New Build Townhome - 4.99% 5/1 ARM. RIP OR DIP?

My fiancée and I are interested in these new construction townhomes. The area is great, we’re on a VIP list for supposed “early bird pricing” and “pick of lot”.

Their offer is 4.99% on a 5/1 ARM. 1% max adjustment per year, 9.99% max

Other option is a non-new build. One program we’re looking into from a has a no-PMI, 0% down option from a credit union. Sounds interesting.

Just feeling fucked as a FTHB.

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u/DoubleQuarterPoundin — 9 days ago

Took me 16 hours of waiting, but finally landed one!

Any advice/tips? I’ll be running Tivimate, unless you guys have a better suggestion.

u/DoubleQuarterPoundin — 1 month ago

Reta CAN Be Sexually Positive, Men

Anhedonia is potentially the scariest side effect of Reta. It’s talked about enough that it’s not some rare thing, it’s common enough. The loss of attraction, love, and interest to partners and the loss of sex drive can be very real.

This post will hopefully encourage some other men that it’s not a sexual/romantic death sentence to take Reta but can be a positive in many ways due to the other bodily benefits Reta gives you.

This post is going to be straightforward, NSFW, and is NOT a fucking fetish post. If you can’t handle that, don’t reveal the “spoiler” text below. Adults only.

My sex life was good before but has reached an insane level since starting my Reta journey. I’m only at 4mg and luckily haven’t needed to dose up and haven’t had any loss of libido. I’m in my mid-late 20s so nothing was THAT bad to begin with.

>!For backstory, my pubic fat pad was always pretty large even before I gained weight after my school sports years. Bulged out enough to hide my dick a decent bit.!<

>!(!<NSFW, last warning>!) I’ve dropped a ton of weight on the journey and the fat pad disappeared. It’s smaller than it was even when I was playing sports in school. I measured it for the first time in a decade after an eye opening sexual experience… Someone who usually throats me to the pad suddenly couldn’t get anywhere near it and I was mindblown. Only dudes can understand the ego boost and surprise of this.!<

>!So, I measured it. 8.5 inches, which is 2.5 inches more than the last time I measured it in high school. Maybe it grew a little but 80% or more of that is undoubtedly from Reta.!<

>!It doesn’t stop there. A lot of you take erection pills and this may help you never need them again. Losing weight came with better endurance, blood pressure, self confidence, and drive. My erections have been absolutely juiced. I didn’t have a problem before, but when a woman you’ve had a lot of sex with goes “why is it so thick, it almost hurts” out of no where, you KNOW something is up.!<

Besides all of that, just being in better shape, looking better, feeling better, and having newfound confidence in yourself completely changes how you and your partner(s) interact in the bedroom and even outside of it. It’s incredible. It’s the single best investment I’ve ever made. I calculated out my cost (supplies, the Reta, testing, filtering and it’s $30-$40 every 6 weeks. Point being, make the damn investment and give it a try. Go low and slow. If the side effects get bad, lower the dose. Still bad? Quit. Don’t read all of the horror stories and assume that’s everyone. A lot of people don’t do what they should then wonder why the experience sucks.

Happy to answer any questions and talk about experiences.

reddit.com
u/DoubleQuarterPoundin — 1 month ago

Reta CAN Be Positive Sexually, Men

Anhedonia is potentially the scariest side effect of Reta. It’s talked about enough that it’s not some rare thing, it’s common enough. The loss of attraction, love, and interest to partners and the loss of sex drive can be very real.

This post will hopefully encourage some other men that it’s not a sexual/romantic death sentence to take Reta but can be a positive in many ways due to the other bodily benefits Reta gives you.

This post is going to be straightforward, NSFW, and is NOT a fucking fetish post. If you can’t handle that, don’t reveal the “spoiler” text below. Adults only.

>!My sex life was good before but has reached an insane level since starting my Reta journey. I’m only at 4mg and luckily haven’t needed to dose up and haven’t had any loss of libido. I’m in my mid-late 20s so nothing was THAT bad to begin with.!<

>!For backstory, my pubic fat pad was always pretty large even before I gained weight after my school sports years. Bulged out enough to hide my dick a decent bit.!<

>!(NSFW, last warning)!< >!I’ve dropped a ton of weight on the journey and the fat pad disappeared. It’s smaller than it was even when I was playing sports in school. I measured it for the first time in a decade after an eye opening sexual experience… Someone who usually throats me to the pad suddenly couldn’t get anywhere near it and I was mindblown. Only dudes can understand the ego boost and surprise of this.!<

>!So, I measured it. 8.5 inches, which is 2.5 inches more than the last time I measured it in high school. Maybe it grew a little but 80% or more of that is undoubtedly from Reta shrinking the area around it.!<

>!It doesn’t stop there. A lot of you take erection pills and this may help you never need them again. Losing weight came with better endurance, blood pressure, self confidence, and drive. My erections have been absolutely juiced. I didn’t have a problem before, but when a woman you’ve had a lot of sex with goes “why is it so thick, it almost hurts” out of no where, you KNOW something is up.!<

Besides all of that, just being in better shape, looking better, feeling better, and having newfound confidence in yourself completely changes how you and your partner(s) interact in the bedroom and even outside of it. It’s incredible. It’s the single best investment I’ve ever made. I calculated out my cost (supplies, the Reta, testing, filtering and it’s $30-$40 every 6 weeks. Point being, make the damn investment and give it a try. Go low and slow. If the side effects get bad, lower the dose. Still bad? Quit. Don’t read all of the horror stories and assume that’s everyone. A lot of people don’t do what they should then wonder why the experience sucks.

Happy to answer any questions and talk about experiences.

reddit.com
u/DoubleQuarterPoundin — 1 month ago

Hearing Aids + TV Help

(Preface, I don’t have access to the book because I’m helping someone out).

There’s supposedly a way to connect hearing aids to this box so the TV sound goes to them. Also a way to have this happen but the TV speakers still output.

How can we do this? Expecting to need an adapter but no problem.

Thank you

u/DoubleQuarterPoundin — 1 month ago

Did we learn nothing from the SAB-50?

Holy fuck, one shot Marksman Rifles again? With irons/1x scopes?

The Oris is absolutely dominating.

The fact that these have aim assist is why they’re disgusting.

Missing a shot with a typical sniper puts you in a bad spot. High risk, high reward gun.

With something like the Oris/SAB? No risk. Especially in a higher TTK game, these are just filthy and broken. They win every time.

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u/DoubleQuarterPoundin — 2 months ago

Devastated. x2 (New Nuggets Review)

I’ve been an absolute fiend for BK since they’ve started revamping things. Every Whopper I’ve had has been incredible, I posted some pics here that others also drooled over.

McDonald’s stopped having good deals, Wendy’s decided bankruptcy is their goal, and BK has been swinging.

I heard they got new nuggets and I was ECSTATIC. Supposedly McD dupes but cheaper. I actually really liked the old ones since they were cheap and I’d eat them fresh and there was some pepper flavor. Not fresh nugs were absolutely abysmal and the hate was warranted, however.

Ordered these bad boys. Opened the box. Just about came when I saw how insane they looked.

NOPE. These were terrible. Not crispy/crunchy like a fresh McD or Wendy’s nug. No standalone flavor. They’re thicker than they are longer, so you get a bunch of soft meat(pause) and almost no crisp/coating. Terrible ratio.

The worst part? THAT taste. I can’t describe it as anything except for whack frozen nug juice. It’s unmistakably some generic frozen nugget from Tyson or Sysco or some shit. It has this weird taste in the meat that I taste in shittier store bought nuggets. It’s a flavor ONLY present in shitty frozen nuggets. No other food, no other time. It makes eating these without sauce a terrible experience.

SAUCE YOU SAID? YEP, THE SWEET AND SOUR (BEST IN THE GAME), HAS BEEN SWITCHED TO A FUNKY, SHITTY SWEET AND SOUR. NO THX. BBQ is a Wendy’s dupe almost 100%.

FUCK! Redo the nuggets, again. BK absolutely fumbled. Nuggets are paramount to toppling the other chains since so many people choose their FF restaurant based on the nugs. Kids dictate this a lot as well. DO BETTER BK. THIS IS A FAIL.

u/DoubleQuarterPoundin — 2 months ago

That second lid/gasket shit sucks

Got a $400+ Cuckoo rice cooker for $60 brand new.

I thought I cleaned everything thoroughly after my 2nd cook ever with it and didn’t use it again for a few weeks.

Mold EVERYWHERE. Legitimately, flowing in the wind. Wispy mold in every hole and like a jungle

What the actual fuck?

Fuck that, I should’ve gotten a super basic one.

reddit.com
u/DoubleQuarterPoundin — 2 months ago

RIP My Poops

Been on the big R since April. I’m at 4mg now, averaging 1lb lost per week.

My shits are sad. I used to have big, world ending logs coming out.

Now, it’s like a bunch of little pieces. It’s been like this for a while now. It’s not as bad as the constipation I had when I FIRST started R, but it really makes me wonder if this is of concern.

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u/DoubleQuarterPoundin — 2 months ago

Older vs Newer: NX luxury feel vs RX

Have: 2023 NX350h

Loaner: 2026 RX hybrid

I realized just how much more luxurious the RX felt. Not the extra space but the cabin feel, smoothness, noise level. Things I always felt were lacking in my supposed “luxury” vehicle.

Were the first generation NXs also a step or two behind equivalent RXs in terms of feeling luxury?

I LOVE my NX but can’t say it doesn’t feel “premium” vs luxury. Just a few too many creaks and too much cabin noise for what I always imagined a Lexus to be.

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u/DoubleQuarterPoundin — 2 months ago

2-4 per year. Now 6 in 4 weeks.

FUCK!

Seems like car headlights and my phone are always what trigger that “FUCK” feeling. You know, the weirdly indescribable feeling you get when you know one is about to start because it just triggered.

I have a log…I think dehydration, stress/exertion may trigger them.

These frequent ones have been 10-20 min and no headache. Annoying as fuck tho.

Kind of worried why they’d ramp up suddenly. All I drink is water and I try to drink a lot.

BP is 120/87, just measured with autocuff 4x.

:(

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u/DoubleQuarterPoundin — 2 months ago