626 night market

Anyone going? Mostly I’m interested in seeing some of the activities or performances. I know food prices maybe overpriced and looking to just try a few.

If anyone goes on Friday, please report back!

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u/Ramen_cat2024 — 6 days ago

Membership increasing to $450+

I signed up a couple years ago. I think it was around $350/year. Gave me 15 buddy pass people and allowed for 2 people to come with me at a time. It worked out since I was able to bring family with me every week. When we travel, we also try to go to a few other locations along the way. I believe this is the nationwide Platinum membership.

Fast forward now, I go to the gym 5-6x a week. Mostly to all the classes. But rotate between 3 local gyms (1 Ultra, 2 Super Sports). I mostly just go with me and my husband now, vs along with the 3rd person. So may only need 1 buddy pass.

Am I way over paying for annual membership or is this normal rate?

I know there is that $99 special running recently but a couple of my friends with legacy memberships are only able to go to a single location and not go to all the others that I frequent so I’m a little worried about downgrading.

Anyways. Just got sticker-shock and wondering if this is the new normal price for all gym access!

Edit: Did some recalculations including that annual renewal fee. So I’m about $45/month for me + 2 buddy passes (with adjustable buddies). Able to access ultra and super sports nationwide. With the amount of classes I take, that’s about $1.60-$2/per exercise class that I go to. I would def downgrade if I was only doing gym equipment and treadmills tho.

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u/Ramen_cat2024 — 10 days ago
▲ 115 r/fatFIRE

$10m nw as of today

I feel like our number keeps getting pushed out. But here we are at 10m, 2.5m of which is real estate in 2 homes in HCOL area, maybe 800k in savings for cash flow. Only debt is 80K before paying off second mortgage and our car with 2% interest.

I’m 50 and just recently restructured out. Spouse will plan to continue to work and make about $650k a year for next couple years before retirement, covering insurance. One kid will be off to college next year with another to go in another 4 years. If we do in state (CA), assume all tuition should be covered by 529. We are not crazy spenders and can likely get away with $120k/yr to support our lifestyle.

I’ve been working out, spending time with my parents, volunteering, and organizing the house and feel like I can just retire at this point? Just feels odd not “working” till my spouse retires since I’ve been working since 15yo. Also we always have a worry about having to take care of our aging parents as they were immigrants and did not get to save much for retirement. I don’t mind, but just another potential cost in the future.

Should I just embrace the retirement life or get a PT job for funsies? My experience would allow for some consulting work.

I don’t think I can move money out of 401K until I’m 55 to roll over to Roth or for expenses? It’s really always that medical insurance part that’s a bit tricky. Any advice for my age group?

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u/Ramen_cat2024 — 1 month ago
▲ 0 r/Kumon

Tutor interview, Covid vaccine requirement?

My kid is going to an interview. They asked for Covid vac documentation. It’s not time for fall season shots yet but didn’t even think this was a thing that people ask for anymore. But is a Covid vac now still required to work there? I have one from long ago I guess?

Edit to add I don’t mind him getting one. But don’t want him to get one before even getting a job offer. And also don’t want him to get a 2025-2026 version since that one is dated and new one 2026-2027 hasn’t come out yet. So don’t want to double up since those usually comes out in October.

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u/Ramen_cat2024 — 2 months ago

Can I mention my AP score?

I know the UCs really don’t like it when you try to sneak a mention of your SAT score in your application. However for the application essays, around any circumstance you want to mention, I’d like to explain that while my class grade in AP lang did not end well due to additional activities that semester, I did get a 4 on the final AP exam in that I did understand the material.

I’m not trying to blame anyone in the short essay, but taking responsibility for over scheduling and adjusting. I just don’t want to get in trouble for mention my AP score.

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u/Ramen_cat2024 — 2 months ago

Interview to offer wait time?

I know some people get hired on the spot after interview. That isn’t me. But how long did it take for usually to hear back after interview. Do they call you to offer a job? Do you just get a rejection email? Do you get ghosted? Trying to see when is a reasonable time to call and follow up. After a week?

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u/Ramen_cat2024 — 2 months ago

Courtesy clerk for high schooler

Looking for some PT income as a senior. Reading some of the older posts has me a little spooked in taking an offer for a position. I have another op with a clothing retailer at a mall. Can I get any more recent experience from any California based clerks for how things are? What are minimum hours required? I don’t think I can do more than 12 during first semester. I know management makes a huge difference, but any insights you can share would be appreciated!

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u/Ramen_cat2024 — 2 months ago

What are minimum hours normally required per week?

Going to be interviewing for store associate role soon and wondering how many hours a day or days a week usually stores look for. Will be balancing school so don’t want to put too many hours in this semester but also don’t want to be rejected for saying I’m not available for 20hrs a week.

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u/Ramen_cat2024 — 2 months ago

Family plan, can’t add daughter

I’ve had mint for a while and set up 2 family plans between my family, parents and in law. 6 lines setup on 2 mint family plans.

I just added a line for my daughter with the $180 unlimited 1 year deal. Just tried to add her to either of our existing family plans and it keeps erroring out. On one it said “number ineligible” to add.

Anyone know what would cause this? I just rather manage less accounts so now managing 3 vs 2 family plans.

I suppose I could also try to move my 2nd family members over under my daughter’s plan but feels odd since she still a minor and it’s paid through my credit card.

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u/Ramen_cat2024 — 3 months ago

Extending Odyssey 70mm run possible?

Our theater basically has front rows (A/B) only until mid Aug available. I either can buy tix for row C towards the two ends or watch in standard. Any chance they might extend IMAX 70mm showing to late August given how popular the movie seems to be?

I just remember how miserable I was in middle of row B for Oppenheimer IMAX and don’t want to have another negative viewing experience.

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u/Ramen_cat2024 — 3 months ago

Do you still make your kids do sports? (Rising senior)

My son will be 17, entering 12th grade in August. Ever since kindergarten, he’s participated in various sports (soccer/basketball/baseball till end of 8th grade). In 9th to first semester of 11th grade, he did high school cross-country and track.

Last semester of 11th (spring season), he declared he doesn’t want to do running anymore since he prefers cross country (only offered in the fall season). So I let him skip sports, but had him take a community college dual enrollment math course (which he got an A in). However, he ended up with a C+ in his AP English class (79%, but got a 4 in his AP test). He did get mostly As and another B in his other classes.

In my parenting mind, all the years of sports kept him on a schedule, where as last semester I noticed he played a lot more video games. Now he is saying he doesn’t want to do cross country again either (since most of his running friends would have graduated). But I feel like if I don’t have him participate in some organized sports, he’s just going to burn time on video games like he did last semester. I know he will also have to do college apps in the fall so I know mental health is something to keep in mind. But also think getting outside and doing a sport helps with balancing stress with just sitting in front of a computer to work or game.

I’m torn. I have been asking him to just go to a couple pre season cross country workouts to see if he likes the kids this season, OR sign him up for the local soccer rec league, which only does a couple practices and maybe a game on weekends to just put some structure in place. I know when he goes off to college, it’s all going to be up to him. But hey, he’s still with me for another year till then!

Sooo, do you still try to steer your soon to be adult child to things he should try to do, or let them make their own choices now in the senior year?

Edit: thanks for all the comments so far. Just to clarify he does go to the gym with my husband on weekends but on weekdays he might do some home gym weight training and walking on the treadmill. His weight or fitness isn’t my main concern. He does volunteer at a semi-local museum and have done so for last couple years and continuing this year.

My main inclination (other than structure) to push him towards a sport is more around socializing with his peers, especially kids in his own school. He can go into his shell and be more anti-social but seems to do ok when he spends extended amounts of time with a group of kids as he had with cross country in the past seasons. He was having a great time with the kids last season, so I’m also a bit sad that it seems he has lost that group with everyone graduating.

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u/Ramen_cat2024 — 3 months ago

Window and tire insurance

I called our insurance today and seems they do not offer zero or low cost window insurance for cars. It will be a $500 deductible for each claim (which I assume will raise our insurance over time?)

We just got the Y premium a week ago. So we have to decide if we buy the window and tire insurance. Is it with it to get so we don’t have deal with regular insurance?

I’ve been driving for 30+ years and only once had a chip on a windshield. And for the Tesla window insurance it seems it only covers front windshield and any other glass would need to go through my regular insurance correct?

For tires other than towing, seems this might be handy for flats mostly? Out of my many years of driving I’ve only had to call for flat repair less than 5 times. Are there more issues that makes Teslas tire insurance an essential coverage vs standard tow with regular insurance?

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u/Ramen_cat2024 — 3 months ago

Before vs after?

My mom is in her mid 80s and finally semi coming around to getting knee replacement after many years of cortisone shots. It no longer helps, she’s bone on bone and I notice her knock knee and posture getting worse.

To help encourage her to continue to explore surgery conversations with her physician, is there a site or might you be willing to share some before and after photos of your legs and knees post surgery, maybe after a month or two to see the difference? I see a lot of X-rays posted or just post surgery resting images, but would love to see more actual legs and knees standing post op if available!

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u/Ramen_cat2024 — 4 months ago
▲ 0 r/ModelY

Picking up tonight - Gap and insurance?

Update: so my apt was 6:30. The “insurance” panel of my to do list was already checked off but I had uploaded with my existing 2 car insurance policy. A SA called me this morning and even confirmed I’m good to go with all my tasks and just come pickup the car at 6 since the car is in the lot. Not sure who even checks all the things, so that’s why I thought it was fine to go pickup as is and add it later. I’m in CA.

Just to be safe, I called my insurance to get the new car added. Took about 10min on the phone before I went to my apt. They (Costco AmFam) offered me Gap insurance through my policy for $38/6 months for the first 3 years, so I just went with that vs dealing with Wells Fargo. With our multi car policy, 3 cars with a teen, extra insurance came out to just under $800/6 months extra vs our existing policy. Not bad!

Pickup took a little longer only because we asked them to charge it up to over 70% before we left the dealership. We also asked a bunch of questions of the tech since it’s our first Tesla. We arrived 6:17 and started our drive home 6:55.

Now I will spend the next week trying to figure out all the functions!

—————

When should I be calling my insurance to add the new car since we won’t get it until 6pm tonight. Do I get a few days to add to insurance? We have Costco Am Fam for our existing cars.

Also we will have Wells Fargo for loan. Should I call them in the morning to add gap coverage immediately? Loan is $47k total.

1hr from pickup!

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u/Ramen_cat2024 — 4 months ago
▲ 2 r/Depop

Return to sender for smell?

The recent pair of shorts purchase smells like cat or dog pee. I tried soaking in vinegar and soap for 2 days and smell is still there.

Seller suggested I file a Depop claim but I know smell is not something that can be reported.

Can I put the item back in the original package. Send it back to post office to “return to sender” and when seller gets it back ask for refund?

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u/Ramen_cat2024 — 4 months ago

Random sadness and tears, 14yo girl

My normally happy, peppy 14yo just over past couple days started randomly crying. Literally over nothing. Just seems sad, melancholy, quiet tears. I’ve been at home with her the past couple weeks so nothing out of the ordinary has happened to her. She seems to be fine when she went to bed last night. Slept 9hrs and just after lunch started sadness, crying again. First time we were doing legos together. Today we were doing painting together.

We have been out of school for the summer since end of May. We have her doing a couple camps and a sport that has practices 2-3x a week. She seems to have been fine since yesterday. I’m not sure if it’s hormones + boredom. She normally sees a bunch of friends during the school year and now she’s mostly hanging out with me or watching a series on Netflix or whatever. But not in person with friends other than doing the sports days.

Is this a normal teen girl thing? I remember getting angry a lot as a teen but was not a cryer. My son is 2 years older and never went through this phase.

Looking to see if anyone else has experienced this. Maybe I should arrange a couple playdates with her school friends? Even going shopping, which she used to be very excited about, doesn’t seem to do it for her right now. Open to ideas!

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u/Ramen_cat2024 — 4 months ago
▲ 1 r/ACT

1400 SAT worth trying ACT?

Rising senior, not looking for Ivy, but would like to be best prepared for application cycle options with an engineering focus.

Last June test was 1400 (730 math, 670 reading). Plateauing so likely not taking SAT again.

I think for latest ACT it’s all multiple choice unless you opt in for writing test and most people do not?

Has anyone who got similar SAT score perform better on ACT? The reading was obviously the weaker section.

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u/Ramen_cat2024 — 4 months ago
▲ 1 r/ModelY

What happens when you select another car that’s available sooner?

We got the stealth grey premium and saw a white one available now but it also has a hitch. It was $2k more than what we ordered. In the app does it offer one feature discount (say free white paint and we pay for hitch) if we swap, or do we have to call our sales associate to make the change for us?

Looks like someone else snagged it quickly, but wanted to understand how it works if we see another.

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u/Ramen_cat2024 — 4 months ago

Post order registering 1 or 2 people?

Just put down our $250 for an order and doing the “paperwork”for vehicle assignment and we will be doing the 0.99% lending deal. We are in CA.

I want to make sure when registration comes through it will be “John Smith OR Sally Smith” not “AND”.

Is this something that will be setup during the initial process or later on with vehicle registration?

If it’s later I rather just put one registrant down so we don’t have to go through ID verification with spouse etc until DMV?

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u/Ramen_cat2024 — 4 months ago

Home charger if I have Tesla solar battery wall?

Trying to prep for our upcoming purchase. We installed a solar battery wall about 8 years ago. I haven’t called an electrician yet, but will installation of car charger be easier or more difficult with an existing battery wall? Anything we should be aware of?

I’m assuming I can use the mobile charger for a bit until we get any installs sorted? Daily commute is about 25min drive, mostly freeway 14 miles away. There is a supercharger station 5min from our house if the mobile charger is too slow?

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u/Ramen_cat2024 — 4 months ago