
u/L10N_

The Coldcard situation caught my attention.
I've always believed that hardware wallets are one of the better options for holding crypto aver the long term, but it's another reminder that no single solution is completely risk-free.
Hardware wallets can have vulnerabilities. Defi protocols can be exploited. Centralized exchanges carry custodial risk. Every approach has strengths and limitations.
That's why I prefer not to keep everything in one place.
For me, it looks something like this:
- Ledger for long-term holdings that I don't plan to move often.
- Aave for a portion of my portfolio that I want to keep on-chain.
- BingX for active trading, since that's where I execute most of my trades.
Diversifying where assets are stored doesn't eliminate risk, but it can reduce the impact if one platform or method runs into problems.
The Coldcard situation is a good reminder that risk management isn't just about what you invest in-it's also about how you choose to store and manage those assets.
Has it changed the way you think about custody, or do you still stick to the same approach?