Ive read that Kelley gets about 20-30k applicants for around 2000 spots for undergraduate degrees, and I’m wondering if their graduate school is as competitive or does it vary by program? I’ve been looking to do an online masters at a few different universities but I have very average grades . Anyone have insight into this ?
My grandma got in a fender bender that busted her front end in a bit, it was low speed collision and the airbags didn't deploy. repair shop estimates 4700 in repairs , USAA totaled it out and offered a about 10,600 for it which is a pretty fair value from my research, but she's 80 years old and wants to keep her low mileage car. it would be really hard to find a good vehicle with sub 80k for that value in good condition. I've called the adjuster and they said they'll have someone take a second look but it's probably totaled. My Grandma is devastated about this, is there anything we can do or say to USAA to help change this and get them to repair it? they mentioned the potential for them to find more damage and that would total it and then she wouldn't get anything for it according to them, or if more damage was discovered months later same thing. is this correct?
our GE refrigerator in our camper has been having issues cooling and the RV is less than a year old, so we called GE to get it repaired or replaced, they said they have no direct company in our area and told us to call around for local people, we found a company that will come out but said their trip and diagnose cost will not be reimbursed by GE, only the repair itself? We will call GE tomorrow but this doesn't make sense , since it's under 1 year, shouldn't GE reimburse us or them the entire thing? can anyone knowledgable explain this process?
our GE refrigerator in our camper has been having issues cooling and the RV is less than a year old, so we called GE to get it repaired or replaced, they said they have no direct company in our area and told us to call around for local people, we found a company that will come out but said their trip and diagnose cost will not be reimbursed by GE, only the repair itself? We will call GE tomorrow but this doesn't make sense , since it's under 1 year, shouldn't GE reimburse us or them the entire thing? can anyone knowledgable explain this process?
Personally I think they need to revamp their fixed allocation funds. their active 60/40 balanced fund sucks, and their market track portfolios. they need a competitor to VBIAX. I can't be the only one who doesn't like to progressive conservative target date funds get and would rather stay in the popular time tested 60/40 for life in retirement.
in looking at downtrodden stocks I found CDW, one of the largest IT providers for business and schools, consulting and selling them laptops, servers, cloud, security, networking stuff, software needs, data storage, IT help etc. seems like they're one of the stocks taken down by fears of AI will replace them. maybe these fears are warranted but I think they'll be okay. its one thing to say just use AI, but for education and businesses these are serious needs and having an employee ask a LLM what to do isn't gonna fly. and it puts all the fault on them. plus if you search CDW on reddit its mostly zero stock discussion and actual IT people talking about getting deals from their reps who are actually helpful. I don't think a LLM telling a business or school to just buy 300 Lenovo Chromebooks and download Norton is gonna be the future. Their q1 earnings is coming out next week, analysts still estimating growth but we'll see.
double digit ROE, ROIC. PE of 16, F PE 13.
I started getting these eye pain headaches 6 months ago and have been taking pain killers weekly for them , often would get better if I stopped looking at screens for a bit , but I’ve lowered the brightness way down on all my devices because it’s too much . Now the last two months they’ve been daily , and the last week most of the day , including waking up. I’ve been trying to stop taking pain meds but’s it’s tough . My eyes feel so sore and want to close my eyes , and then eventually it becomes a migraine in my eyes , sometimes just one eye . Just the sunlight triggers this now . Anyone else get eye pain?
I'm thinking of a career in financial planing and wanted to be a little ocd and write down the main places one could work at so I can research the pros and cons of each. obviously theres 100s of RIAs so I just wrote the big ones I could find. is there things I should add or change ? where would you recommend a career at?
Retail Brokerage Firms
Vanguard
Fidelity
Charles Schwab
E trade
Robinhood
Interactive Brokers
Wealthfront
M1 Finance
Empower
Betterment
Banks/ Wirehouses
Merril lynch (Bank of America)
Morgan Stanley
Wells Fargo
UBS
JP Morgan
US bank
PNC
Truist
TD Bank
Sofi
Citibank
Ally
Fifth Third
Broker Dealers
Edward Jones
Raymond James
Ameriprise
LPL financial
Stifel
Osaic
Cetera
Commonwealth
Janney Montgomery Scott
RIAs
Creative Planning
Edelman Financial
Mariner
Hightower
Captrust
Fisher Investments
Mercer
Cerity Partners
Pathstone
Cresset
Wealth Enhancement
AMs w/ Retail Accounts
T Rowe price
Capital Group
Insurance
Northwestern Mutual
Prudential
Mass Mutual
New York Life
Principal Financial
Lincoln Financial
Nationwide
Guardian Life
Pacific Life
Jackson Financial
Thrivent
Primerica
I started getting weekly pain behind my eyes , sometimes in forehead, often triggered by screens , bright lights. Started in December , I started lowering the brightness on my devices a lot and it helped , and often times I’d get the pain by lunch but the break during lunch would make them go away . I started taking ibuprofen and Tylenol for them . But they’ve increased in frequency and the last two months have been brutal and I’ve had them everyday for the last two weeks , I’ve taken pain meds 6 days in a row now. Before it was a 1-3 days in a row with 1-7 days without taking meds . Now light from going outside triggers them , and they last for hours after stopping all light , screens etc . I’ve only been taking the meds at night because I need to sleep . I’m going to see an eye dr soon too. .