u/swampwiz

Sleep wonderfully on a train

I used to take 36 hour train rides (this in Russia), where there were 2 nights. It seemed that the gentle rocking and repetitive cha-cha--cha-cha--cha-cha of the bogies going over the rail-line joints made me sleep like a baby (with my regular set of sleep herbs, amitriptyline & zolpidem).

reddit.com
u/swampwiz — 1 day ago
▲ 53 r/CRedit

Wow, I'm now in the 800s

Filed for Chapter 7 in 2010, now this.

u/swampwiz — 2 days ago

I've just realized that my Ambetter ACA plan is dogsh1t

First I see a primary care physician who doesn't want to continue to prescribe the maintenance sleep Rx that I have been on for over 30 years, telling me that I should see a psychiatrist. So I call up Ambetter saying this, but what do you know, there are only 3 psychiatrists in the plan, and none of them want to deal with anyone having insomnia issues.

I have put in an escalation with healthcare.gov to allow me to get another plan (Blue Cross), which although it is $300/m more, has my current primary-care physician in network. I have escalated wthis with Ambetter, and they are "working on it:, although they have not found a psychiatrist that will work out.

I will be seeing my old doc as self-pay ($130), also getting the Rx on my own. What the h3ll am I paying the $80/mo for my plan for such garbage. And the ironic thing is that when I was on Medicaid, my primary-care physician was in network (I still had to pay for my Rx, since Medicaid doesn't pay for that Rx either).

u/swampwiz — 2 days ago

Over where was this photo of the released ET taken?

I don't think the ET made it over 1 orbit in its crash-down site in the Pacific. I would have to think this is in Europe, with the path going over the emergency landing site in Spain.

EDIT: There's a guy on eBay selling NASA photos. I think I shall get this one. I had worked on the ET for a while in the '90s - and one of the last things I worked on was an issue with the spray foam insulation where it seemed like there was a problem dictated from on high that was managed rather chaotically; of course, this was about the time that the ETs that had the spray foam problem were getting ready to be handed over to NASA.

u/swampwiz — 3 days ago

Do you dread having to get another primary care physician (PCP), with the risk that he won't agree that you need a hypnotic (or as strongly dosed as one)?

Whenever I have to change PCP because of an insurance change (like what is happening now because I have to avoid being on Medicaid, lest I be forced to go on a work gang) or the physician leaving, etc., the #1 concern is whether or not the new guy will agree with the previous guy that I need the zolpidem 10 mg. I've been fortunate for a while with the changes for a while, but now I've got one that doesn't agree.

And when this happens, I end up getting referred to a psychiatrist, even though I have no psyche issues other than I can't sleep. I wonder if these PCPs just don't want to have any problems with prescribing Schedule IV, and are just shuffling off this problems to other MDs. I don't know, maybe this is why there is such a thing as a "pain clinic", where folks in true need of the harder stuff (Schedule II) can get it, as their other physicians don't want the hassle.

Whatever the case, it pisses me off. I might be stuck having to pay as self-pay at my old physician just to be able to get the Rx, while I pay $80/mo (and Uncle Sam paying $1300/mo) for a plan where I can't get a physician to give me the appropriate standard of care. (There is an appeal process to be able to get a special enrollment, but it could take 45 days just to get a call-back.)

reddit.com
u/swampwiz — 3 days ago
▲ 131 r/Layoffs

article: 'They will just milk you until you're dry': New Yorker loses $20,000 to a fake job offer that started with a simple text

finance.yahoo.com
u/swampwiz — 4 days ago

I think Albares could beat Letlow

Letlow is a direct referendum on His Excellency, and he is underwater even in LA. Albares is the type of candidate that 50% of the voters could vote for - he is basically a stand-in for John Bel Edwards (who, if he were running WOULD definitely win).

Since Cassidy is my preferred of 3 federal reps (Letlow is my Congresswoman) to get federal assistance, I'll have to choose one of the others to be my go-to, and I would love it to be Albares.

reddit.com
u/swampwiz — 5 days ago

Can I put a kitchen cabinet in an alcove having no sheetrock on sides?

This is probably a stupid question, but I have a place I want to put in a cabinet of a certain size, and there isn't much space, so I'd like to have a stud wall that directly attaches to a cabinet on one side, and then put another stud wall on the other side, without any sheetrock (this would save me an inch). It wouldn't be the case of fitting the cabinet in between a pair of pre-built walls, as the cabinet would go on one wall, and the other wall would be put in after the cabinet is up.

The location is in a bathroom, so it isn't the case of being near a hot stove.

reddit.com
u/swampwiz — 5 days ago
▲ 0 r/usps_complaints+1 crossposts

How to handle a CC dispute when the item being purchased is a rental, but the vendor waits until after 60 days to claim that the rental had not been purchased?

I paid for a rental of a USPS Po Box for 6 months ($96), followed immediately by another 6 months, in 2 separate charges. The clerk told me it would be for 12 months total, but after 6 months, the USPS is saying that there was only 1 charge for 6 months, saying that the 2nd $96 charge was never done, and to tell the CC that the 2nd charge was in error. Even though there was no fraaudulent intent, the USPS's actions are basically fraaud, after-the-fact.

The CC is saying that since I had not alerted them within 60 days, it cannot be disputed. So the question is what to do if the product is a rental, and the vendor doesn't change the terms of the purchased product until after 60 days.

The regular USPS customer service says that as far as the USPS is concerned, there was only 1 charge, but yet at the time of payment, there had been 2 charges, with the clerk saying there were 2 products (consecutive rentals) purchased. I have gotten my US Senator's office involved.

reddit.com
u/swampwiz — 7 days ago
▲ 76 r/Layoffs

The one thing that buying a house does is limit your option of relocating. It's almost like these days, folks should take the attitude of having a second home as the permanent home (once it can be paid in cash) somewhere not so expensive, and just rent wherever they are going to end up having a job.

reddit.com
u/swampwiz — 20 days ago

I've been hearing stories about the new paradigm of landlords are no longer requiring a deposit, but instead charging an appreciable amount for the application fee. I would imagine that this is being done because the first & last month's rent is by itself ridiculously high so that the addition of the deposit is just something that few folks in the renter class can afford. And of course, there is in the fine print that an applicant can be rejected for a credit score below blah, or any blemish for non-payment of rent or mortgage in the past, blah, blah - so the application fee is now a revenue source for the landlord.

The last time I paid an application fee was in the '00s, and it was a reasonable $50.

reddit.com
u/swampwiz — 20 days ago