u/Used_Man_58

So, flipkart axis Bank CC is my oldest credit card (4 years old) & it comes with a fees of 590. I don't reach the required spend criteria on this particular card.

Now yesterday I got approved for Sbi phonepe CC so flipkart CC is basically useless for me right now. So I was thinking of asking axis to turn it into LTF otherwise close this Card. (How much effect will it have on my cibil since it's my oldest card & by a huge margin - next oldest card 2.5 years younger)

Also what should I ask them in mail to ask them to convert it into LTF. Also which email id to mail it to?

Thanks for your help!

So we r literally in a relationship for last 6 years. We were initially in school but she was 1 class junior to me so we only met during recess & mostly carried out our relationship in Chatting only. Then I passed school & ever since then (4 years now) & we haven't met even for once.

In our 4 years of relationship we haven't ever kissed, never hugged, never s*xted.

Leave alone these big things if I ask her for video call or voice notes, she feels uncomfortable in those too even now after 6 years of being in a relationship with me.

Now I would love to hug her often kiss her sometimes meet sometimes. But she always refuses or starts ignoring the topic whenever I bring it up.

Yesterday I went to watch Spider-Man & asked her to accompany me but she refused for that too. How do I even manage a chat-only relationship...it leads to nowhere despite being together for so long.

& I am unable to understand the reason behind it, she also doens't specify or explain anything.

I am a really insecure shy nerd kind of guy which girls usually don't ik but if she wasn't interested she would have left me.