Got laid off and JUST bought an expensive house!

In NYC. So this was unexpected.

If anyone is hiring, please please let me know!

I am a senior with 7 years of full time experience. Have some mentoring and teaching experience. Open to senior, lead/staff, and manager roles open to new managers.

I am very down to earth and passionate about helping others!

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u/Notagoodacter — 1 day ago

15 or 20 percent down on my house?

Hi everyone

I am about to close on my new first house in 2 weeks

Its 1.15m in Brooklyn nyc. Duplex. Appraisal came back saying the separate unit will pay about 3k a month

If I put 15 down, mortgage payment will be 6500 approx with 100 pmi a month

If I put 20 down, it'll be 6000 and no pmi

Interest is 6.375

Problem is I would have to take out like 57.5k more of my index funds to do this

I already sold 165k worth of that

I have another 260k including Ira and about 350k of 401k hsa and other stuff

but I got laid off 2 weeks ago ( still employed with 7 months severance pay)

I am thinking of paying 15 percent because 57.5k more will probably come out stronger in 10 years vs putting it in my house but its not guaranteed

I will have a lump sum severance pay of 70k in august plus ill be on payroll until second week of august. But I need that to live and pay mortgage before I find a job again

My job paid about 204k base in tech

Any thoughts?

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u/Notagoodacter — 1 day ago

Luxury 1bedroom lease takeover Aug 1 to Nov 8. Flexible terms and rent! In crown heights

I am buying a house and need to move in asap and I am trying to find someone to take over the lease.

It's a luxury apartment with full gym, doorman, package room, dog wash. It's a brand new building.

I can negotiate on rent if you can move in asap and stay as long as possible before or at nov 8.

In unit wd, dishwasher

Let me know if interested. Thanks!!

u/Notagoodacter — 2 days ago

End of July to Nov 8 - 1br in crown heights

In unit w/d, dog wash, rooftop

1br 1 ba. About 600 sq ft. $3900 plus utilities

End of July (flexible) to Nov 8 (flexible)

Dog not included

Edit: I am very flexible on the rent price if you can match the lease dates!!

u/Notagoodacter — 5 days ago

Low stakes music open mic in brooklyn/manhattan?

​

Doing my first open mic and got a song i just wrote and I wanna test it. Would be my first time performing in years and first time with my music.

Anywhere that does open mics, especially rap? Nothing too fancy

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u/Notagoodacter — 8 days ago

Urgent- looking for AMAZING music videographer (USA, 600-700 flexible, USD)

Urgent- looking for AMAZING music videographer

Hired actress and videographer for music video. My biggest song to date. And the video came out bad. I am looking for someone who is super serious and want to redo the video for me in the next week!!! But slightly differently.

If you are interested, let me know. Can show you existing video.

Budget is limited due to this but can make it work.

Dm me!!!!! We ideally should meet in person before doing this.

Send me your music videos.

Edit: im in nyc. I am willing to pay up to 1500 if you are good enough.

Previously paid 1300

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u/Notagoodacter — 10 days ago

Printing and posting posters in nyc. Worth the cost for promotion?

Got a song coming out with an artist in pro era for those who listen to hip hop

Thinking about promoting the song by printing maybe 50 posters and putting them in manhattan

Worth it?

Idk what that would get me beyond maybe a follow if I put my IG

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u/Notagoodacter — 1 month ago

Reached out of network deductible with Aetna. Where do I get my refund?

I calculated what I paid now with group DBT and individual therapy and I overpaid. Who do I ask for a refund now?

Dumb question but I believe I get that from Aetna right? If claims are not submitted I have to submit them myself.

Is “plan’s share” how much they’ll pay me?

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u/Notagoodacter — 2 months ago
▲ 1 r/AskNYC

Buying a coop in concourse?

Bronx

Address is 825 Walton ave

Is this a safe area for me and my gf? Or is it super dangerous???

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u/Notagoodacter — 2 months ago

I love this beat I found on YouTube and got stems from producer

Months later I realized a different beat but same sample and melody but different drums was used by a different artist 1 year ago, Filipino artist and song got 23m streams

This song I’m making has a decently sized artist feature that’ll be on it and I think using that beat would not be ideal even though it is lowkey perfect

I asked producer to make a similar custom beat. Should I do that or just use the existing beat?

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u/Notagoodacter — 2 months ago