Best way to deal with foreign currency when travelling? (TW HK)

I live in Taiwan, but I will be travelling to Hong Kong.

Back in the day I had learned that the best way to obtain and use local currency when travelling was to bring cash, and exchange at a place with the most favourable rates. Things have changed a lot and nowadays I hear people just like using their debit cards.

Which is best:

  1. Exchange cash currency before going, (I already know where to get the best rates)
  2. Bring cash and exchange there (I don't know, but could find the best rates)
  3. Just use my debit card everywhere (I imagine there might be fees, but I don't have time to go to the bank to find out for sure, are there always fees? I heard 1.5% flat rate is common)
  4. Take out cash from an ATM while there (I also expect to pay fees there too)

I do have another option which I've never explored before:

I can actually exchange currency in my banking app (there are 14 or so available currencies I can hold in my account). So I can exchange money in the app instantly.

5a. Exchange in the app, then use the card (not sure if having the local currency will save me from the international fees that might occur)

5b. Exchange in the app, then use the ATM (same thing)

What do you do? I really don't how it works with the multiple currency bank account as this is the first time I've had this. I will probably do a combo of all of these. Exchange first, bring some of my local currency, and use my card and monitor the fees and such.

What's the best way?

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u/Iron_bison_ — 1 day ago

Best way to deal with foreign currency when travelling? (TW HK)

I live in Taiwan, but I will be travelling to Hong Kong.

Back in the day I had learned that the best way to obtain and use local currency when travelling was to bring cash, and exchange at a place with the most favourable rates. Things have changed a lot and nowadays I hear people just like using their debit cards.

Which is best:

  1. Exchange cash currency before going, (I already know where to get the best rates)

  2. Bring cash and exchange there (I don't know, but could find the best rates)

  3. Just use my debit card everywhere (I imagine there might be fees, but I don't have time to go to the bank to find out for sure, are there always fees? I heard 1.5% flat rate is common)

  4. Take out cash from an ATM while there (I also expect to pay fees there too)

I do have another option which I've never explored before:

I can actually exchange currency in my banking app (there are 14 or so available currencies I can hold in my account). So I can exchange money in the app instantly.

5a. Exchange in the app, then use the card (not sure if having the local currency will save me from the international fees that might occur)

5b. Exchange in the app, then use the ATM (same thing)

What do you do? I really don't how it works with the multiple currency bank account as this is the first time I've had this. I will probably do a combo of all of these. Exchange first, bring some of my local currency, and use my card and monitor the fees and such.

What's the best way?

reddit.com
u/Iron_bison_ — 1 day ago
▲ 12 r/DIY

Trying to make a Temperature controlled pantry cupboard

Why/Where

I live in a tropical country, but I used to live in the UK. There are many things related to the kitchen and cooking that require 'room temperature' (the most obvious one is butter, but it comes up a lot with different recipes (especially fermenting)). The temperature here is over 30° during most of the year, and then in winter it actual drops below 'rooom temperature' so I want to fix them. (You can google a list of things that should be stored at 'roooom temperature' fruits, veggies, bread even)

What

I want to make a temperature controlled cupboard (it's not a fridge XD ) large enough for bread, butter, some potatoes, bananas and jars of things. (the exact size doesn't matter) the temperature, should be regulated at 20° (the lower end of 'rooooom temperature').

Who

I can build a box, I can assemble basic electronics with a screwdriver, I don't currently have a soldering iron, but I'm not against getting one, perhaps I'll use it more than my hammer.

When

Not in rush

Things I've researches already

I have seen some videos of people making DIY fridges, and from what I've seen of mini fridges, the regulation of the temperature is not very good. I have in fact already bough a mini fridge which has since broken, it didn't even have a place to set the temperature, defying the purpose essentially.

How can you help

If you have creativity, what else could I try?

If you have knowledge, how can I get started?

If you think I'm in the wrong place, please lead me to a place that might be better for this type of thing.

Thank you

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u/Iron_bison_ — 6 days ago
▲ 7 r/weddingring+1 crossposts

Is 14k gold really hard to find?

For context, I live in Taiwan, I am not Taiwanese though. I understand the culture surrounding wedding rings is different here than in western countries. That's to say that Taiwanese people generally don't wear wedding rings, at least not daily.

I have been shopping around for rings, and I have found that for a plain ring, I can get 24k for the same price as 14k! This might sound confusing to you, but I assure you it is true here.

The situation looks like this, there are a lot of options for 24k gold, and the rings are sold close to the actual price of the gold itself. Making it a nice investment, or for an occasional use. There are fewer options for 18k, but they still have them.

When I mention 14k, they all say they don't have it, and the answer I get is because it lacks purity. But from mine, and a lot of peoples perspective, 14k has high functionality and durability.

The only places I can find 14k are custom jewellers who charge more for their service, resulting in the virtually the same price for 14k and 24k, which is wild.

Is this common in western countries, or is it a unique phenomenon here?

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u/Iron_bison_ — 8 days ago

Inviting Filipino in-laws to Taiwan

My fiancee seems to think we need a "a letter of invitation" but from my research Filipinos have 14 days visa free entry, which means Filipinos can just walk into Taiwan (provided accommodation and return flight are booked)

They will only be here in Taiwan for a few days and then we'll be shooting off to Hong Kong.

Anybody needed this letter? I think it's an older thing from before the visa exempt status was given

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u/Iron_bison_ — 20 days ago
▲ 4 r/VSTi

Getting back into production, need some updates

Getting back into production, need some updates

I've been out of production for a few years, and haven't been seriously dedicated for many years. I feel like when I see videos of producers it all seems so easy nowadays, with so much stuff being in the box. When I was in my teens we'd still use a lot of hardware.

I've been using almost entirely free plugins and DAW. I think there is enough free stuff out there to really make some nice music. I have some questions about modern production and also looking for some recommendations (free ones primarily)

1. Drums
I use Sitala as a drum sampler, I don't know how I came across it, but I feel like there might be something better out there? I remember using a software once where all the drum sounds in your library was on a huge web with similar sound kicks all next to each other. It was great to find the sounds you're looking for, but I can't remember the name (I also think it wasn't free)

2. Instruments
I'm really struggling to find a decent piano VST, the ones I have are all quite, soft. So if you know a good one, send it my way.

Also horns, I love to use horns. I remember EastWest orchestra back in the day but looks like they are discontinued

Also, please suggest some free synths that are popular nowadays

3. Effects

I know about TAL, and the have some great stuff, but sometimes I'm looking for something different. I don't think I currently have anything else other than TAL right now. I remember downloading a bunch from "freevsts.com" or something, but they were all lame

4. Paid

I've been using VSCO2 for some real instrument sounds, specifically brass. I find they sound a little...cheap ( I know it's free ). I've been thinking about picking up Kontakt since I know there is a lot options for that but not sure it's worth the money.

5. Question

If there was one thing that you think should be paid, and not skimped on, what would it be?

reddit.com
u/Iron_bison_ — 30 days ago

Getting back into production, need some updates

I've been out of production for a few years, and haven't been seriously dedicated for many years. I feel like when I see videos of producers it all seems so easy nowadays, with so much stuff being in the box. When I was in my teens we'd still use a lot of hardware.

I've been using almost entirely free plugins and DAW. I think there is enough free stuff out there to really make some nice music. I have some questions about modern production and also looking for some recommendations (free ones primarily)

1. Drums
I use Sitala as a drum sampler, I don't know how I came across it, but I feel like there might be something better out there? I remember using a software once where all the drum sounds in your library was on a huge web with similar sound kicks all next to each other. It was great to find the sounds you're looking for, but I can't remember the name (I also think it wasn't free)

2. Instruments
I'm really struggling to find a decent piano VST, the ones I have are all quite, soft. So if you know a good one, send it my way.

Also horns, I love to use horns. I remember EastWest orchestra back in the day but looks like they are discontinued

Also, please suggest some free synths that are popular nowadays

3. Effects

I know about TAL, and the have some great stuff, but sometimes I'm looking for something different. I don't think I currently have anything else other than TAL right now. I remember downloading a bunch from "freevsts.com" or something, but they were all lame

4. Paid

I've been using VSCO2 for some real instrument sounds, specifically brass. I find they sound a little...cheap ( I know it's free ). I've been thinking about picking up Kontakt since I know there is a lot options for that but not sure it's worth the money.

5. Question

If there was one thing that you think should be paid, and not skimped on, what would it be?

reddit.com
u/Iron_bison_ — 1 month ago
▲ 21 r/iems

How to choose a DAC

I recently picked up a pair of Tangzu wan ers. My old phone had a headphone jack, but I had to replace it so now I need a USB C to 3.5 converter.

I understand there are levels to the quality but I don't really get all the factors that make them different.

I found this DAC for around the equivalent of $30 USD. The info is:

UAC 2.0

DAC 24bit 96khz

PCM 32bit / 384 Khz

Could someone with more knowledge help break down these digits. Would you buy this?

u/Iron_bison_ — 1 month ago

What can replace my GTR3

I've had this for nearly 5 years, a few years ago the screen popped off and I glued it on. Recently in the heavy rain the screen started flashing and now sometimes it works and sometimes it looks like this.

What's a good replacement? I really like the sleek look, it's smooth. But I also liked the price. Don't like the plasticky feel on some

u/Iron_bison_ — 1 month ago

Day Fasting?

Sleep and food are so closely related. If I don't sleep enough, I eat more. I wake up hungry, I can't go to sleep hungry. That being said, I tend not to feel hungry during the day.

I'm curious if anybody has had any luck day fasting. For me this means having breakfast as early and possible, and having dinner as late as possible, and maybe just a black coffee in the afternoon.

I do this sometimes (not particularly consciously), and the obvious pitfall is eating too close to bed time. But if I'm awake for 16 hours, I think I could confidently get a 13 hour fast between breakfast and dinner.

Does any have experience of insight to if this is effective or not?

reddit.com
u/Iron_bison_ — 1 month ago

What are some ways to cover your hair and still look stylish/professional

I like growing my hair, not for the way it looks (good days and bad days) . but sometimes I just don't like to expose my hair. It's weird, and spiritual and I'm not looking to explain that. I'm not Sikh, however, which would give me a great option. I don't feel like it would be a good idea to wear a turban if I'm not Sikh. What other options do I have?

I have some nice hats, but I always worry too much about them flying off my head if the wind blows, or if I do some activity, plus they can get sweaty in the summer.

u/Iron_bison_ — 1 month ago

What's the difference between the Father, Son, and Holy Spirit?

Is there a difference?

I sometimes feel like I can understand the trinity, but I often have a hard time putting it into words and explaining it. I would like to get better at explaining it to people, and so I thought to approach it from this angle, what's the difference? Is there a difference?

Is it one of action? or function? or is it just a matter of how we understand things?

reddit.com
u/Iron_bison_ — 1 month ago
▲ 0 r/Taipei

Is there garbage today?

I heard the garbage truck jingle, I guess they're doing an extra day because of the last two days being off. Is it normal schedule? is it Mon/Fri, or Tue/Thu/Sat?

reddit.com
u/Iron_bison_ — 1 month ago

Interesting chart on colour combinations

Which flags do not appear here? I know Jamaica is the only flag with no red, white, or blue. But which other flags do not utilise common colour combos?

u/Iron_bison_ — 1 month ago

Pixel 10A or Vivo X300 FE

Pixel 10A goes for $400USD, Vivo goes for $600USD

Which one is better

both have 7 years security updates, but vivo only has 5 OS

Vivo has a bigger battery

reddit.com
u/Iron_bison_ — 2 months ago
▲ 235 r/Taipei

I can order a PS5 in Taipei, and it'll arrive in ten minutes 🤣

24 hours a day no less 🤣🤣

Peak convenience

u/Iron_bison_ — 2 months ago