NATIONALLY, unsubsidized ACA premiums to jump *ANOTHER* ~15% next year (UPDATED)

NATIONALLY, unsubsidized ACA premiums to jump *ANOTHER* ~15% next year (UPDATED)

For those without a Premium Tax Credit, what is your plan? Take an early distribution of an IRA/401K? Take on a side-hustle?

acasignups.net
u/swampwiz — 13 days ago

Industry titans’ warning to Congress: Do what we say or health insurance premiums are going up

I guess the annual 20% rise doesn't count?

politico.com
u/swampwiz — 28 days ago

How is a single car generally transported?

I'm looking to buy a used car that is very, very difficult to get (it's no longer being manufactured, so can't buy it new), and so it's going to require me to either pay for it to get shipped, or I'll have to "ship myself" and drive it back. I nixed one possible deal because it was 2000 miles away, and the quote for the shipping was $3400. Although I somewhat wouldn't mind the "vacation", I would prefer to not put any miles on the car since if I get like a 1000 mile warranty, I want to be able to take it to my mechanic to tell me if anything is awry.

This got me thinking as to how this would be transported. Would it basically be one guy in a truck with a car-trailer just driving all the way? If so, would he waiting around until he is directed to somewhere else, eventually making it back to where he lives?

reddit.com
u/swampwiz — 29 days ago
▲ 503 r/Saints

Loss doesn't bother me - if the Saints play like this every week, they are contenders

Very contented

reddit.com
u/swampwiz — 1 month ago

Wow, my Windows 11 system is so hosed that not even the Windows 11 boot stick could work - had to use the Windows 10 boot stick

Kept on getting Error code 0x8007000d.

reddit.com
u/swampwiz — 1 month ago
▲ 2 r/Chuwi

Ordered a notebook from Chuwi EU - it is coming from China or something?

It's been a week, and the Chuwi page (actually a Shopify page) says "We're preparing these items for shipping".

I would have much preferred buying this from Amazon or somewhere else, but nobody makes a mini notebook like Chuwi.

reddit.com
u/swampwiz — 1 month ago
▲ 307 r/obamacare

Repub Senator (KS) Marshall has been suing his patients over unpaid medical bills

>The New York Times on Tuesday published an investigation into the aggressive legal tactics that U.S. Sen. Roger Marshall routinely used to collect on his patients’ medical debts during his decadeslong career as a Kansas OBGYN.

>A Times analysis of Kansas court records found that Marshall sued more than 700 patients over unpaid medical bills. In 81 of those cases, patients were arrested for missing court dates, according to the report, which said Marshall’s attorneys sought warrants in at least 13 other lawsuits.

msn.com
u/swampwiz — 1 month ago

I have a stupid question - if I have a motorized roll-down door, what do I do if the motor fails?

I'm looking to get a combo open carport & storage area in the back with a motorized door. There would be the roll-down door to access the area.

reddit.com
u/swampwiz — 1 month ago

What is a good minimum distance for wall (standard countertop height) on side of peninsular seating?

I'm trying to figure out what a good distance is. It seems that 18" works, but 21" definitely seems to work. I should say that any use of this distance is for a module that is 25' wide, so every 3" results in 6.25 ft^2 of con$truction $pace. This is for new construction, but I am posting in this subreddit because folks here seem to be very keen.

Descriptively, think of a double galley kitchen with a peninsula on the end, and such that the side wall continues past the end of the peninsula for some distance (i.e., either 18" or 21"). Behind the seating is a main passageway. I'd like for the extent the chair seating a moderately sized human (i.e., a human with a big belly would have the seat farther back) to fit within that distance, but more importantly so that that human's face would not be visible from someone on the other side of the wall.

I've tried to research what a good distance would be, but have come up empty.

Here's a picture of the peninsula seating having the wall extend a little past the peninsula (the 3rd picture, titled "West Chester kitchen:), although this has a window instead of a passageway.

reddit.com
u/swampwiz — 1 month ago
▲ 9 r/LSU

Do you think that with SpaceX making a major investment in LA, that LSU will bring back the degree program in Aerospace Engineering?

There has always been the work at Michoud (Yours Truly had worked there), but with the draw-down of the design work (i.e., moved to Huntsville, AL), it is only a manufacturing shop now - but SpaceX looks to be huge, like Florida Spaceport huge.

reddit.com
u/swampwiz — 2 months ago

What is the standard situation for insuring a home when it is emptied and put for sale with an agent?

I am in the process of getting a house built (I own the homesite already), and once the certificate of occupancy is generated, I will be moving my stuff from my current house to this new house, and then, after hiring a contractor to renovate it, list it for sale with an agent.

I suppose that before I get the certificate of occupancy, the insurance will be handled by the builder (at least officially, although I'm sure the cash draw will pay for it), and then after getting the certificate, I will get insurance on it as a homeowner. And then during the moving & renovation, I will simply have 2 houses insured (i.e., like having a vacation home, LOL) - but what when it becomes officially listed for sale?

I was talking with someone at my insurer (who didn't know off-hand, etc.), and he seemed to say that if the house remains for sale for longer than 6 months, I would need to officially turn it into a rental to continue to get insurance, even if I don't have any tenants.

The market for housing in my locale is not blistering like for places in the Northeast & Midwest, but I plan to get a good gauge of its value by what offers come in, and expect to act with all deliberate speed. Zillow seems to have the market value as oscillating between $45K & $65K, LOL (I would imagine that the lower value is for houses that need renovation, but I will make sure that it is properly renovated).

reddit.com
u/swampwiz — 2 months ago
▲ 43 r/LSU

How are the required display of the 10 Commandments being taken by the student body?

I am totally appalled by it. I would expect this at Loyola or Notre Dame, but this is supposed to be a public university, and the US Constitution is clearly disestablishmentarian.

And with a picture of the chief Christofascist, Mike Johnson?

reddit.com
u/swampwiz — 2 months ago

Ugh, what a dud!

Overcast the whole time. This feels like having a team in the finals and losing.

On to Tarifa 2027!

reddit.com
u/swampwiz — 2 months ago
▲ 0 r/Schwab

Other brokerages have proxy voting instructions for a specific stock (DEVSF), but Schwab doesn't; is Schwab always late in getting these instructions out?

I am a whale investor in this stock (10%), and so it is very important that I cast my vote.

reddit.com
u/swampwiz — 2 months ago

Only a 25% chance of clouds for the big event Wednesday

I remember posting here a year or so ago, and everyone told me that there was a good chance of bad weather. I will be on the beach at Aviles. :)

u/swampwiz — 2 months ago
▲ 107 r/IRS

Call to arms - it's time to overrun our Congressmen's offices with requests for IRS assistance

Far too many taxpayers just take poor IRS service and don't do anything about it. (Whatever is the term for a male Karens) like me has regularly bothered my Congressmen about this poor service (I have tried to call, but the system it is too busy). If enough of us do it, these Congressmen will register it as an issue. The Dems will notate it, and the Repubs will need to come out and defend the IRS's pathetic staffing policy.

reddit.com
u/swampwiz — 2 months ago