u/One-Secretary844

So I took a loan of £11k when I was 19 and I have to pay it back by next year around June. It doesn't have interest on it. Right now, I am working full time, and after everything I am left with around £300 - £500] per month. But, even if I put the extra money aside, I won't be able to save and pay back the debt by next year June. So is there any way I would be able to clear it if I start trading or investing into cash ISAs, EFTs. Moreover, I want to at least put some cash as savings too even if they are little as I will be going to Uni next year. So do I put them in cash ISA?

Some context :

1. I am not with my parents so I have to do it on my own.
2. The £11k was for something personal and went into a right place so no questions regarding that.
3. I am not looking for anything quick get rich in 1 month but I need to pay it back.

Would I be able to? Everyday, this £11k amount keeps eating me alive... Any advice is appreciated. Thank you.

So I took a loan of £11k when I was 19 and I have to pay it back by next year around June. It doesn't have interest on it.

Right now, I am working full time, and after everything I am left with around £300 - £500] per month. But, even if I put the extra money aside, I won't be able to save and pay back the debt by next year June.

So is there any way I would be able to clear it if I start trading or investing into cash ISAs, EFTs.

Moreover, I want to at least put some cash as savings too even if they are little as I will be going to Uni next year. So do I put them in cash ISA?

Some context :

1. I am not with my parents so I have to do it on my own.
2. The £11k was for something personal and went into a right place so no questions regarding that.
3. I am not looking for anything quick get rich in 1 month but I need to pay it back.

Would I be able to? Everyday, this £11k amount keeps eating me alive...

Any advice is appreciated. Thank you.

apologies if this isn't the right sub.

There are different apps sites etc but I can't seem to find the right one. I tried survey apps like Attapoll, 5surveys, paid viewpoint etc

Attapol stopped showing me surveys for no reason even though it was going well. 5 surveys is bad as it just screen you out. Haven't cashed out Paid viewpoint.

So which app is working good?

I tried Askable too but it didn't work on. I am on the waiting list for prolific and usertesting does sometimes show surveys but when I click and do it, it shows an error. I don't know what's wrong..

I am willing to put effort as an extra £100-300 would be really better.

Thanks.

I want to start investing and start small around £10-£20 per month but in the sense that I just earn some profit and sell it off then. But I want something long term too.

I know the stocks goes up and down but then what about Cash ISA and ETFs?

Overwhelmed by all this so kindly tell me where I can educate myself on all this.

So I finally got a provisional driving licence as a form of identity proof too so what are some offers I can do?

I had gotten accepted for prolific a few months ago but they were asking for an identity document which I couldn't provide back then so I will be applying again I guess.

EDIT: Any other offers? or referrals that I can do?

I have only done the Lyolds one.

Its a 30 months contract at 0% interest and total around £800. I can't afford to buy a phone upright but paying £30 would be a bit better financially. I do need a new phone as my current samsung one has been acting up lately. However, if I do get the money later on, can I just pay the remaining amount at once?

Plus there was some VAT included of around £130 so do I have to pay that too?

So I have been dealing with acne from early teenage and now I am 20 years old. Last year, I started drinking spearmint tea but I had to leave it as it messed up my iron levels. I am confused if my acne is hormonal or cystic or something else.

1. Most of my acne comes and goes in the EXACT same place.
2. It gets worse when I take stress. I don't think so sugar has anything to do with it.
3. Most are under the skin and painful as hell. Current routine: Simple Moisturizer and Simple facewash along with La roche posay cicaplast balm with SPF50 ( its kinda oily) I use micellar water too. Skin type : It used to be oily but now I think its combination. Also, my skin is extremely sensitive. Skin concerns: Acne, hyperpigmentation, blackheads, dehydrated skin maybe as I have finelines on my forehead, dark spots. I was thinking about starting Anua Azelaic acid but I am unsure.

Quit using Duac Gel (Clindamycin and benzoic acid but it made my skin break out so badly that I left it)

Routine with using Azelaic acid? Sunscreen? Moisturizer?

My skin has treated amazingly when I used to use a moisturizer with Hyaluronic acid and ceramides.

Help me out girlie's 🎀🫶🏻

Is it possible for a person to learn accounting by self studying and get a trainee level job?

What online materials can one learn from?