u/notsurewhy-imhere

If the stress doesn’t kill me, i think this bloody heat will

This was taken almost a year ago!

I’m reading Everything is Tuberculosis - John Green, hoping to finish by the time my station arrives.

For people asking about the train and the train route, it’s Vande Bharat from Siliguri to Guwahati

22 here, i have been doing sip from 19yo.. initially i had very little knowledge about MF.. my bank relationship manager who started my sip in hdfc bank with through regular growth and whatever i used to save from my pocket money I invested in other MFs

After two such years, I completely redone my MF portfolio which did impact my returns and time horizon

Now with handful of MF knowledge i started investing

Risk Appetite - HIGH

Goal - by the time i turn 30 i want to have a portfolio of 1cr only in MF including profit

Horizon - long term (25-30years)

Allocation - i have done lumpsum in parag parik, and currently i invest 11k monthly in two funds
6k in hdfc focused and 5k dsp (and whenever the nav goes down i put lumpsum in parag parik) which by the end of this year i want to invest 20-25k monthly in 5 MFs

App used - grow

Why these funds - parag parik do i need to explain? 🙂

Hdfc focused 30 fund - is mostly large cap which gives me hedge in the long term aspect

Many would argue about thematic and sectoral fund
But i have done a thorough research in healthcare sector and even there is personal bias regarding this sector (whatever happens in the world, healthcare is not going anywhere)

And i did compare dsp with peers, checked historical returns, rolling returns, all ratios

DSP and SBi tops the list why i choose dsp because it has US exposed stocks too

Now… I don’t want to have more than 5 MFs

What i need advice on is

SMALL CAP AND MID CAP/multi cap with investment distribution ration (70:30) respectively

I am going with high risk appetite till i reach 30yo

I also read that in the long run mid cap outperforms small cap

So these is all

Please give ur advice, feedback or correction i need to do.. thank you

22 here, i have been doing sip from 19yo.. initially i had very little knowledge about MF.. my bank relationship manager who started my sip in hdfc bank with through regular growth and whatever i used to save from my pocket money I invested in other MFs

After two such years, I completely redone my MF portfolio which did impact my returns and time horizon

Now with handful of MF knowledge i started investing

Risk Appetite - HIGH

Goal - by the time i turn 30 i want to have a portfolio of 1cr only in MF including profit

Horizon - long term (25-30years)

Allocation - i have done lumpsum in parag parik, and currently i invest 11k monthly in two funds
6k in hdfc focused and 5k dsp (and whenever the nav goes down i put lumpsum in parag parik) which by the end of this year i want to invest 20-25k monthly in 5 MFs

App used - grow

Why these funds - parag parik do i need to explain? 🙂

Hdfc focused 30 fund - is mostly large cap which gives me hedge in the long term aspect

Many would argue about thematic and sectoral fund
But i have done a thorough research in healthcare sector and even there is personal bias regarding this sector (whatever happens in the world, healthcare is not going anywhere)

And i did compare dsp with peers, checked historical returns, rolling returns, all ratios

DSP and SBi tops the list why i choose dsp because it has US exposed stocks too

Now… I don’t want to have more than 5 MFs

What i need advice on is

SMALL CAP AND MID CAP/multi cap with investment distribution ration (70:30) respectively

I am going with high risk appetite till i reach 30yo

I also read that in the long run mid cap outperforms small cap

So these is all

Please give ur advice, feedback or correction i need to do.. thank you

22 here.. i started doing sip from 19yo with whatever pocket money i used to get

The initial two years i had not much knowledge about MF.. and my bank relationship manager did 5k sip in 5 hdfc through regular

Then after two years i completely redone my mutual fund portfolio

Now i have a monthly 11k sip… in two funds only hdfc 6k and dsp 5k
And parag parik i did lump sum( i keep adding whenever the nav is falling)

Now i do have a little more knowledge about MF but still would like ur advice

My goal is by the end of this year make my sip amount 20-25k and a total of 5 mutual funds only

there is a sectoral fund.. which is healthcare.. i know people don’t like sectoral or thematic funds

But i did research on healthcare.. and even my gut says.. whatever happens in the world healthcare is not going anywhere..

So now i want to add one small cap and one either mid cap or multi cap fund in a ration of 70:30 respectively (but then people says in the long run mid cap gives better returns than small cap)

I want to go little aggressive till i become 30yo

That said let me know guys which small and mid cap should i go with

And any advice opinion or correction u would like to give

Please do!!! I want to learn from ur experiences
Thank you

My sis made this!

So normally i don’t appreciate her cooking because it’s not good! (No i am not being a dick brother)

But today she surprised me man

I genuinely loved the biriyani she cooked today, and this is liker her 12/14th time she cooked biriyani, this is first time i feel satisfied and happy and proud!

I hope more good cooking coming in the future!! Yaaaahhhh 🌝

This is AI generated image

Please guide me, where to buy and any tips or inputs regarding maintainance would be appreciated
Location west bengal

I was thinking of going with bougainvillea, but because my boundary wall is quite low, I’m worried the thorns might scratch or hurt people. Any other climber or creeper suggestions?

I am learning some crazy facts about TB

Though of sharing with u guys so u loose it too!

I am using beta fpv meteor 75 with hd zero box pro plus goggles

What should i do with the video quality ( like should i use a antenna for better range connectivity if so please suggest) starting out with this so don’t have much idea about all this
Thanks

A quiet, aromatic bedroom with the wind breezing in while Clair de lune by Debussy plays softly in the background
Me lying on my couch, tucked beneath a soft cotton shawl, drowning in my book.

Yeah, that’s it
A life I yearn for.

Tata bye bye didi! Onek holo tomar jao

If there’s one thing Ekta Kapoor truly got right, it was Yeh Hai Mohabbatein…

I grew up watching this show… it was my absolute favourite.

Every day after studies, my mom and I would leave everything and tune in at 7:30 PM.

Man, after so many years, watching it again gave me an insane dopamine hit.

No TV couple can come close to the bond Ishima and Raman had.

And man kya sundar divyanka tripathi isme thi yaarr☺️☺️