What is the usual denial rate to a claim in health insurance in the US?

Hello I was wondering, what is the usual denial rate of health insurance in the US and what is the average cost for "normal" and "premiums" per year?

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u/Upbeat_Roll_2096 — 1 day ago

Pardone me if its the wrong place, but how much would it cost to start a SMALL health insurance company?

I seen vague answers. the reason Im asking is this:I seen alot of unions/guilds in america with the largest I think have 200 million in dues per YEAR. so it got me thinking:

What is the smallest cost to start a health insurance company and would it be legal to refuse denial to those who are part of a union/guild?

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u/Upbeat_Roll_2096 — 1 day ago

What is the cheapest smallest cost to START an health insurance COMPANY in the US?

I know you need a lot of capital. then there are more beurocratic work to it.

I seen alot of vague answers so unsure what is the smallest cost to start one?

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u/Upbeat_Roll_2096 — 1 day ago

I apologise if its the wrong place, but what is the cheapest to START an health insurance COMPANY?

I apologise if its against any rules. My question is mainly due to I seen multiple answers that are slightly vague.

I know you need a LOT of capital to start, my question is:What is the minimum for it? then I presume other legal rules. (also apologise since I had to pick a flair)

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u/Upbeat_Roll_2096 — 1 day ago

Do people here want more dating apps then just HER to avoid men sneaking in or those "looking for a woman for my husband"? Why do some lesbian dating APPS fail?

One of the complains in some of the biggest lesbian subs is that HER app has this problem. Was wondering if this is extremely rare or just big enough problem.

If so, my main goal of asking is this because for example LINQUE was active a bit but then the main person starting the whole project went offline and the discord and subreddit went dark.

I plan to research:

Why do some lesbian or LGBT dating apps fail?

What is the main reason for it?

If we take example any dating app even straight why they fail as an example might or might not be relevant.

-Speculating: It could be that advertising to the correct demographics is one thing or rather that one advertise enough to build a base

-The other could be finance in the sense that ads on the website itself is either

1 too vulgar and too sex oriented for those who look for majority longterm relationships.

2 they have no ads or the ads are neutral to LGBT or lesbians, meaning they arent against them, but they arent interested in buying the best type of TABLES in a lesbian dating app. Meaning there has the be for example a main psychological interest of lesbians who look for longterm partners. Speaking of finance, its also so the website does not cost too much to rent OR maintain.

To give an offtopic example, there was a website called something awful, there are alot of ads between the posts AND you have to pay 10 dollars to get a membership. the site itself was huge. and the main owner back then still had money problems because he was bad at managing in the extreme.

tl:TR why do some dating apps fail and what through LONG TERM research can be done to stop it so lesbian dating apps exists.

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u/Upbeat_Roll_2096 — 3 days ago

Imperator titan crashes the game in the crucible mod and UA MOD for soulstorm

Not sure why, its the only unit that does. has this happen to anyone else?

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u/Upbeat_Roll_2096 — 4 days ago

In dark crusade or soulstorm campaign or skirmish, what was THE closest match you had to loosing but turned it around?

If you can please describe it as detailed as you remember please.

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u/Upbeat_Roll_2096 — 7 days ago

Since political party affiliation does not break the Fair housing act,it would mean you can technically go against the Fair housing act by a technicallity?

Examples:

-:We of the secular humanist party only accept atheists in our party.

-:We of the christian united party only accepts Christians in our party

And you can do this for other groups as well,

muslims political party , buddhists political party, black political party, white political party, asian political party, latino party political party.

Should people be forced to accept someone so they can rent in their apartment?

Would there be any political party affiliation you wouldn't rent to if you owned an apartment?

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u/Upbeat_Roll_2096 — 7 days ago
▲ 15 r/RHONY

If you could switch lives for a day or week with ANY of the housewives which one would you choose?

It can be you switch minds with the person.

Or you just switch with yourself and everyone on the show will accept it.

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u/Upbeat_Roll_2096 — 7 days ago

In the crucible mod, where can I edit the campaign on brutal so resources are equal?

They presumable arent, where can I edit them there? I want to play the difficulty but at equal resources

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u/Upbeat_Roll_2096 — 8 days ago
▲ 4 r/women

Is there any clothes that men wear that make you feel uncomfortable? Also any type of clothes that men wear that makes you feel relaxed?

It can be anything, especially texture to the clothes. since silk for example in is entirely different then other textures stylish wise

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u/Upbeat_Roll_2096 — 14 days ago
▲ 1 r/MAOIs

How many hours to wait until next dosage? 60 mg parnate

Hello I am wondering whats the usual safe hours before you take your next 60 mg parnate?

Should one wait 25 hours? if you dont have insomnia from it, is 12 hours still safe?

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u/Upbeat_Roll_2096 — 18 days ago

After increased attack against LGBT people, would people here prefer a backup place, and safe area to live in like a rural place, it can be a commune or small individual extremely cheap place for homesteading.

So in short a sorta safe haven from physical attacks but also from harassment and not being sexually hit on by men

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u/Upbeat_Roll_2096 — 22 days ago
▲ 0 r/GayMen

Has the recent attacks made people here want to build men only communes thats rural for physical protection against hate attacks?

Hello I am a straight man, that said with the recent attacks escalating only worse and worse and future PHYSICAL hate attacks will happen regardless what ideology and ethnicity on LGBT and other groups that tries to support them them.

I want to ask people here: has anyone here seriously thought about building a commune thats rural for physical protection against HATE attacks due to their inheritable characteristics?

-Starting a organisation through a safe channel, get 200 people together.

-Seeking grants/money to help fund if possible.(do NOT choose loans)

-Using fundraisers to help fund it online or offline

-Pooling resources together to help buy land and then housing

-To form a longterm plan to live off the land(which again there are farm grants that are NOT loans.

-NO LOANS

-Self sustainability means not only farming the land itself. if people do choose to breed animals, which one is most profitable from the cost of buying it and maintaining it through feeding it and so forth.

There are literal amish people who shun modern technology that can do it, even with alot of experience required they however too needed experience and didnt die out.

if the land area is less green and animals cant feed properly you need to buy more feed.

So the obvious solution would be growing on the land itself if no alternative land area is cheap enough.

-Start groups on discord or other social media thats PRIVATE and organise there if you want, the point is to have a large enough thats still private way to organise.

Then there is something you have to decide for yourself:Should you have applicants once you started or specifically seek out people that fits with the personality you want to actually live with and not some random psychopath who just lies on the interview, be that they have a criminal record or not.

-When starting out you want efficiency so it does not fail:Applicants will be chosen based on their skill, it will NOT take into account ethnicity, state of origin or oppression olympics of said demographic a person is from.

There are other ways to organise online that people here can have ideas on.

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u/Upbeat_Roll_2096 — 24 days ago

How hard is the brutal campaign difficulty in the crucible mod in soulstorm?

like I want the better ai but not sure how much more resources the ai gets

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u/Upbeat_Roll_2096 — 27 days ago

what is it that makes you connect more to taylor swift then other artist?

If its text or otherwise, what is it that makes you connect more to taylor swift then other artist? Is the way she sings a tiny bit slower so you can hear the lyrics more or she pronounces them clearer? is it also the text content itself?

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u/Upbeat_Roll_2096 — 2 months ago
▲ 2 r/MAOIs

For those who had SSRI/antipsychotic induced anhedonia/emotional blunting, what dose range of any MAOI helped?

For those who had SSRI/antipsychotic induced anhedonia/emotional blunting, what dose range of any MAOI helped?

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u/Upbeat_Roll_2096 — 2 months ago

Are there games like starsector but more solo ship in terms of gameplay then large armies/mods for it to make it so?

Are there games like starsector but more solo ship then large armies/mods for it to make it so?

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u/Upbeat_Roll_2096 — 2 months ago