u/Fleeting_Thoughts1

From my experience which is subjective as you know and I am entitled to my opinion as anyone else, folks are short-sighted (willing to trade what should be “friends for life” for trivial or transient things), transactional, and lack social skills including diplomacy, etiquette among others).

Professors are often worse, with exceptions for few highly self-respecting instructors. Staff are worse than bad. Where should I start?

By the way, for the virtue-signaling commenters, I am very humble and not meaning anything other than sharing my experience. I am highly cosmopolitan having lived and educated in 4 countries over 4 different continents, attending institutions far beyond Concordia’s pay grade.

Hi folks,

I am a very low-income individual who has some savings accumulated over years around $10,000. I’ve parked them in a bank to benefit from promotional interest rate. The interest rate extra income is modest (around 5%). I’ve forgotten this is not TFSA and I almost panicked. Do I have to pay interest on these extra interest cash?

Thank you so much

Hi folks,

I am a very low-income individual who has some savings accumulated over years around $10,000. I’ve parked them in a bank to benefit from promotional interest rate. The interest rate extra income is modest (around 5%). I’ve forgotten this is not TFSA and I almost panicked. Do I have to pay interest on these extra interest cash?

Thank you so much

I’m a computer science student who has 17 credits left to graduate. Due to personal legitimate reasons, I’m traveling abroad. Would they accommodate me to do the remaining credits remotely ? Anyways I never attend lectures and only physically show up at exams

Edit: courses remaining are entirely CS core or CS electives

I’m computer science student who has 17 credits left to graduate. Due to personal legitimate reasons, I’m traveling abroad. Would they accommodate me to do the remaining credits remotely ? Anyways I never attend lectures and only physically show up at exams

If you’re reading this, I just want to tell you what I can’t tell you in-person. I pretend that I like you and I respect you but I am just paying lip service. You’re a bunch of low-life losers. Full-time bullshitters. I’d print out your “published papers” and your credentials from substandard institutions and make them as a toilet paper that I would wipe my ass with. You think you can bullshit your way out of the lecture. Are you here to amuse me? What a bunch of silly clowns 🤡

I’m just wondering if you could postpone enrollment dates including training? Hopefully once you get a job offer

My mom did lots of good things to me. But she also ruined and traumatized my childhood. Deep egregious wounds. While I can forgive the past, she is still pretty much the same. She brings up subjects knowing full well they bother me. Or she’s tone-deaf. She makes feel bad. Though she’s respectful of my boundaries; she doesn’t even have my phone number. But this lady is sick in the sense that she has to do lots of work on herself to preserve a functional relationship with her son. I highly doubt she would. So wanting to cut her off in a non cruel way. I was dreaming had I been highly paid and employed, I would buy her or engineer her life in the sense it becomes so convenient and easy (e.g. major home improvement, providing helpful tools, maybe some investment product too). And leave her forever. Until she really changes herself.

My mom did lots of good things to me. But she also ruined and traumatized my childhood. Deep egregious wounds. While I can forgive the past, she is still pretty much the same. She brings up subjects knowing full well they bother me. Or she’s tone-deaf. She makes feel bad. Though she’s respectful of my boundaries; she doesn’t even have my phone number. But this lady is sick in the sense that she has to do lots of work on herself to preserve a functional relationship with her son. I highly doubt she would. So wanting to cut her off in a non cruel way. I was dreaming had I been highly paid and employed, I would buy her or engineer her life in the sense it becomes so convenient and easy (e.g. major home improvement, providing helpful tools, maybe some investment product too). And leave her forever. Until she really changes herself.

مرحبًا جميعًا،

أنا مقيم في كندا. توفي والدي، وهو يحمل جنسية عربية (ليس أردنياً)، في عمّان، الأردن، قبل حوالي عقد من الزمن. لم يكن مقيمًا اعتياديًا هناك، لكنه توفي بسبب مضاعفات طبية. لدي شهادة وفاة أردنية رسمية.

لكنني أحتاج إلى حصر** **إرث، وهو مستند قانوني يحدد الورثة الشرعيين. أحتاج إلى هذا المستند لاسترداد أصل صغير في أوروبا.
هل يمكن لأحد أن يشرح لي، خطوة بخطوة، كيفية الحصول عليه؟ فمن الصعب الحصول عليه من بلد جنسية والدي.

شكرًا جزيلًا لكم.

مرحبًا جميعًا،

أنا مقيم في كندا. توفي والدي، وهو يحمل جنسية عربية (ليس أردنياً)، في عمّان، الأردن، قبل حوالي عقد من الزمن. لم يكن مقيمًا اعتياديًا هناك، لكنه توفي بسبب مضاعفات طبية. لدي شهادة وفاة أردنية رسمية.

لكنني أحتاج إلى حصر** **إرث، وهو مستند قانوني يحدد الورثة الشرعيين. أحتاج إلى هذا المستند لاسترداد أصل صغير في أوروبا.
هل يمكن لأحد أن يشرح لي، خطوة بخطوة، كيفية الحصول عليه؟ فمن الصعب الحصول عليه من بلد جنسية والدي.

شكرًا جزيلًا لكم.

A landlord claims his property is still a mortgage and they hiked their mortgage payments justifying unusual high rent increases. I find it hard to believe he still hasn’t paid the mortgage off since public records show it has been purchased in 2007. How to know the answer?

A landlord claims his property is still a mortgage and they hiked their mortgage payments justifying unusual high rent increases. I find it hard to believe he still hasn’t paid the mortgage off since public records show it has been purchased in 2007. How to know the answer?

Hello… I’m trying to sign up with “ MyMoney Account delivered with KOHO” but there are severe technical glitches that it doesn’t let me register and give me error. What to do?

Hello… I’m trying to sign up with “ MyMoney Account delivered with KOHO” but there are severe technical glitches that it doesn’t let me register and give me error. What to do?

Does it feel weird that I have iPhone, MacBook and know how to use the latest technologies but yet I eat absolutely crap 💩 just to save few bucks? I bet there thousands (heck even millions if not more) are like me. All of this “technology” but yet we still need to worry and stress over extremely basic necessities like shelter (rent) and food. Isn’t this what people worried about in medieval times? Not just that. People unfortunately can scandalize others because “oh they receive welfare money” as if it’s a luxury. I believe primitive survival needs (like food and shelter) should be trivial in the sense no human on earth should worry about or even bother to think of. Our worrying, time and effort should be instead be dedicated to projects and stuff we’re care about. I crave for a world where no human being have to worry the slightest about primitive survival needs. I feel awful for such cruel, callous and pretty much still backward world and I am annoyed by those people who lack empathy ain’t got no humanity scandalizing others who merely trying to survive

Hey folks. I stayed with a signed official written lease for roughly 5 months but didn’t give me RL-31. I find them shady but never asked them. I would like to verify were they obliged to give me it? Thank you so much

Edit : I lived there from January 1 until roughly mid May. So I vacated by mid-May

Hey folks. I stayed with a signed official written lease for roughly 5 months but didn’t give me RL-31. I find them shady but never asked them. I would like to verify were they obliged to give me it? Thank you so much
Edit : I lived there from January 1 until roughly mid May. So I vacated by mid-May

لقد ترجمتُ منشوري من الإنجليزية إلى العربية باستخدام الذكاء الاصطناعي:
لفترة من الزمن، كنت أرفض أن أُعرّف نفسي كعربي عِرقيًا. فالعرب العِرقيون هم أولئك العرب القادمون من شبه الجزيرة العربية. وبناءً على ذلك، فإن أهل بلاد الشام والمصريين وشعوب شمال أفريقيا ليسوا عربًا، بل «مُستعرَبين» (أي أنهم تبنّوا اللغة العربية والدين العربي). إلى أن قمتُ بإجراء اختبار 23andMe لجدّتي البالغة من العمر 97 عامًا 🧬، فظهرت النتائج ليس فقط بوجود أصول عربية كبيرة، بل أيضًا بجذور عميقة في المملكة العربية السعودية. وقد حدّد الاختبار حتى المناطق التي جاء منها أسلافها، بما في ذلك الرياض ومكة وغيرها.
لذلك أستطيع أن أقول إنني لم أعد أعاني من هذه المشكلة النفسية (إن صحّ التعبير) المتعلقة بكوني عربيًا. نعم، لديّ تراث عربي وأنا أعتز بتراثي العربي، بما في ذلك دين العرب، الإسلام، ونبينا محمد (صلى الله عليه وسلم). وأقول هذا رغم أنني لست مسلمًا.

Bonjour à tous,

Je me tourne vers vous pour obtenir des conseils sur la procédure de réclamation de fonds auprès de la Caisse des Dépôts et Consignations (via Ciclade).

Le contexte :
Mon père (de nationalité algérienne) est décédé en 2010. Il possédait un compte courant en France auprès du CCF (Crédit Commercial de France) ouvert dans les années 1990/2000 lorsqu'il travaillait en Libye. Mes parents ont divorcé avant son décès. À sa mort, la banque avait initialement nié l'existence des fonds auprès de ma mère (qui appelait depuis le Liban), mais je possède aujourd'hui les relevés bancaires physiques de l'époque attestant d'un solde créditeur très important.

Je viens d'effectuer la recherche sur le site Ciclade et j'ai obtenu une correspondance positive (un match). Les fonds ont bien été transférés à la Caisse des Dépôts. La demande est actuellement enregistrée en brouillon sur mon espace personnel.

La situation familiale et géographique :

Je réside actuellement au Canada (Montréal).

Mon père n'a laissé que deux enfants : ma sœur et moi-même.

Ma sœur réside au Liban. Ma mère (divorcée) n'est pas ayant droit.

Ma sœur est d'accord pour coopérer et me signer une procuration (pouvoir) légalisée auprès de l'Ambassade de France à Beyrouth pour que je gère la totalité de la réclamation et reçoive les fonds sur mon compte bancaire canadien, avant que nous procédions au partage de manière privée.

Mes questions :

N'ayant pas d'acte de notoriété établi en France (la succession n'a jamais été ouverte en France), la Caisse des Dépôts va-t-elle accepter nos seuls actes de naissance (traduits par un traducteur assermenté) et l'acte de décès, combinés à la procuration de ma sœur ? Ou exigeront-ils impérativement la saisine d'un notaire français pour établir un acte de notoriété ?

Le fait que la procuration soit signée par ma sœur à l'Ambassade de France au Liban facilite-t-il la validation par l'administration ?

Des personnes ont-elles déjà réussi à débloquer des fonds Ciclade depuis l'étranger sans l'aide d'un notaire dans le cadre d'une succession internationale ?

Merci d'avance pour vos précieux conseils et votre temps. 🙏