u/MagnetoWned

Hello, I was thinking of either getting a Madonna displate or Confessions 2 vinyl as a gift. Any other ideas? Thanks!

Hello, I recently started at a Farmers Insurance agency that's local. If anyone wants a quote DM me, they just raised the home/auto discount to 22%. Some people think Farmers is super expensive (which it can be 100%, just depends) but I've also saved multiple people money switching them from State Farm and even AAA. Typically your best price will come from bundling, but either way if anyone's interested let me know and I'll see if I can help out. It only takes me a few minutes to quote. Thanks!

My local CJ is chill and everyone’s cool, just wondering if they see how many accounts I’ve made before 😭

Hello, I just started at a Farmers agency coming from car sales. I love the agency owner and my coworkers, it’s a great environment. I trained for about two weeks, did a few days of SDR, and started really calling/quoting last week. I’m getting a little frustrated because I should’ve sold my first home/auto policy last week, but it had a pre-bind request for a doc that shows the roof was replaced. The guy did it with contractors etc he’s super old and has no docs saying it was replaced. I guess his insurance company doesn’t need docs since we saw on his Dec page it was covered as replacement cost not ACV. The only way we could avoid the doc request is to have it as ACV. 😭

Anyways, I talked to this guy yesterday that was super cool and I validated the quote in Alta etc and sent him the quote. I checked this morning in Alta, and the quote jumped up $200. Every single coverage is the same I don’t understand. I had my manager look it over, she said it’s the same. I called underwriting and they said the only difference is the effective date (one day)

Is this common? Most people from what I’ve seen don’t buy the exact same day, so if this is common that would be horrible lol. I get if it’s been a few weeks or months, but one day!? Ty

Hello, I have a 6 month old now and I don't know where I put any of the leftover parts when I first got the cabinet lol. Just wondering the best way to anchor it and keep it safe for kids. Ty!

Hello, I just saw last night a document they uploaded after hearing saying I was in the right etc. I logged into my EDD today and it just says "not paid" for every week after they denied my claim. Before it said pending, now it says not paid. What happens now? I'm working now, but I had about $2200 on my claim balance left that ended in May. Ty

Hello, I’m new to P&C insurance and am working at a captive agency. I worked in car sales before this, and mainly retail jobs. I did some SDR work before I started quoting, and I’m wondering - why work as a producer over being an SDR somewhere? From what I’ve read SDR’s in my state make $60k-$80k, similar to insurance producers in my area. I don’t know if it’s because I work at a captive agency but the pay seems pretty bad. $40k premium sold=$1,000 commission + base pay of $20/hr. I’m very green so not sure how common this is. In NorCal. Thanks!

Hello! I recently started a job in insurance and this is my first 9-5 office type job. I’ve only worked retail, and car sales before this so not used to it. I’m not sure if it’s my posture, but majority of the week last week I came home with a gnarly neck migraine. I genuinely don’t feel like doing anything when I have it. I also have TMJD and the neck pain makes my jaw feel even worse. I don’t think it’s the screen time either, because I’ve been on my laptop for hours regularly before this with no issue. I don’t want to take ibuprofen too much, and I am also trying to take edibles only on the weekend. This is making it much more difficult, I may just take the edibles again on the weekday so I can feel normal when I’m home lol. Any advice would be great thank you

Hello, this title sounds insane to me but I saw this comment online:

“Turning on and off the AC is what makes your bill high.. I keep mine on automatic all year long and at 76-78 and if I really feel hot I turn it down for a bout an hour or so to 72-74 but that is rare.
My Edison bill is always under $80
I have solar panels and that is $123.
I also don't do laundry until late at night.
I definitely don't run a dishwasher. When I had some tenants there the bill was close to $300
for Edison”

I can see the theory making sense I guess since the AC would constantly be on but at the same time doesn’t seem true 😂 I tested it this weekend and it just made my kWh higher obviously. Unless it evens out over a longer period of time or something, but it’s not true right? Ty

Hello! I wanted some advice, and this seems like the right place. It was a pretty normal Friday, I took a month break off of edibles and wanted to reset. The month ended today, so I took one and planned to enjoy the weekend before I start my new job. I got a call from one of my coworkers who’s the closest thing I have to a father figure, and he actually knew my Dad. When I met him as a coworker, I never would’ve guessed he knew my Dad until we started talking more. Anyways, my edible starts to hit and he tells me that my Dad got his number from a friend and was asking him to give my number to him. My coworker played it off like he hasn’t talked to me in years and that we don’t talk. During the convo, coworker tells me that my Dad blames my Mom for us not talking and not having each other’s phone numbers lol. Coworker tells my Dad he will send me my Dad’s number and I can decide.

This made me extremely uncomfortable since we haven’t talked in so long. When we last talked, I was a boy and now I’m a man. I’m about to be 31 and just had a baby. I have no resemblance to the person I used to be when we last talked. My Dad wasn’t really actively in my life, he would take me out on Sunday’s to an arcade and that was pretty much the bonding we had. He worked a lot, and gambled a lot. My parents divorced when I was 9, but we still lived together for a few years after that. He was never physically abusive, but extremely mentally abusive. I’ve had a lot of weird moments with him. When I was 10 I came home from school to let my dog out only to find out my Dad had sold him. We had him for years. I was devastated and called my Mom’s work crying asking her why it happened. Around that same time, my Dad was driving and told me I was the reason for their divorce. Even back then I knew it was stupid, and called him out for it lol. When the 2008 financial crisis hit, he got addicted to Xanax. He pointed to a spot in the master bedroom and said “that’s where I was going to hang myself”

I was probably 11 or 12 at that point. I felt really bad for him, because I felt like my Mom and older brother treated him badly (obviously know why now 😂) The day that we spent together he would drive around neighborhoods near our house and look at houses for sale. He was devastated losing our family’s first house in 2008. He would do that for hours with me.

Fast forward a few years and he started getting really bad. I was about 14, he would come extremely fucked up on God knows what. I’d be watching TV and he would yell “WHAT ARE YOU WATCHING, PUT ON SOME MUSIC I WANNA DANNNNNCE” 😂 and start dancing. Idk what the fuck he was on, meth, percs, no fucking idea. It started getting worse, my brother would take me around the city just so we could get away from him some days. Eventually, one day my Mom came crying in my room and said we needed to go. She said my Dad hit her (not sure if he did or pushed her it’s been so long) so we lived at my Grandma’s house for a bit. He called my Grandma leaving a voicemail crying and saying he wanted to talk to me. He called the cops on my Grandma saying she was abusing me, I had to talk to them and let them know she obviously wasn’t. Since then, we’ve never lived back together but I still kept in contact through the phone. The last time I saw him in person was in 2013 when I graduated high school.

On the phone, he would pretty much just scold me about why I wasn’t successful and how if he knew English better he would make money online. Telling me to xyz without giving me any blueprint. One time he called me crying saying he talked to a lawyer and was going to put everything in my name and kill himself. I was around 15. It was odd seeing him cry so much, because when I was really young the first time I saw him cry in my life was when his Mom passed. I always viewed him as a strong man. I’m guessing it was the drugs that diminished him, or just never getting over losing his house.

While I’m still in contact those years, he’s uploading embarrassing videos of him dancing like a stripper. He’s around 65 in these videos. It was fucking insane to see. My Mom and brother had went no contact with him way before I did. But I would tell them what was going on. He ended up faking a heart attack, we thought he died but turns out it was a lie. My brother called every hospital in the city he was in to no avail. That’s when I decided I was done with him.

He never sent my brother or I a birthday card, and never attempted to see us even though he lived about 2 hours away. I don’t know if he was always this way, because I never met the real him. What’s left of him and has been left of him for some time now, is a soulless cyborg type of being that took over his body. The real him died a long time ago, sometime when I was just a kid. I have a lot of resentment from it but try to forgive him from a distance. When I was having my baby and being in the delivery room for days, it hurt me that I didn’t have him to help calm me down and guide me through one of if not the biggest moment of my life. He never taught me anything important, it was a rough road to learn how to be a man. I’ve had multiple nightmares of seeing him in person and then waking up sweating. Now hearing that he wants to talk after all this time, makes me uncomfortable and I’m not sure what to do.

I would not trust him to meet my daughter, it’s not worth the risk to me. I think if I found out he was dying I would see him. But I’m not sure. I’ve heard multiple spiritual people mention that if you don’t forgive you have to reincarnate back on earth again one day. Not saying it’s true just an interesting thought. My apologies for the long essay, I’m just stuck on what to do. If anyone has a similar situation or any advice please let me know. Thanks!

Hello, I used ismyswitchpatched and it says it’s not. Then I used canircm and it says possibly patched. He has a few games he bought from the eshop, if I try to rcm it and it ends up being patched can I just revert to how it was? Can I backup his saves for his games etc? Thanks!

Hello, I’ve been using Retro Crisis’s SNES CRT Shader on my Retroid Pocket 5 and it looks great! I just wanna slightly turn the brightness up, but I’m shader parameters there’s a few options to choose from:

-Brightness Adjustment
- NTSC Brightness
- Post Brightness

Which option do I go for? Thanks!

I mainly play against the AI on Legendary, this update is really good. The knockdowns may need to be adjusted very slightly, but it’s so much better than the 20 knockdowns from before. I’m not sure if they fixed the blood glitch, I think they did. But every fight I’ve had recently has been super fun. Every EA UFC game is like this, it gets so much better eventually after updates and community feedback. I don’t get why Cejudo is 4.5 stars and his alter ego is 5 stars when they’re supposed to have the same prime stats lol. Also why Usman is 4.5 stars and not 5, when Luque is 4.5 stars. It’ll be ironed out over time regardless, fun update!!!

Hello! We have a 5 month old that will be 6 months in less than two weeks. Once her bottom teeth started coming in, she's been a lot more fussy than usual and refuses to sleep in her crib. She always contact naps through the day, but at night she would sleep just fine in her crib next to us. Now, she might sleep an hour max and then wake up and start crying. She does this thing where she'll be on her back perfectly asleep, then randomly rolls and wakes herself up and starts crying. She was an amazing sleeper before this, so it's a little rough lol. I was thinking of trying the Ferber method, because it would be nice if we didn't have to contact nap all the time and if she could just nap in her crib for a little. Her 4 month sleep regression wasn't this bad. It's frustrating because I read that baby orajel can help, and something called punkin butt teething oil. Then I read deeper into it and both aren't recommended. Especially the teething oil as I read from multiple different reviewers it causes projectile vomiting.

Depending on the night, my GF has this back pillow and will just prop it up and co-sleep with her. She sleeps perfectly when my GF does this. Though we don't want her to get used to it obviously and want her back in the crib. Any advice? Thank you!

Hello, I recently got hired at a Farmer’s agency after getting my P&C license. They said it’s $20/hr + commission, but if I don’t get my life and health license it drops to $19. I don’t mind getting it obviously as they’re supplying the ExamFX but just wondering if it’s normal. They also said they’d be paying for my “sircon” which I’m assuming is the insurance license lol. Should I ask them if they’ll pay for my life exam too? The team seems really cool, and from what I see so far it seems like they have solid training which I greatly appreciate. $20 + commission is a little rough in California but I’m obviously green. Just wondering if that’s normal, and any other tips you could give me would be great as a new insurance producer (coming from car sales) thanks!