Following Accident, Would you Pay to Repair 2005 Vehicle in Great Driving Condition, Replace with a Similar Year Vehicle, or Buy a Newer Used Vehicle?

A driver backed up quickly while turning, against the flow of traffic, and struck the rear side of a family member's car, damaging the right side door, rear side panel, tail light, bumper and dislodged a rubber stopper inside the rear right trunk hinge. The insurance immediately found the other driver at fault, and this is going on the other driver's insurance. Unfortunately the insurance company is trying to total the vehicle to get out of paying the full cost of the repair.

Given the choice, if they could keep the vehicle for appraised cash value less deducted auction value and have it repaired for another few thousand; or 2) purchase a similar Camry of similar model year for $1000 or so above the ACV payout; or 3) buy a newer model year Camry or similar vehicle (say a 2010 or 2015) for far more, which would you suggest?

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u/wildswalker — 1 day ago
▲ 1 r/Camry

Following Accident, Would you Pay to Repair 2005 Vehicle in Great Driving Condition, Replace with a Similar Year Vehicle, or Buy a Newer Used Vehicle?

A driver backed up quickly while turning, against the flow of traffic, and struck the rear side of a family member's car, damaging the right side door, rear side panel, tail light, bumper and dislodged a rubber stopper inside the rear right trunk hinge. The insurance immediately found the other driver at fault, and this is going on the other driver's insurance. Unfortunately the insurance company is trying to total the vehicle to get out of paying the full cost of the repair.

Given the choice, if they could keep the vehicle for appraised cash value less deducted auction value and have it repaired for another few thousand; or 2) purchase a similar Camry of similar model year for $1000 or so above the ACV payout; or 3) buy a newer model year Camry or similar vehicle (say a 2010 or 2015) for far more, which would you suggest?

reddit.com
u/wildswalker — 1 day ago

Following Accident, Would you Pay to Repair 2005 Vehicle in Great Driving Condition, Replace with a Similar Year Vehicle, or Buy a Newer Used Vehicle?

A driver backed up quickly while turning, against the flow of traffic, and struck the rear side of a family member's car, damaging the right side door, rear side panel, tail light, bumper and dislodged a rubber stopper inside the rear right trunk hinge. The insurance immediately found the other driver at fault, and this is going on the other driver's insurance. Unfortunately the insurance company is trying to total the vehicle to get out of paying the full cost of the repair.

Given the choice, if they could keep the vehicle for appraised cash value less deducted auction value and have it repaired for another few thousand; or 2) purchase a similar Camry of similar model year for $1000 or so above the ACV payout; or 3) buy a newer model year Camry or similar vehicle (say a 2010 or 2015) for far more, which would you suggest?

reddit.com
u/wildswalker — 1 day ago

How to Best Submit a Diminished Value Claim Against an At-Fault Driver's Insurance?

A driver backed up quickly while turning, against the flow of traffic, and struck the rear side of a family member's car, damaging the right side door, rear side panel, tail light, bumper and dislodged a rubber stopper inside the rear right trunk hinge. Both drivers have the same insurance company. The insurance immediately found the other driver at fault, and this is going on the other driver's insurance.

reddit.com
u/wildswalker — 1 day ago

How to Best Submit a Diminished Value Claim Against an At-Fault Driver's Insurance?

A driver backed up quickly while turning, against the flow of traffic, and struck the rear side of a family member's car, damaging the right side door, rear side panel, tail light, bumper and dislodged a rubber stopper inside the rear right trunk hinge. Both drivers have the same insurance company. The insurance immediately found the other driver at fault, and this is going on the other driver's insurance.

reddit.com
u/wildswalker — 1 day ago

How to Best Challenge Insurance Adjuster Too Low Valuation (they're trying to get out of paying for full repair)?

A driver backed up quickly while turning, against the flow of traffic, and struck the rear side of a family member's car, damaging the right side door, rear side panel, tail light, bumper and dislodged a rubber stopper inside the rear right trunk hinge. Both drivers have the same insurance company. The insurance immediately found the other driver at fault, and this is going on the other driver's insurance. My family member has been a customer for many years and always maintained strong full coverage including collision.

The body shop explained that because the damage includes a hole torn in the metal of the door and rear side panel between the door and bumper, and the vehicle is an older model year, repairing could be more costly than the value of the car determined by the insurance adjuster. Sure enough, the insurance adjuster is trying to total the vehicle, even though the vehicle is garage kept, has been very well maintained and runs beautifully, and has very low mileage for its model year. And the car would be much more costly to replace than the check insurance would provide for totaling it. In addition, it will be necessary to rent a car for weeks, and while my family member's coverage provides 30 days or more of rental, if the adjuster totals the vehicle, they would only provide 5 days rental. It's shameful conduct on the part of the major insurance company, but likely business as usual for them.

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u/wildswalker — 1 day ago

Best Cameras to Catch Trash Dumpers (clear photos of faces and vehicle and license plates helpful)

Looking for a motion-sensor camera to help catch dumpers littering a community area. The dumpers sometimes arrive on foot and sometimes by car. They typically arrive in the evenings and mornings. Having a camera that can capture clear images of their faces and vehicles and license plates would be helpful. In addition, it would be helpful if the camera could send an alert for each instance. Still photos should be OK, video could be a plus. Appreciate any suggestions to help us catch them. This will be limited to a few spots the dumpers return to over and over again.

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u/wildswalker — 8 days ago

Best Cameras to Catch Trash Dumpers (clear photos of faces and vehicle and license plates helpful)

Looking for a motion-sensor camera to help catch dumpers littering a community spot in a residential neighborhood just across the street from homes. The dumpers sometimes arrive on foot and sometimes by car. They typically arrive in the evenings and mornings. Having a camera that can capture clear images of their faces and vehicles and license plates would be helpful. In addition, it would be helpful if the camera could send an alert for each instance. Still photos should be OK, video could be a plus. Appreciate any suggestions to help us catch them.

reddit.com
u/wildswalker — 8 days ago

Best Cameras to Catch Trash Dumpers (clear photos of faces and vehicle and license plates helpful)

Looking for a motion-sensor camera to help catch dumpers littering a community area. The dumpers sometimes arrive on foot and sometimes by car. They typically arrive in the evenings and mornings. Having a camera that can capture clear images of their faces and vehicles and license plates would be helpful. In addition, it would be helpful if the camera could send an alert for each instance. Still photos should be OK, video could be a plus. Appreciate any suggestions to help us catch them.

reddit.com
u/wildswalker — 8 days ago

Inexpensive Motels, Hostels & Camping Near Cape May?

Love Cape May and the wildlife it attracts. Cape May and inexpensive may be words that rarely go together, but it's worth a shot. My friends and I are looking for inexpensive motels, hostels and campgrounds near Cape May, for birdwatching in Cape May in October. Sincerely appreciate any suggestions. Don't mind staying 20-30 minutes drive out if necessary (I know even that may be wishful thinking). We all have good camping gear so camping is fine too, with a preference for a campground with showers.

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u/wildswalker — 9 days ago

Appreciate Recommendations for Seining Nets & Sources with Good Prices

Appreciate recommendations for good seining nets for education and sources with good prices. West Marine? Harbor Freight? Other?

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u/wildswalker — 12 days ago

Appreciate Recommendations for Good Seining Nets for Marine Bio

Appreciate recommendations for good seining nets for education and outreach and sources with good prices. West Marine? Harbor Freight? Other?

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u/wildswalker — 12 days ago

Appreciate Recommendations for Good Value Seining Nets for Education

Appreciate recommendations for good seining nets for education and sources with good prices. West Marine? Harbor Freight? Other?

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u/wildswalker — 12 days ago

How does Commercial LMR differ from GMRS? Advantages?

I was told Commercial LMR (land mobile radios) are super rugged and up to 5W transmit power operating on private frequencies that you need a license for. How do they differ from GMRS besides the frequencies and private licenses? Are LM radios more expensive or more capable, and are the licenses much more expensive? (I've been learning a lot about radios this week, thanks in large measure to the super helpful members of this subreddit!)

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u/wildswalker — 13 days ago

Appreciate Help Choosing One of These GMRS Radios or Another

Appreciate your help choosing one of these handheld GMRS radios or suggesting another as I'm not experienced enough to make an informed choice. I'm looking for GMRS radios (6-8 units) for coordinating outdoor events in city parks (relatively flat to gentle hills), on hiking trails and occasionally a closed off city street or two. Water-resistant enough to handle drizzle to light rain and snow (not taking these on water, I have marine radios for that). NOAA channels are a plus. Helpful if it has hands-free VOX functionality with a compatible earpiece with mic, and a compatible shoulder mic for PTT. Mostly to be used without repeaters, but repeaters may be used occasionally in the future.

1) BTECH GMRS-PRO IP67 Submersible Radio, Bluetooth, App Programmable GMRS Mobile Radio (most expensive on this list at $149 for one, and $249 for two). Looks well made (Just learned that Btech is a separate company from Baofeng though they import some Baofeng radios and apparently use Btech's firmware and offer better service). Lists hands-free VOX functionality with bluetooth - hope it also works with a wired earpiece with mic.

2) Retevis HA1G (second most expensive on this list at $59.99) - looks well made. Doesn't list hands-free VOX functionality, which I'll ask them about.

3) BAOFENG UV-5G Plus GMRS Handheld Radio, 999 CHs Chirp Compatible, 1 Pack | 2500mAh USB-C Rechargeable Battery, Long Range Repeater Capable, NOAA Weather Scan & Alert, 8W.

4) BAOFENG UV-9G GMRS Handheld Radio, Waterproof Walkie Talkies IP67 | Long Range Repeater Capable, NOAA, CHIRP Compatible, with 2 Batteries, Programming Cable.

5) BAOFENG UV-5G Mini GMRS Handheld Radios, 999 CHs, App Programming | Long Range Repeater Capable, CHIRP Compatible, 8-Band Receiver, NOAA, about 4.5W * Battery life could be low with small built-in battery

6) Radtel RT-493 GMRS Radio 10W IP67

7A) TIDRADIO TD-H3 GMRS Radios Handheld, APP/Web Bluetooth Programming, 8-Band Long Range Walkie Talkies Two Way Radios, Air Band, Freq Copy, DTMF, NOAA Weather, 2500mAh, 15.15in Antenna * only IP55 rating

7B) TIDRADIO TD-H3 Plus Ham Radio Handheld Multi-Band Walkie Talkies Long Range, Online Upgrade, APP Wireless Programming, Spectrum Analysis, SMS Texting,USB-C Charging,Full-featured Two-Way Radio * only IP55 Rating

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u/wildswalker — 14 days ago

Does VOX (voice operated exchange) Work Well for Hands-free Operation?

Saw it as a feature on some GMRS radios and wondering how well it works in practice with an earpiece and mic.

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u/wildswalker — 14 days ago

What's Chirp and is Chirp Compatibility important?

Saw it come up when searching GMRS radios. I'll also look it up, but wondering how important or helpful it is.

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u/wildswalker — 14 days ago

Best to order GMRS Radio Unlocked or Locked?

I noticed the TID Radio H3 and H3 Plus could be ordered unlocked or locked? What does this mean and which is preferable?

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u/wildswalker — 14 days ago

Best Material & Technique for Filling Concrete Driveway Cracks over 1/16 in.?

Need to fill 2 concrete driveway cracks about 1.5-2 ft long. They are all over 1/16 in, ranging from 1/8 in. to 1/4 in. wide and in one two inch spot 1-1.5 in. wide. It would also be great to color match them if possible to the original concrete, which seems difficult with Sika as the color always seems either too dark or too light. Appreciate your suggestions! (I have lots of foam backer rod to reduce the amount of filler material needed).

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u/wildswalker — 15 days ago

Best Material & Technique for Filling Concrete Driveway Cracks over 1/16 in.?

Need to fill 2 concrete driveway cracks about 1.5-2 ft long. They are all over 1/16 in, ranging from 1/8 in. to 1/4 in. wide and in one two inch spot 1-1.5 in. wide. It would also be great to color match them if possible to the original concrete, which seems difficult with Sika as the color always seems either too dark or too light. (I have lots of foam backer rod to reduce the amount of filler needed).

reddit.com
u/wildswalker — 15 days ago