u/Weary-Fan946

I am going back to guitar after a decade off. I still have a stack of stomp boxes, the chain is a bit of a mess and my PSU doesn't have enough power to drive my Strymon Cloudflare. I am totally frustrated.

I am thinking of a multi Fx system for the following thinking:

- amp modelling so I can plug directly into the church PA.
- I can set up 4-5 patches that are easily accessible.
- easier mobility between home and performance. All I need is to pack the guitar and the effects system.

The question is, which the best, easy to use system that sounds great. I need probably a dozen or so presets that I can save.

I also play acoustic so being able to use both electric and acoustic would be perfect. Its delay and reverb are the focus.

All help greatly appreciated

I spotted a Facebook group and numerous posts in this sub covering random closures for (apparently) no reason. I realise Monzo can't keep my money in an event of a closure but the fear of the hassle is stopping me committing to it as a main bank with larger savings pots (probably not large compared to most people).

Are the stories exaggerated? has anyone saved larges amounts in Monzo? How do you avoid the shock of closure?

I will always run two banks, my fear is if they close my account and I have a few hundred in a Monzo ISA from last year it will mess my allowances etc.

I am perhaps overthinking this.

I had designed a Pie 40% VWRP, 40% VALL and 20% VAGS rather than 80% one and 20% bonds. AI of all things is telling this is a bad idea. Surely it amounts to almost the same thing or am I missing something? Is VALL 80 and WAGS 20 better than the 40:40:20?

I used to use Apple Fitness+ almost daily. In January I moved to Garmin for more data. Is there a way to broadcast heart rate date to the iPad so I can still have metrics on screen? Has anyone tried this. AI tells me I can use a strap... then tells me I can't.

Is a strap possible or is even possible to broadcast HR (my watch can do that) so that iPad records it?

For Some reason Strava is trying to bill me in euros even though I am in the UK. I have tried everything to resolve. Is it such a big deal to be billed in Euros?... I can't think of one but I would rather pay in home currency.

Reflect isn’t giving me a positive outlook. It’s pointing out that I’m spending lots and the biggest category is long term savings. This is the category I use to fund my off budget accounts.

Net worth takes the off budget accounts into place but the other areas of reflect don’t appear to. Is it better to have everything in budget? Is that not harder to manage if investments jump around?

Can anyone recommend any compatible SwitchBot s20 dust bags UK?

Can anyone recommend any compatible SwitchBot s20 dust bags UK?

The all world funds seem high at the minute. Is it better drip feed or just add a lump sum? Eg £5k is it better to spread that or just drop it and wait?

Garmin is telling me my trading is productive. Bevel says I’m overtraining. I’ve been trying to use both apps but I’m getting confused. Do other Garmin users now ignore Garmin data over Bevel?

I’ve decided to move away from Trading212 for a while and I have opted for a single all world fund with another provider.

I found with the T212 card which I love I sent far too much time in the app. I had a pie with the vanguard all world, gold, and small cap. Then a pie with ten shares I picked.

It did ok. However I was rebalancing too often. Adding money, moving money between shares. Does anyone else find there is a higher level of engagement with T212?

Yes I will have to pay 0.15 annual fee now but I think it saves me from the rebalance shuffle?

I really like T212 but the 4-5 visits a day were perhaps too much. Any others experienced this?

I have a fender tele and Strat player ii guitars that are going for a professional set up. Would you swap out the tuners for the locking version? All suggested alterations would be appreciated. I assume pickups etc are fine?

At the minute I keep investments and cash savings in the tracking session. My 3 months fund is mixed in that. I am wondering how others approach this? So you have your cash all budgeted and have an emergency fund category?

I have it set up with the Aqara App and Apple Home, I am going through the full battery every 10 days. I have hooked up an external battery and after day 1 the lock charge reads 90% - I need to check if it has used all the external battery (which I will do today).

I am trying to work out what is using the battery, I am thinking if seeing if it will run on just Apple Home, has anyone else had issues or tried only one matter controller?

Is the U400 a direct replacement to the U200? I am getting about 10 days of battery on my U200 and they can't ship a new battery to where I am. I am just curious if I was to update if it was an easy swap?

Is a single pie the easiest to manage? I’ve two but I’m thinking of making it one.

70% all world
5% Japan
5 gold
5 bond
2.5 UK and 2.5 S&P 500
Then 10% single shares (1% each)

At the minute the 10 single shares are on their own. I am thinking a single pie will allow me to keep the all world at 70% easier?