u/RpDubC

Looking to purchase a home that's older, 1965, and needs 3 bathroom remodels in addition to leaking cast iron sewer lateral, linoleum torn out, a wall put up to revert an office back to a bedroom.

I was going to offer asking BUT then put $25k credit for repairs and use that money, essentially boring $25k against the house already. Our lender is advising NOT to put any credits requests for repairs BUT just put the $25k be applied to closing costs. If there's a surplus of funds once closing costs are taken away, that will buy the rate down.

If I can't use funds for repairs I think I'll just ask under asking by $25k then.

Any thoughts on either way?

FYI...my agent is related and not really that in tune as it's not their 9-5 job.

Looking to purchase a home that's older, 1965, and needs 3 bathroom remodels in addition to leaking cast iron sewer lateral, linoleum torn out, a wall put up to revert an office back to a bedroom.

I was going to offer asking BUT then put $25k credit for repairs and use that money, essentially boring $25k against the house already. Our lender is advising NOT to put any credits requests for repairs BUT just put the $25k be applied to closing costs. If there's a surplus of funds once closing costs are taken away, that will buy the rate down.

If I can't use funds for repairs I think I'll just ask under asking by $25k then.

Any thoughts on either way?

FYI...my agent is related and not really that in tune as it's not their 9-5 job.

I’m looking to purchase a home that was built in 1965.

It has a ‘stone coated metal shingle roof’ installed. Report says it’s 15 years old with 20+ years left.

The house is in NorCal Bay Area, not a lot of shade.

Curious if this should be replaced to help in heating and cooling purposes? Maybe as a ridge vent?

My father (contractor) proposed replacing the roof and at the same time install foil backed sheathing, insulate attic better and run conduit for garage electricity at same time.

House has about 3500sqft of roof I think.

Thanks.

I'm leaning burgundy as I like color (husband BTW). Wife doesnt have anything burgundy.

She will be turning 43, has a few nice bags, one is a $1800 porenza something she got when were dating I was NOT happy about but that was 2 kids and 10 years ago haha!

She's a director for work. Carries a black small thing daily. Nights out she will swap out.

Colors here.

https://preview.redd.it/2kw3h0bfxy1h1.jpg?width=400&format=pjpg&auto=webp&s=77205fab481f16b6f2c6c05251b1a144a4b08868

https://preview.redd.it/8lv3s3sfxy1h1.jpg?width=400&format=pjpg&auto=webp&s=d772f7ab4528bc17b0a35a912be1b0756b700a92

Other Colors

Lost out on a house recently where I believe we weer the highest offer. The issue the listing broker shared was they were concerned the house would not appraise at the purchase price possible holding up the deal with our 25% down. They went with a slightly lower cash offer I guess. I was surprised my lender didn't know this based on our offer going in.

So....I'm looking for a local broker, lender or credit union, not sure whats better. What about direct lender like Rocket Mortgage or Cross Country?

Wife and I are w2 employees with a rental property and down payment will be coming from my dad. Pretty basic. Just want a lender to maybe be more aggressive I guess, if that's possible.

Looking to two days 3 nights in July. We haven’t camped with our kiddos yet. Going with other friends.

Wanted to ask if it’s going too hot for our kiddos? We’ll be with two other couples one with a 4 year old.

Hiking early I’ve read. Anything else to do? Guess the pool is open.

Is there a close town to drive into for air conditioned shopping or something?

I have a Festool Ts 75 and 2 Festool tracks. I’m also heavy into 18v Makita.

Just got the top 6” brushless which is really nice.

Saw a XPS01 on market place and thought that would be sweet to be able to use my Festool track out in the yard no cord.

Will the XPS01 fit on standard Festool track? Bought my Festool track about 5 years ago.

I ask this as we submitted our 3rd offer in 4 months. This time $200k over asking. Married, mid 40s, kinder and preschool kiddo. Renting in Danville and can no longer afford homes there.

I feel we NEED to buy now or wont be able to get in. Granted we always go for a smaller home but we are looking for 10k lots and 4 bedrooms. Houses can need work, thats fine. Almost preferred.

We missed the market a few times over the last 10 years. Should have bought a house in san ramon across from my parents for $1.250m about 8 years ago. Easily $2.1m now. We just decided at that point we didn't want to sell our townhouse, planed to keep it as an investment.

We want to buy now and hopefully we'll find out today if our offer is accepted. My dad, old school, keeps predicting a market crash, 10 years in. My mom wants us 10 minutes away and in a court and I feel I can't wait for a unicorn property like that to pop up.

We are going to camp there this summer. I have a family of 4, two kidddos will be 6 and almost 4.

Would a 13ft bell tent be too big for the camp site? We got two sites for 3 couples - 1 set no kids, 1 a family of 3 and us a family 4.

Don’t want to buy a tent and have been too big for the site.

I believe we got 31 and 32 camp sites.