u/FoggyFoggyFoggy

AMEX just lowered their high yield savings account rate this week while fed rates are climbing...

Aren't interest rates supposed to go in the same general direction as each other? Did other banks do the same?

If I borrow, rates are now higher for me.

If the bank borrows from me through my HYSA, rates just got lowered for them.

How do regular people always get the short end of the stick?

reddit.com
u/FoggyFoggyFoggy — 1 day ago
▲ 0 r/sofi

Did SoFi lower their HYSA rate this week?

AMEX lowered theirs the same time fed rates are rising.

Shouldn't HYSA rates be going up?

reddit.com
u/FoggyFoggyFoggy — 1 day ago

Plastic looking thingy on the office wall not far from a light switch. About the size of a short, fat cell phone. Motion detector for loght? CO2 detector? Thermostat?

u/FoggyFoggyFoggy — 4 days ago

Are big banks closer to being one-stop shops than we're admitting to?

Capital One bought Discover Card and now has its own payment network and also brick & mortar cafes.

Wells Fargo already offers banking, mortgages, and investment banking.

Bank of America has a 6% cash back credit card.

They are all moving (or already have moved) to beefing up their app and digital presence including AI.

The window for SOFI to be that "one-stop shop" is evaporating.

What makes SOFI groundbreaking and different?

reddit.com
u/FoggyFoggyFoggy — 10 days ago

How do stocks compound in a portfolio if they can lose value?

What does compounding earnings mean if the market fluctuates over time?

I understand the idea of compounding interest as that is interest growing exponentially off of itself. But this type of compounding doesn't apply to earnings over time.

reddit.com
u/FoggyFoggyFoggy — 11 days ago
▲ 9 r/ETFs

How do stocks compound in a portfolio if they can lose value?

What does compounding earnings even mean if the market fluctuates over time?

I understand the idea of compounding interest as that is interest growing exponentially off of itself. But this type of compounding doesn't apply to earnings over time.

reddit.com
u/FoggyFoggyFoggy — 11 days ago
▲ 75 r/ETFs

What ETF do you add to your core to get quicker growth?

You have VT, VTI, VOO, or the like... What's your fast growth/momentum add-on ETF? And how long do you plan to hold it?

reddit.com
u/FoggyFoggyFoggy — 14 days ago
▲ 52 r/ETFs

What are the top US Momentum ETFs taking into account rebalancing timeline, liquidity, ER, respectable AUM & volume, solid management behind the scenes, etc.?

Right now I'm looking at SPMO, VFMO, MTUM, PDP, JMOM, SPHB, FDMO & QMOM.

I want to pick one as a 15 year buy & hold DCA candidate.

reddit.com
u/FoggyFoggyFoggy — 17 days ago
▲ 23 r/ETFs

Is there an ETF like SPMO that rebalances more often than every 6 months?

How do you catch momentum as you watch it fly by?

reddit.com
u/FoggyFoggyFoggy — 23 days ago