u/AdBackground9215

We run a few phone and laptop shops in Rawalpindi/Islamabad. Had an incident recently, robbers tried something. Got me thinking about the worst case though. Not what happened, just what if.

If you fire and end up hurting someone, what happens legally. And if someone dies?

Hey everyone, this is my second post here. Some of you might remember my earlier post (https://www.reddit.com/r/FIREPakistan/s/h8wb93AS62)

Good news, it sold for 4 crore 80 lakh, but the amount that actually landed in our account was 4.67 crore. Combined with leftover money from selling our car earlier, we now have roughly 6 crore sitting in cash.

I will be staying in Pakistan while the rest of my family is abroad, so we only have one car right now. The bigger question is what to do with the cash sitting on hand.

I will need to take out around 80 lakh to 1 cr next year when my family is back and we need to buy a car. Aside from that, I am open to investing the rest for a decent return, but it has to be halal and Sharia compliant.

So fuck\*\*g hot and I didn't sleep all night. Low voltage or something blew my AC switch so it wouldn't even turn on. my whole bed is soaked with sweat, on top of it. Now my solar and solar batteries are acting up too, nothing's working right, power comes and goes every few hours. Got meetings all day and I'll be busy till night. Don't even know what to do today, just so fuck\*\*g frustrated.

Guys, you know that fear. Last night my dad called at like 9-10pm asking where I was I told him I was in PWD, 5km from home in Bahria Town I was actually in B17, around 40 km from my home, an hour's drive with traffic. I don't know what happened after that call. I just know I was home in 25-30 minutes.

My father came from nothing and built everything himself.

He came back when my grandfather got seriously ill. After he passed, my father never went back But the financial situation since then has gotten bad.

Bad investments and land grabs wiped out around 60% of his net worth. What's left is a few residential properties in Rawalpindi and Islamabad worth around 20 to 25 crores. Rental income is 450 to 500k when someone is actually living there, but tenants leave every 3 to 6 months, houses sit vacant, and maintenance eats whatever came in.

Family expenses run 15 to 20 lakhs a month. My parents travel abroad every month or two and that's most of it.

My father is in his early 50s. If he went back to work he would easily net $20,000 to $25,000 a month as an engineer, But it's offshore or deep desert work and I'm not going to push him back into those conditions.

As for me, I'm 18. I was earning 3 lakhs a month in tech until I got laid off earlier this year. Zero income since. My brother is doing his masters abroad and covers only himself. So right now there is no active income coming into the house.

We are selling our smallest house in Bahria Town, which should go for 4 to 5 crores. Around 1.5 crores goes immediately to expenses, leaving roughly 2.5 to 3.5 crores to actually invest. But the bigger question is whether we should sell all the remaining properties and exit real estate entirely. It has been our worst performing asset

I've been following Nasdaq and paper trading since 2022 so markets aren't completely new to me, but I have zero experience with PSX specifically. Not interested in forex or anything speculative.

My usual spots are on 6th Road and Murree Road but going there today would be a straight up stupid decision. Muharram processions & traffic.

My usual spots are on 6th Road and Murree Road but going there today would be a straight up stupid decision. Muharram processions & traffic.

I'm a product designer, 3.5 years in, mostly SaaS and mobile. Lost my main job a while back and been moving towards freelance and contract work since then.

The portfolio situation is a bit awkward. Most of my work is under NDA, and what isn't is older stuff mostly pre-AI era work. So that's why I'm here. Looking to take on a few projects and get some pieces I can actually show.

What I'm looking for

If you have an MVP, something vibecoded, or just a first version that works but doesn't look like a real product yet, that's exactly the kind of thing I want to work on. Not looking for anything massive, just smaller focused projects, roughly 30 to 35 screens, maybe a bit more

Rate

$500-600, Way below what I'd normally charge/market rate

I do charge because free work just doesn't get taken seriously. I've seen it happen and I'd rather not deal with it. 500-600 is already very low for what you're getting, so if that works for you, DM me, I'll share my portfolio and we can talk through what you have.

I'm a product designer, 3.5 years in, mostly SaaS and mobile. Lost my main job a while back and been moving towards freelance and contract work since then.

The portfolio situation is a bit awkward. Most of my work is under NDA, and what isn't is older stuff mostly pre-AI era work. So that's why I'm here. Looking to take on a few projects and get some pieces I can actually show.

What I'm looking for

If you have an MVP, something vibecoded, or just a first version that works but doesn't look like a real product yet, that's exactly the kind of thing I want to work on. Not looking for anything massive, just smaller focused projects, roughly 30 to 35 screens, maybe a bit more

Rate

30-35k, Way below what I'd normally charge/market rate

I do charge because free work just doesn't get taken seriously. I've seen it happen and I'd rather not deal with it. 30-35k is already pretty low for what you're getting, so if that works for you, DM me, I'll share my portfolio and we can talk through what you have.

My family has three residential properties in Islamabad, six tenants, Maybe one or two pay on time. The rest I chase every month.

And before anyone says these people can't afford it, if you're paying 150k a month in rent and driving a 1.3 crore car, you are not poor. The houses are in good areas. You know what kind of people live there.

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One of them is a director at a major bank. He has new Haval PHEV. Few months back he asked where to get a good phone so I sent him to our family/cousin shop. Bought two iPhone 17 Pro Maxes, close to a million. Still hasn't paid two months of rent. Salary hasn't come in, and different types of excuses every time I call

I don't even want a reason anymore. Just give me one date and pick up when I call. That's it. Instead it's "I'll pay on the 15th" and then he wouldn't pick up my calls

And every time I show up there's a list. Separate water tank. Separate motor. Downstairs won't pay the gas bill because upstairs uses more. Society fees I'm covering myself.

Why do people who clearly have money actually do this?

I've been freelancing for a few months and I have zero structure. No system, no starting point, just winging it every time.

Two things I need help with:

1. Process based on client type some clients come in with an existing product, others just have a raw idea and want an MVP. I don't know how to approach these differently. Do you have different workflows depending on what the client brings?

2. App structure and user flows - I'm bad at this. I can design screens but mapping out full flows and information architecture is where I fall apart. What's the right way to learn this manually before using AI to speed it up?

Any advice helps.

Hey, I'm a product designer with 3.5 years of experience in 0 to 1 and SaaS work. Lost my main job recently and transitioning to freelance.

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Looking for someone with a product or app website that needs design help. Willing to work at cost in exchange for a portfolio piece. DM me if interested and I'll share my portfolio with you directly.