all workers don't have one, meaning they get the short straw when it comes to contributing to retirement vs someone with access to a 401k. So how about we start by at least keeping up with inflation at putting the limit at 10,500 ?