Curious what people are paying out the door for their Silverado/Sierra EV.
Would love to know battery size, approx location, trim.
Thank you.
Curious, when you send a piece of kit to the FSC for warranty/repair work, who are the factory-trained technicians?
Do individuals specialize in one category of tools (drills/impacts vs OPE vs specialty etc.)? Where do they get training? Just curious.
-
1980s house. There are several areas above doors with these vertical seams. Presumably these are not drywall seams right?
Corner has a large crack floor to ceiling in picture 2.
One corner of house has brick veneer crack from bottom to top. (How would this even be fixed? Can it be re-mortared or would it need a whole new veneer?
Most doors/windows open fine but not sure if the doors have been adjusted/sanded.
Slab on grade. What would something like this potentially cost and is the right way to hire a structural engineer/PE and then hire a foundation repair company to use the exact stamped repair plans?
1980s house. There are several areas above doors with these vertical seams. Presumably these are not drywall seams right?
Corner has a large crack floor to ceiling in picture 2.
One corner of house has brick veneer crack from bottom to top. (How would this even be fixed? Can it be re-mortared or would it need a whole new veneer?
Most doors/windows open fine but not sure if the doors have been adjusted/sanded.
Slab on grade. What would something like this potentially cost and is the right way to hire a structural engineer/PE and then hire a foundation repair company to use the exact stamped repair plans?
Image: https://www.reddit.com/media?url=https%3A%2F%2Fi.redd.it%2Fp95h2uw5oylh1.png
I need to mount something somewhat heavy (retractable hose reel) to a brick veneer wall. Presumably hollow brick.
Thought about wedge anchors but heard those are for solid materials only. Tapcons seem they would be weak.
See that epoxy/resin anchors are well-regarded but I'm confused about one part. Where is the strength in this anchor? You put the mesh sleeve in and inject it and then insert a threaded rod, but what is keeping this anchor bomb proof and from moving?
Is it just this tiny area (in red) where the epoxy makes contact with the substrate? I would assume the rest of the anchor doesn't provide any structural support right? I mean the anchor is fused permanently to the anchor since it is completely embedded but what stops the anchor from pulling out?
With so many products available, what are some of the "holy grail" / best-in-class products on websites like Do My Own or other suppliers? Things that most home centers would not stock.
We found out about these companies a while back and some of the products work extremely well, far beyond that of home centers.
Have tried within the last few years:
Advion cockroach bait gel syringe
Advance carpenter bait
What are some other ones that just work?
Looking to build a basic single filter CR box with a standard Lasko 20" box fan. The area I'm using it for is small (<100 sq ft) sleeping area/dorm.
I have seen some people tape the filter to the box and others use plastic clips.
Questions:
Do you want an air gap between the filter and the back of the fan? Some people in this sub made it seem like it increases air flow/negative pressure?
Is a standard 1" filter the way to go or use a 4" one? Would the 4" provide too much resistance for a standard box fan?
Is it better to use a cheaper/lower MERV filter and change it more regularly or go with a high quality/rating one?
We use to use high MERV for AC return grills for HVAC system until we learned that they aren't designed to purify air and rather serve to prevent dust from getting into the air handler and that if you want cleaner air, get an air purifier, so I would assume the higher MERV here is better?
Interested in getting an XGT shop vac and saw this was highly rated on this sub, but I'm a bit confused how it's intended to be used.
The hose seems very short. Are you expected to hold this (carry it by the handle) during the entire use? Is this more intended for spot pickup here and there rather than adding a floor tool attachment? Was wanting something that could be used to suck/blow AC condensate drain lines so this caught my eye versus the bigger and more expensive wheeled units.
Are most HCV landlords able to achieve the full payment standard from housing agencies? We will not be paying for utilities so are subtracting appropriate utility allowances/UA.
Is it more common than not that: payment standard - UA = rent able to collect?
My understanding is local housing agencies base their payment standard off of FMR (which are 40% percentile based).
If not, how is "rent reasonableness" applied? Do landlords and housing agencies get to go back and forth to try to come to an agreeable rent?
non-swimmer but want to learn CSS. what’s the best resources to learn?
If you have a medication on your formulary but it requires PA, is the pt able to see the clinical criteria used to determine approval?
In the past I thought an individual reviewed it with their "medical judgement" but my understanding now is there is written clinical guidelines used.
Are pts able (and more importantly, legally entitled) to see this prior to submitting a PA (or receiving a denial)? The PA process takes time with back and forth and it would be nice to have the clinical information available when visiting with the prescribing physician so they can articulate the reasoning having known the clinical criteria.
Or do provider portals for the big PBM have it available for review when a provider submits a PA, just not visible for insured members?
If you have a medication on your formulary but it requires PA, is the pt able to see the clinical criteria used to determine approval?
In the past I thought an individual reviewed it with their "medical judgement" but my understanding now is there is written clinical guidelines used.
Are pts able (and more importantly, legally entitled) to see this prior to submitting a PA (or receiving a denial)? The PA process takes time with back and forth and it would be nice to have the clinical information available when visiting with the prescribing physician so they can articulate the reasoning having known the clinical criteria.
Or do provider portals for the big PBM have it available for review when a provider submits a PA, just not visible for insured members?
When I tried to do our vehicle registration recently the "classic option" (screenshot above) said it was no longer supported and individuals were required to use Texas by Texas (TxT).
Tried again today and saw the "classic online renewal" (no account registration/login required) appears once again working and an option (accepted payment).
Did DMV re-instate this option after it was disabled? Just want to make sure it will process through...
Looking for bathroom remodeling contractor recommendations, especially those who are experienced with ADA compliant shower design/install. Thank you!
Makita - After using OPE, will have batteries that are 2 or 3 bars. Is it better to top them off now or wait until they are near discharge? Does topping off count as a "cycle" that reduces longevity or far better than running to low/near empty?
After using OPE, will have batteries that are 2 or 3 bars. Is it better to top them off now or wait until they are near discharge? Does topping off count as a "cycle" that reduces longevity or far better than running to low/near empty?
32 years old, have $300k in a traditional 401(k). I am contributing max to get employer match. I am able to withdraw before 59.5 w/o penalty (SECURE 2.0 Act exception). I have never really understood 401(k) investing and either used robot advisors (which I know now have stupid high fees). A couple years ago, a 'financial advisor friend' rebalanced my portfolio to this:
----
T Rowe Price Small-Cap Stock - 26.76%
Fidelity Blue Chip Growth K6 - 26.14%
Vanguard International Growth Admiral - 25.26%
JP Morgan Large Cap Growth R4 - 12.77%
MFS Mid-Cap Growth Fund R6 - 6.05%
Loomis Sayles Small Cap Growth Instl - 3.02%
----
A quick AI search made it seem like my positions are not all that great and somewhat risky with high fees. I learned recently about "VOO and chill" which I started doing instead of individual stocks and never realized that such a "simple" investment choice was so highly regarded and it made me look at my 401(k) and wonder if I should rebalance. Is going to 100% VINIX a good option here?
I also am in a pension with strong benefits coming. At age 39, I should have about a $60k/yr pension for life and at age 43, about $100k/yr. With this "safety net", is it worth exploring a more aggressive growth strategy than just, for example, 100% VINIX? I do want to FI/RE.
---
T Rowe Price Small-Cap Stock (OTCFX)
Fidelity Blue Chip Growth K6 (FBCGX)
Vanguard International Growth Admiral (VWILX)
JP Morgan Large Cap Growth R4 (JLGQX)
MFS Mid-Cap Growth Fund R6 (OTCKX)
Loomis Sayles Small Cap Growth Instl (LSSIX)
Cohen & Steers Instl Realty Shares (CSRIX)
DFA US Large Cap Value Portfolio Instl (DFLVX)
JP Morgan Mid Cap Value R6 (JMVYX)
MissionSquare PLUS Fund R10
Sterling Capital Total Return Bond (BIBTX)
Vanguard Developed Markets Index Instl (VTMNX)
Vanguard Institutional Index Instl (VINIX) --- is this the winner here?
Vanguard Morningstar Small-Cap Idx ADM (VSMAX)
Vanguard Total Bond Market Index Instl (VBTIX)
Vanguard Treasury Money Market Fund (VUSXX)
American Funds 2010 Trgt Date Ret Inc R6 (RFTTX)
American Funds 2015 Trgt Date Ret Inc R6 (RFJTX)
American Funds 2020 Trgt Date Ret Inc R6 (RRCTX)
*American Funds 2025 Trgt Date Ret Inc R6 (*RFDTX)
American Funds 2030 Target Date Ret R6 (RFETX)
American Funds 2035 Target Date Ret R6 (RFFTX)
American Funds 2040 Target Date Ret R6 (RFGTX)
American Funds 2045 Target Date Ret R6 (RFHTX)
American Funds 2050 Target Date Ret R6 (RFITX)
American Funds 2055 Target Date Ret R6 (RFKTX)
American Funds 2060 Target Date Ret R6 (RFUTX)
32 years old, have $300k in a traditional 401(k). I am contributing max to get employer match. I am able to withdraw before 59.5 w/o penalty (SECURE 2.0 Act exception). I have never really understood 401(k) investing and either used robot advisors (which I know now have stupid high fees). A couple years ago, a 'financial advisor friend' rebalanced my portfolio to this:
----
T Rowe Price Small-Cap Stock - 26.76%
Fidelity Blue Chip Growth K6 - 26.14%
Vanguard International Growth Admiral - 25.26%
JP Morgan Large Cap Growth R4 - 12.77%
MFS Mid-Cap Growth Fund R6 - 6.05%
Loomis Sayles Small Cap Growth Instl - 3.02%
----
A quick AI search made it seem like my positions are not all that great and somewhat risky with high fees. I learned recently about "VOO and chill" which I started doing instead of individual stocks and never realized that such a "simple" investment choice was so highly regarded and it made me look at my 401(k) and wonder if I should rebalance. Is going to 100% VINIX a good option here?
I also am in a pension with strong benefits coming. At age 39, I should have about a $60k/yr pension for life and at age 43, about $100k/yr. With this "safety net", is it worth exploring a more aggressive growth strategy than just, for example, 100% VINIX? I do want to FI/RE.
---
T Rowe Price Small-Cap Stock (OTCFX)
Fidelity Blue Chip Growth K6 (FBCGX)
Vanguard International Growth Admiral (VWILX)
JP Morgan Large Cap Growth R4 (JLGQX)
MFS Mid-Cap Growth Fund R6 (OTCKX)
Loomis Sayles Small Cap Growth Instl (LSSIX)
Cohen & Steers Instl Realty Shares (CSRIX)
DFA US Large Cap Value Portfolio Instl (DFLVX)
JP Morgan Mid Cap Value R6 (JMVYX)
MissionSquare PLUS Fund R10
Sterling Capital Total Return Bond (BIBTX)
Vanguard Developed Markets Index Instl (VTMNX)
Vanguard Institutional Index Instl (VINIX) --- is this the winner here?
Vanguard Morningstar Small-Cap Idx ADM (VSMAX)
Vanguard Total Bond Market Index Instl (VBTIX)
Vanguard Treasury Money Market Fund (VUSXX)
American Funds 2010 Trgt Date Ret Inc R6 (RFTTX)
American Funds 2015 Trgt Date Ret Inc R6 (RFJTX)
American Funds 2020 Trgt Date Ret Inc R6 (RRCTX)
*American Funds 2025 Trgt Date Ret Inc R6 (*RFDTX)
American Funds 2030 Target Date Ret R6 (RFETX)
American Funds 2035 Target Date Ret R6 (RFFTX)
American Funds 2040 Target Date Ret R6 (RFGTX)
American Funds 2045 Target Date Ret R6 (RFHTX)
American Funds 2050 Target Date Ret R6 (RFITX)
American Funds 2055 Target Date Ret R6 (RFKTX)
American Funds 2060 Target Date Ret R6 (RFUTX)
32 years old, have $300k in a traditional 401(k). I am contributing max to get employer match. I am able to withdraw before 59.5 w/o penalty (SECURE 2.0 Act exception). I have never really understood 401(k) investing and either used robot advisors (which I know now have stupid high fees). A couple years ago, a 'financial advisor friend' rebalanced my portfolio to this:
----
T Rowe Price Small-Cap Stock - 26.76%
Fidelity Blue Chip Growth K6 - 26.14%
Vanguard International Growth Admiral - 25.26%
JP Morgan Large Cap Growth R4 - 12.77%
MFS Mid-Cap Growth Fund R6 - 6.05%
Loomis Sayles Small Cap Growth Instl - 3.02%
----
A quick AI search made it seem like my positions are not all that great and somewhat risky with high fees. I learned recently about "VOO and chill" which I started doing instead of individual stocks and never realized that such a "simple" investment choice was so highly regarded and it made me look at my 401(k) and wonder if I should rebalance. Is going to 100% VINIX a good option here?
I also am in a pension with strong benefits coming. At age 39, I should have about a $60k/yr pension for life and at age 43, about $100k/yr. With this "safety net", is it worth exploring a more aggressive growth strategy than just, for example, 100% VINIX? I do want to FI/RE.
---
T Rowe Price Small-Cap Stock (OTCFX)
Fidelity Blue Chip Growth K6 (FBCGX)
Vanguard International Growth Admiral (VWILX)
JP Morgan Large Cap Growth R4 (JLGQX)
MFS Mid-Cap Growth Fund R6 (OTCKX)
Loomis Sayles Small Cap Growth Instl (LSSIX)
Cohen & Steers Instl Realty Shares (CSRIX)
DFA US Large Cap Value Portfolio Instl (DFLVX)
JP Morgan Mid Cap Value R6 (JMVYX)
MissionSquare PLUS Fund R10
Sterling Capital Total Return Bond (BIBTX)
Vanguard Developed Markets Index Instl (VTMNX)
Vanguard Institutional Index Instl (VINIX) --- is this the winner here?
Vanguard Morningstar Small-Cap Idx ADM (VSMAX)
Vanguard Total Bond Market Index Instl (VBTIX)
Vanguard Treasury Money Market Fund (VUSXX)
American Funds 2010 Trgt Date Ret Inc R6 (RFTTX)
American Funds 2015 Trgt Date Ret Inc R6 (RFJTX)
American Funds 2020 Trgt Date Ret Inc R6 (RRCTX)
*American Funds 2025 Trgt Date Ret Inc R6 (*RFDTX)
American Funds 2030 Target Date Ret R6 (RFETX)
American Funds 2035 Target Date Ret R6 (RFFTX)
American Funds 2040 Target Date Ret R6 (RFGTX)
American Funds 2045 Target Date Ret R6 (RFHTX)
American Funds 2050 Target Date Ret R6 (RFITX)
American Funds 2055 Target Date Ret R6 (RFKTX)
American Funds 2060 Target Date Ret R6 (RFUTX)
